Marion County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.27, -92.68.
Assembled 2026-10-19. Read the brief.
- 46th pct · 1,624th of 3,063 US counties · median $230,451
- 83rd pct · 13th of 74 Arkansas counties · median $165,493
- 14th pct · 2,604th of 3,062 US counties · median +2.9%
- 19th pct · 60th of 74 Arkansas counties · median +3.0%
- US counties: not published this period
- Arkansas counties: not published this period
- 26th pct · 2,383rd of 3,221 US counties · median 8,232
- 28th pct · 54th of 75 Arkansas counties · median 5,609
- 11th pct · 2,844th of 3,221 US counties · median $1,039
- 35th pct · 49th of 75 Arkansas counties · median $912
- 66th pct · 1,036th of 3,063 US counties · median 4.2
- 87th pct · 10th of 74 Arkansas counties · median 3.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $223,523 (Sep 2026), -0.9% over one year, +14.5% over five
- 46th pct · 1,624th of 3,063 US counties · median $230,451
- 83rd pct · 13th of 74 Arkansas counties · median $165,493
| Item | Value | Distance |
|---|---|---|
| Marion County, AR | $223,523 · -0.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Arkansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,238 a month on $223,523 at 7.40%, against an average weekly wage worth $3,683 a month: 33.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $223,523 × 80% = $178,819, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,238/mo principal and interest
- wage share = payment / (avg weekly wage $850 × 52 / 12 = $3,683) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $223,523 / ($850 × 52) = 5.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,190 jobs at 309 employers (2026 Q1); +4.1% jobs and +6.2% average weekly wage over the year
- 26th pct · 2,383rd of 3,221 US counties · median 8,232
- 28th pct · 54th of 75 Arkansas counties · median 5,609
| Item | Value | Distance |
|---|---|---|
| Marion County, AR | 3,190 jobs · $850/wk · +4.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,158 | $985 | 4.51 | +13.9% |
| Retail trade | 455 | $651 | 1.46 | -4.8% |
| Health care and social assistance | 237 | $944 | 0.49 | +0.4% |
| Accommodation and food services | 182 | $323 | 0.64 | -5.2% |
| Finance and insurance | 99 | $1,406 | 0.76 | -2.9% |
| Wholesale trade | 81 | $877 | 0.66 | +35.0% |
| Professional and technical services | 62 | $960 | 0.28 | +0.0% |
| Transportation and warehousing | 54 | $759 | 0.40 | +31.7% |
| Real estate and rental | 46 | $494 | 0.94 | -11.5% |
| Administrative and waste services | 31 | $777 | 0.17 | +0.0% |
| Utilities | 19 | $1,964 | 1.51 | +0.0% |
| Arts, entertainment and recreation | 5 | $731 | 0.10 | -64.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
38 gauges · 0 flooding · 10 with quality panels averaging 95 % · 7 stale
Sites found: 38, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07053450 | DO 1.80 mg/l · quality 50 % (2) · no flooding | 67 km |
| USGS-07055607 | flow 46.3 ft³/s | 5 km |
| USGS-07054527 | DO 8.80 mg/l · quality 100 % (2) | 13 km |
| USGS-07054502 | DO 8.00 mg/l · quality 100 % (2) | 13 km |
| White River at Bull Shoals Dam | no readings | 14 km |
| USGS-07054501 | DO 8.60 mg/l · quality 100 % (2) | 14 km |
| USGS-07056700 | flow 141.0 ft³/s | 24 km |
| USGS-07056000 | flow 102.0 ft³/s · no flooding | 32 km |
| USGS-07056545 | flow 0.00 ft³/s · STALE | 32 km |
| USGS-07057370 | flow 1,620 ft³/s | 34 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
5 wells in 0 named aquifers:
Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MO005-363436092391001 | depth 45.1 ft · 2026-10-18 | 34 km |
| MO005-363728093150401 | depth 229.4 ft · 2026-10-18 | 65 km |
| MO005-363855093134701 | depth 228.7 ft · 2026-10-18 | 65 km |
| MO005-364006093200301 | depth 383.5 ft · 2026-10-18 | 74 km |
| MO005-365602092395101 | depth 308.0 ft · 2026-10-18 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.34)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.05 / 0.55
Banks & federal dollars #
$387.3 m in deposits at 8 offices of 6 banks (SOD June 2026); HHI 2,773, highly concentrated. $157.4 m federal obligations in FY2026 (direct payments $152.1 m, grants $3.7 m), $49,340 per covered job
| Item | Value | Distance |
|---|---|---|
| Arvest Bank | $157.0 m · 40.5% share · 2 offices | |
| First Service Bank | $112.6 m · 29.1% share · 2 offices | |
| Anstaff Bank | $43.0 m · 11.1% share · 1 office | |
| Marion, AR | $157.4 m FY2026 · $49,340/job | |
| MULTIPLE RECIPIENTS | $150.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Arvest Bank | $157,031,000 | 40.5% | 2 |
| First Service Bank | $112,581,000 | 29.1% | 2 |
| Anstaff Bank | $42,972,000 | 11.1% | 1 |
| First Security Bank | $40,628,000 | 10.5% | 1 |
| Bank OZK | $26,700,000 | 6.9% | 1 |
| Bank of 1889 | $7,422,000 | 1.9% | 1 |
Deposit concentration is 2,773 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 40.5² + 29.1² + 11.1² + … (3 more) = 2,773
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $128,617,623 |
| Department of Veterans Affairs | $19,826,836 |
| Department of Transportation | $3,491,329 |
| Department of Agriculture | $1,691,812 |
| Railroad Retirement Board | $1,650,393 |
| Department of Defense | $1,328,359 |
| Department of Housing and Urban Development | $346,791 |
| Department of the Interior | $335,635 |
| Federal Communications Commission | $56,877 |
| Department of Health and Human Services | $50,000 |
| Small Business Administration | $0 |
| Environmental Protection Agency | $0 |
That is $49,340 per covered job, against 3,190 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $157.4 m / 3,190 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $49,340
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Marion County, AR: 11 findings, 2 at a watch level and 9 noted
watchMarion County, AR's typical home value is -0.9% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -0.8974535608566673 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchMarion County, AR's typical home value of $223,523 scores 47 on the 0-to-100 scale across US counties but 84 across Arkansas counties, a gap of 37 points.
Period 2026-09.Show the arithmetic
- 37 = |47 across US counties - 84 across Arkansas counties|
position among the entities that published this metric this period; not an official level
noteMarion County, AR's average weekly wage was 6.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarion County, AR's covered employment was 4.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarion County, AR's typical home value fell 0.7% from $225,192 in August 2026 to $223,523 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.7% = (223523.38572129412 - 225192.35379026536) / 225192.35379026536 × 100
- 223523.38572129412 = Zillow ZHVI, 2026-09
- 225192.35379026536 = Zillow ZHVI, 2026-08
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.