Autauga County, AL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.53, -86.65.
Assembled 2026-10-19. Read the brief.
- 61st pct · 1,179th of 3,063 US counties · median $230,451
- 89th pct · 8th of 67 Alabama counties · median $177,293
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
- 61st pct · 1,172nd of 3,062 US counties · median +2.9%
- 71st pct · 20th of 67 Alabama counties · median +2.4%
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
- 64th pct · 483rd of 1,358 US counties · median $1,506
- 92nd pct · 3rd of 27 Alabama counties · median $1,378
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
- 61st pct · 1,231st of 3,221 US counties · median 8,232
- 59th pct · 28th of 67 Alabama counties · median 10,118
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
- 52nd pct · 1,512th of 3,221 US counties · median $1,039
- 60th pct · 27th of 67 Alabama counties · median $1,024
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
- 63rd pct · 1,128th of 3,063 US counties · median 4.2
- 87th pct · 9th of 67 Alabama counties · median 3.3
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $265,448 (Sep 2026), +3.8% over one year, +25.5% over five
- 61st pct · 1,179th of 3,063 US counties · median $230,451
- 89th pct · 8th of 67 Alabama counties · median $177,293
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Autauga County, AL | $265,448 · +3.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,687/mo (Sep 2026), +6.7% over one year; price-to-rent 13.1
- 64th pct · 483rd of 1,358 US counties · median $1,506
- 92nd pct · 3rd of 27 Alabama counties · median $1,378
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Autauga County, AL | $1,687/mo · +6.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,470 a month on $265,448 at 7.40%, against an average weekly wage worth $4,559 a month: 32.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $265,448 × 80% = $212,358, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,470/mo principal and interest
- wage share = payment / (avg weekly wage $1,052 × 52 / 12 = $4,559) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $265,448 / ($1,052 × 52) = 4.9
- price-to-rent = $265,448 / ($1,687 × 12) = 13.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
13,187 jobs at 1,251 employers (2026 Q1); +2.1% jobs and +4.6% average weekly wage over the year
- 61st pct · 1,231st of 3,221 US counties · median 8,232
- 59th pct · 28th of 67 Alabama counties · median 10,118
- counties in the Montgomery metro: Rank context is unavailable: the manifest lists 4 counties in the Montgomery metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Autauga County, AL | 13,187 jobs · $1,052/wk · +2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,916 | $1,762 | 1.81 | -5.1% |
| Retail trade | 1,661 | $693 | 1.29 | -1.5% |
| Accommodation and food services | 1,568 | $408 | 1.32 | +2.6% |
| Health care and social assistance | 1,414 | $754 | 0.71 | +13.4% |
| Construction | 576 | $1,242 | 0.83 | +0.0% |
| Finance and insurance | 500 | $1,639 | 0.93 | +6.8% |
| Wholesale trade | 458 | $1,650 | 0.91 | +3.6% |
| Other services | 441 | $915 | 1.12 | +17.0% |
| Arts, entertainment and recreation | 398 | $256 | 1.83 | +8.4% |
| Professional and technical services | 334 | $1,417 | 0.37 | +0.0% |
| Transportation and warehousing | 254 | $890 | 0.46 | +85.4% |
| Educational services | 169 | $455 | 0.60 | +13.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$975.7 m in deposits at 16 offices of 12 banks (SOD June 2026); HHI 1,457, moderately concentrated. $406.3 m federal obligations in FY2026 (direct payments $401.5 m, grants $3.5 m), $30,812 per covered job
| Item | Value | Distance |
|---|---|---|
| River Bank & Trust | $246.2 m · 25.2% share · 2 offices | |
| Regions Bank | $169.0 m · 17.3% share · 2 offices | |
| Trustmark Bank | $160.6 m · 16.5% share · 2 offices | |
| Autauga, AL | $406.3 m FY2026 · $30,812/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| River Bank & Trust | $246,225,000 | 25.2% | 2 |
| Regions Bank | $169,016,000 | 17.3% | 2 |
| Trustmark Bank | $160,626,000 | 16.5% | 2 |
| First Community Bank of Central Alabama | $80,213,000 | 8.2% | 2 |
| Wells Fargo Bank, National Association | $74,792,000 | 7.7% | 1 |
| PNC Bank, National Association | $64,254,000 | 6.6% | 1 |
| Hancock Whitney Bank | $60,771,000 | 6.2% | 1 |
| Pinnacle Bank | $40,702,000 | 4.2% | 1 |
| Truist Bank | $35,028,000 | 3.6% | 1 |
| AmeriFirst Bank | $27,743,000 | 2.8% | 1 |
Deposit concentration is 1,457 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 25.2² + 17.3² + 16.5² + … (9 more) = 1,457
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $30,812 per covered job, against 13,187 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $406.3 m / 13,187 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,812
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Autauga County, AL: 10 findings, 10 noted
noteAutauga County, AL's average weekly wage was 4.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAutauga County, AL's covered employment was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAutauga County, AL's typical asking rent rose 1.6% from $1,659 in August 2026 to $1,687 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +1.6% = (1686.5517815517815 - 1659.3021519700121) / 1659.3021519700121 × 100
- 1686.5517815517815 = Zillow ZORI, 2026-09
- 1659.3021519700121 = Zillow ZORI, 2026-08
noteAutauga County, AL's typical home value rose 0.3% from $264,781 in August 2026 to $265,448 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (265448.096468011 - 264781.256772663) / 264781.256772663 × 100
- 265448.096468011 = Zillow ZHVI, 2026-09
- 264781.256772663 = Zillow ZHVI, 2026-08
noteAutauga County, AL's momentum index of 0.62 ranks 6th of 67 Alabama counties, against a median of 0.26.
Period 2026-09.Show the arithmetic
- 92 on the 0-to-100 scale across 67 Alabama counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.