Brevard County, FL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 28.30, -80.70.
Assembled 2026-10-19. Read the brief.
- 78th pct · 660th of 3,063 US counties · median $230,451
- 60th pct · 27th of 67 Florida counties · median $306,116
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
- 17th pct · 2,523rd of 3,062 US counties · median +2.9%
- 43rd pct · 38th of 67 Florida counties · median -0.3%
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
- 78th pct · 291st of 1,358 US counties · median $1,506
- 52nd pct · 22nd of 45 Florida counties · median $1,881
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
- 95th pct · 135th of 3,221 US counties · median 8,232
- 86th pct · 10th of 67 Florida counties · median 43,443
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
- 92nd pct · 235th of 3,221 US counties · median $1,039
- 92nd pct · 6th of 67 Florida counties · median $1,084
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
- 53rd pct · 1,424th of 3,063 US counties · median 4.2
- 18th pct · 55th of 67 Florida counties · median 5.4
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $342,346 (Sep 2026), -0.5% over one year, +15.7% over five
- 78th pct · 660th of 3,063 US counties · median $230,451
- 60th pct · 27th of 67 Florida counties · median $306,116
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Brevard County, FL | $342,346 · -0.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,887/mo (Sep 2026), +1.6% over one year; price-to-rent 15.1
- 78th pct · 291st of 1,358 US counties · median $1,506
- 52nd pct · 22nd of 45 Florida counties · median $1,881
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Brevard County, FL | $1,887/mo · +1.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,896 a month on $342,346 at 7.40%, against an average weekly wage worth $6,509 a month: 29.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $342,346 × 80% = $273,877, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,896/mo principal and interest
- wage share = payment / (avg weekly wage $1,502 × 52 / 12 = $6,509) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $342,346 / ($1,502 × 52) = 4.4
- price-to-rent = $342,346 / ($1,887 × 12) = 15.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
245,550 jobs at 19,153 employers (2026 Q1); +0.6% jobs and +7.1% average weekly wage over the year
- 95th pct · 135th of 3,221 US counties · median 8,232
- 86th pct · 10th of 67 Florida counties · median 43,443
- counties in the Palm Bay-Melbourne-Titusville metro: Rank context is unavailable: the manifest lists 1 counties in the Palm Bay-Melbourne-Titusville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Brevard County, FL | 245,550 jobs · $1,502/wk · +0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 35,273 | $2,782 | 1.79 | +1.0% |
| Health care and social assistance | 33,954 | $1,254 | 0.92 | +1.3% |
| Retail trade | 28,462 | $769 | 1.19 | -0.7% |
| Accommodation and food services | 26,154 | $574 | 1.19 | +0.4% |
| Professional and technical services | 20,648 | $2,153 | 1.22 | +1.0% |
| Construction | 15,688 | $1,347 | 1.22 | -1.7% |
| Administrative and waste services | 12,923 | $1,137 | 0.93 | -3.2% |
| Other services | 7,010 | $899 | 0.96 | +3.5% |
| Transportation and warehousing | 6,515 | $1,031 | 0.63 | +20.4% |
| Educational services | 6,017 | $854 | 1.14 | +4.4% |
| Finance and insurance | 4,990 | $2,433 | 0.50 | -1.0% |
| Wholesale trade | 4,815 | $3,834 | 0.51 | -1.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$11.5 bn in deposits at 87 offices of 17 banks (SOD June 2026); HHI 1,308, moderately concentrated. $13.7 bn federal obligations in FY2026 (contracts $7.5 bn, direct payments $6.1 bn), $55,950 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $2.1 bn · 18.2% share · 11 offices | |
| Bank of America, National Association | $2.0 bn · 17.2% share · 9 offices | |
| JPMorgan Chase Bank, National Association | $1.9 bn · 16.6% share · 12 offices | |
| Brevard, FL | $13.7 bn FY2026 · $55,950/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $2,082,400,000 | 18.2% | 11 |
| Bank of America, National Association | $1,968,471,000 | 17.2% | 9 |
| JPMorgan Chase Bank, National Association | $1,908,200,000 | 16.6% | 12 |
| Truist Bank | $1,788,612,000 | 15.6% | 15 |
| TD Bank, National Association | $1,065,447,000 | 9.3% | 7 |
| PNC Bank, National Association | $696,663,000 | 6.1% | 9 |
| Regions Bank | $447,132,000 | 3.9% | 6 |
| Seacoast National Bank | $376,966,000 | 3.3% | 2 |
| Community Bank of the South | $242,817,000 | 2.1% | 3 |
| Sunrise Bank | $233,861,000 | 2.0% | 2 |
Deposit concentration is 1,308 across 17 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 17 banks with deposits in the county = 18.2² + 17.2² + 16.6² + … (14 more) = 1,308
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $55,950 per covered job, against 245,550 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $13.7 bn / 245,550 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $55,950
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Brevard County, FL: 11 findings, 2 at a watch level and 9 noted
watchBrevard County, FL's typical home value is -0.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -0.4500491165682512 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchBrevard County, FL's years of wages of 4.4 scores 54 on the 0-to-100 scale across US counties but 18 across Florida counties, a gap of 35 points.
Period 2026-09.Show the arithmetic
- 35 = |54 across US counties - 18 across Florida counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteBrevard County, FL's average weekly wage was 7.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +7.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBrevard County, FL's covered employment was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBrevard County, FL's typical asking rent rose 0.4% from $1,879 in August 2026 to $1,887 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.4% = (1886.8997013055834 - 1879.2508794831115) / 1879.2508794831115 × 100
- 1886.8997013055834 = Zillow ZORI, 2026-09
- 1879.2508794831115 = Zillow ZORI, 2026-08
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.