Glenn County, CA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.60, -122.40.
Assembled 2026-10-19. Read the brief.
- 81st pct · 572nd of 3,063 US counties · median $230,451
- 14th pct · 50th of 58 California counties · median $494,569
- 51st pct · 1,484th of 3,062 US counties · median +2.9%
- 78th pct · 13th of 58 California counties · median +0.4%
- US counties: not published this period
- California counties: not published this period
- 53rd pct · 1,506th of 3,221 US counties · median 8,232
- 19th pct · 47th of 58 California counties · median 74,865
- 49th pct · 1,611th of 3,221 US counties · median $1,039
- 8th pct · 53rd of 58 California counties · median $1,206
- 85th pct · 430th of 3,063 US counties · median 4.2
- 35th pct · 38th of 58 California counties · median 7.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $360,411 (Sep 2026), +3.0% over one year, +10.8% over five
- 81st pct · 572nd of 3,063 US counties · median $230,451
- 14th pct · 50th of 58 California counties · median $494,569
| Item | Value | Distance |
|---|---|---|
| Glenn County, CA | $360,411 · +3.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- California counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,996 a month on $360,411 at 7.40%, against an average weekly wage worth $4,502 a month: 44.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $360,411 × 80% = $288,329, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,996/mo principal and interest
- wage share = payment / (avg weekly wage $1,039 × 52 / 12 = $4,502) = 44% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $360,411 / ($1,039 × 52) = 6.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,378 jobs at 1,387 employers (2026 Q1); -2.8% jobs and +1.8% average weekly wage over the year
- 53rd pct · 1,506th of 3,221 US counties · median 8,232
- 19th pct · 47th of 58 California counties · median 74,865
| Item | Value | Distance |
|---|---|---|
| Glenn County, CA | 9,378 jobs · $1,039/wk · -2.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Agriculture, forestry, fishing | 2,175 | $940 | 32.11 | +5.5% |
| Retail trade | 868 | $729 | 0.95 | -4.4% |
| Manufacturing | 745 | $1,465 | 0.99 | -1.1% |
| Accommodation and food services | 721 | $521 | 0.86 | +3.6% |
| Transportation and warehousing | 360 | $1,033 | 0.91 | -23.2% |
| Wholesale trade | 326 | $1,289 | 0.91 | +1.6% |
| Construction | 222 | $1,109 | 0.45 | -2.6% |
| Other services | 166 | $811 | 0.59 | +9.9% |
| Professional and technical services | 132 | $989 | 0.20 | -7.0% |
| Finance and insurance | 113 | $1,631 | 0.30 | -6.6% |
| Arts, entertainment and recreation | 63 | $1,260 | 0.41 | -8.7% |
| Utilities | 54 | $3,052 | 1.46 | -5.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| INDIAN VALLEY RES A CLEARLAKE OAKS CA | 202,000 Acre-ft (USGS, no capacity on file) | 59 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
31 gauges · 0 flooding · 7 with quality panels averaging 91 % · 2 stale
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CLOVER C BYPASS A ELK MTN RD NR UPPER LAKE CA | flow 0.00 ft³/s · quality 50 % (2) | 64 km |
| Thomes Creek at Paskenta | no readings | 33 km |
| Sacramento River at Ord Ferry | no flooding | 35 km |
| Sacramento River at Hamilton City | no flooding | 38 km |
| Sacramento River at Butte City | no flooding | 38 km |
| Sacramento River at Vina-Woodson Bridge | no flooding | 43 km |
| Sacramento River at Moulton Weir | no flooding | 44 km |
| ELDER C NR PASKENTA CA | flow 3.50 ft³/s | 48 km |
| NF CACHE C A HOUGH SPRING NR CLEARLAKE OAKS CA | flow 0.66 ft³/s | 52 km |
| Sacramento River at Tehama Bridge | no flooding | 53 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.03)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.09 / 0.55
Banks & federal dollars #
$643.7 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 3,479, highly concentrated. $195.2 m federal obligations in FY2026 (direct payments $168.8 m, grants $13.4 m), $20,815 per covered job
| Item | Value | Distance |
|---|---|---|
| Tri Counties Bank | $323.2 m · 50.2% share · 2 offices | |
| Columbia Bank | $166.2 m · 25.8% share · 2 offices | |
| First Northern Bank of Dixon | $85.3 m · 13.3% share · 2 offices | |
| Glenn, CA | $195.2 m FY2026 · $20,815/job | |
| MULTIPLE RECIPIENTS | $137.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Tri Counties Bank | $323,236,000 | 50.2% | 2 |
| Columbia Bank | $166,222,000 | 25.8% | 2 |
| First Northern Bank of Dixon | $85,332,000 | 13.3% | 2 |
| U.S. Bank National Association | $68,891,000 | 10.7% | 1 |
Deposit concentration is 3,479 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 50.2² + 25.8² + 13.3² + … (1 more) = 3,479
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $125,878,810 |
| Department of Agriculture | $34,613,827 |
| Department of Veterans Affairs | $11,492,612 |
| Department of Transportation | $9,864,080 |
| Department of the Interior | $6,805,375 |
| Department of Health and Human Services | $4,247,383 |
| Federal Communications Commission | $926,362 |
| Department of Housing and Urban Development | $627,698 |
| Department of Education | $396,073 |
| Railroad Retirement Board | $194,128 |
| Department of Defense | $93,079 |
| General Services Administration | $84,460 |
That is $20,815 per covered job, against 9,378 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $195.2 m / 9,378 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,815
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Glenn County, CA: 12 findings, 5 at a watch level and 7 noted
watchGlenn County, CA's covered employment is -2.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchGlenn County, CA's typical home value of $360,411 scores 81 on the 0-to-100 scale across US counties but 14 across California counties, a gap of 67 points.
Period 2026-09.Show the arithmetic
- 67 = |81 across US counties - 14 across California counties|
position among the entities that published this metric this period; not an official level
watchGlenn County, CA's years of wages of 6.7 scores 86 on the 0-to-100 scale across US counties but 35 across California counties, a gap of 51 points.
Period 2026-09.Show the arithmetic
- 51 = |86 across US counties - 35 across California counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchGlenn County, CA's average weekly wage of $1,039 scores 50 on the 0-to-100 scale across US counties but 9 across California counties, a gap of 41 points.
Period 2026 Q1.Show the arithmetic
- 41 = |50 across US counties - 9 across California counties|
position among the entities that published this metric this period; not an official level
watchGlenn County, CA's covered employment of 9,378 scores 53 on the 0-to-100 scale across US counties but 19 across California counties, a gap of 34 points.
Period 2026 Q1.Show the arithmetic
- 34 = |53 across US counties - 19 across California counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.