Kodiak Island Borough, AK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 57.70, -153.92.
Assembled 2026-10-19. Read the brief.
- 86th pct · 407th of 3,063 US counties · median $230,451
- 66th pct · 5th of 13 Alaska counties · median $383,220
- 53rd pct · 1,417th of 3,062 US counties · median +2.9%
- 25th pct · 10th of 13 Alaska counties · median +5.4%
- US counties: not published this period
- Alaska counties: not published this period
- 41st pct · 1,882nd of 3,221 US counties · median 8,232
- 72nd pct · 9th of 30 Alaska counties · median 2,486
- 69th pct · 985th of 3,221 US counties · median $1,039
- 34th pct · 20th of 30 Alaska counties · median $1,272
- 86th pct · 401st of 3,063 US counties · median 4.2
- 75th pct · 4th of 13 Alaska counties · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $403,388 (Sep 2026), +3.1% over one year, +8.4% over five
- 86th pct · 407th of 3,063 US counties · median $230,451
- 66th pct · 5th of 13 Alaska counties · median $383,220
| Item | Value | Distance |
|---|---|---|
| Kodiak Island Borough, AK | $403,388 · +3.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Alaska counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,234 a month on $403,388 at 7.40%, against an average weekly wage worth $4,962 a month: 45.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $403,388 × 80% = $322,711, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,234/mo principal and interest
- wage share = payment / (avg weekly wage $1,145 × 52 / 12 = $4,962) = 45% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $403,388 / ($1,145 × 52) = 6.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,890 jobs at 476 employers (2026 Q1); +3.2% jobs and -2.1% average weekly wage over the year
- 41st pct · 1,882nd of 3,221 US counties · median 8,232
- 72nd pct · 9th of 30 Alaska counties · median 2,486
| Item | Value | Distance |
|---|---|---|
| Kodiak Island Borough, AK | 5,890 jobs · $1,145/wk · +3.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,772 | $1,000 | 3.74 | +25.8% |
| Health care and social assistance | 794 | $1,456 | 0.90 | -4.3% |
| Retail trade | 523 | $727 | 0.91 | +9.0% |
| Accommodation and food services | 369 | $565 | 0.70 | -2.4% |
| Transportation and warehousing | 229 | $1,212 | 0.92 | -7.7% |
| Administrative and waste services | 196 | $1,670 | 0.59 | -4.9% |
| Construction | 146 | $1,491 | 0.47 | +0.7% |
| Other services | 128 | $741 | 0.73 | +2.4% |
| Agriculture, forestry, fishing | 73 | $1,255 | 1.72 | -5.2% |
| Finance and insurance | 56 | $1,711 | 0.23 | -6.7% |
| Arts, entertainment and recreation | 49 | $666 | 0.51 | +0.0% |
| Information | 37 | $976 | 0.34 | -14.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$293.9 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,601, highly concentrated. $675.1 m federal obligations in FY2026 (contracts $545.7 m, direct payments $96.4 m), $114,623 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank Alaska | $125.3 m · 42.6% share · 1 office | |
| Wells Fargo Bank, National Association | $117.9 m · 40.1% share · 1 office | |
| Northrim Bank | $36.2 m · 12.3% share · 1 office | |
| Kodiak Island, AK | $675.1 m FY2026 · $114,623/job | |
| TUTOR PERINI CORPORATION | $458.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank Alaska | $125,271,000 | 42.6% | 1 |
| Wells Fargo Bank, National Association | $117,856,000 | 40.1% | 1 |
| Northrim Bank | $36,179,000 | 12.3% | 1 |
| KeyBank National Association | $14,578,000 | 5.0% | 1 |
Deposit concentration is 3,601 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.6² + 40.1² + 12.3² + … (1 more) = 3,601
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Homeland Security | $532,856,401 |
| Social Security Administration | $44,116,935 |
| Federal Communications Commission | $20,415,108 |
| Department of the Interior | $17,962,915 |
| Department of Transportation | $16,988,757 |
| Department of Veterans Affairs | $12,134,693 |
| Department of Agriculture | $9,095,194 |
| Department of Housing and Urban Development | $7,727,473 |
| Department of Health and Human Services | $5,486,372 |
| Department of Defense | $4,336,136 |
| Denali Commission | $3,427,000 |
| Department of Commerce | $369,142 |
That is $114,623 per covered job, against 5,890 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $675.1 m / 5,890 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $114,623
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Kodiak Island Borough, AK: 8 findings, 3 at a watch level and 5 noted
watchKodiak Island Borough, AK's average weekly wage is -2.1% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.1 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchKodiak Island Borough, AK's average weekly wage of $1,145 scores 69 on the 0-to-100 scale across US counties but 34 across Alaska counties, a gap of 35 points.
Period 2026 Q1.Show the arithmetic
- 35 = |69 across US counties - 34 across Alaska counties|
position among the entities that published this metric this period; not an official level
watchKodiak Island Borough, AK's covered employment of 5,890 scores 42 on the 0-to-100 scale across US counties but 72 across Alaska counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |42 across US counties - 72 across Alaska counties|
position among the entities that published this metric this period; not an official level
noteKodiak Island Borough, AK's covered employment was 3.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteKodiak Island Borough, AK's average weekly wage was 2.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.