Bacon County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.55, -82.45.
Assembled 2026-10-19. Read the brief.
- 20th pct · 2,434th of 3,063 US counties · median $230,451
- 24th pct · 120th of 159 Georgia counties · median $215,610
- 86th pct · 403rd of 3,062 US counties · median +2.9%
- 83rd pct · 27th of 159 Georgia counties · median +2.5%
- US counties: not published this period
- Georgia counties: not published this period
- 29th pct · 2,261st of 3,221 US counties · median 8,232
- 34th pct · 105th of 159 Georgia counties · median 7,095
- 31st pct · 2,214th of 3,221 US counties · median $1,039
- 46th pct · 86th of 159 Georgia counties · median $964
- 26th pct · 2,255th of 3,063 US counties · median 4.2
- 24th pct · 120th of 159 Georgia counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $159,283 (Sep 2026), +6.9% over one year, +40.4% over five
- 20th pct · 2,434th of 3,063 US counties · median $230,451
- 24th pct · 120th of 159 Georgia counties · median $215,610
| Item | Value | Distance |
|---|---|---|
| Bacon County, GA | $159,283 · +6.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $882 a month on $159,283 at 7.40%, against an average weekly wage worth $4,147 a month: 21.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $159,283 × 80% = $127,427, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $882/mo principal and interest
- wage share = payment / (avg weekly wage $957 × 52 / 12 = $4,147) = 21% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $159,283 / ($957 × 52) = 3.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,727 jobs at 287 employers (2026 Q1); +2.6% jobs and +4.2% average weekly wage over the year
- 29th pct · 2,261st of 3,221 US counties · median 8,232
- 34th pct · 105th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Bacon County, GA | 3,727 jobs · $957/wk · +2.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 590 | $875 | 1.05 | +2.6% |
| Manufacturing | 576 | $867 | 1.92 | -3.7% |
| Retail trade | 350 | $591 | 0.96 | +11.1% |
| Administrative and waste services | 282 | $805 | 1.33 | +6.8% |
| Finance and insurance | 108 | $1,722 | 0.71 | -6.1% |
| Wholesale trade | 67 | $1,142 | 0.47 | -6.9% |
| Other services | 65 | $938 | 0.58 | +0.0% |
| Real estate and rental | 5 | $403 | 0.09 | -28.6% |
| Agriculture, forestry, fishing | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
17 gauges · 1 flooding · 3 with quality panels averaging 100 % · 1 stale
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SATILLA RIVER AT ATKINSON, GA | flow 7,640 ft³/s · quality 100 % (1) · MINOR flooding | 67 km |
| ALABAHA RIVER AT GA 203, NEAR BLACKSHEAR, GA | flow 710.0 ft³/s · ACTION stage | 25 km |
| SATILLA RIVER AT GA 158, NEAR WAYCROSS, GA | flow 2,240 ft³/s · ACTION stage | 29 km |
| SATILLA RIVER NEAR WAYCROSS, GA | flow 3,800 ft³/s · ACTION stage | 37 km |
| Little Satilla River near Offerman | ACTION stage | 39 km |
| LITTLE SATILLA RIVER NEAR OFFERMAN, GA | flow 725.0 ft³/s | 39 km |
| ALTAMAHA RIVER NEAR BAXLEY, GA | flow 3,750 ft³/s · no flooding | 44 km |
| ALTAMAHA RIVER AT US 221, NR CHARLOTTEVILLE, GA | flow 3,740 ft³/s · no flooding | 46 km |
| OCMULGEE RIVER AT LUMBER CITY, GA | flow 2,730 ft³/s · quality 100 % (1) · no flooding | 46 km |
| PENHOLOWAY CREEK NEAR JESUP, GA | flow 72.0 ft³/s · STALE | 58 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
11 wells in 0 named aquifers:
Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-310706082155101 | depth 108.5 ft · 2026-10-18 | 51 km |
| USGS-313457081544701 | depth 74.8 ft · 1977-01-06 | 51 km |
| USGS-313701081543501 | depth 94.2 ft · 2026-09-21 | 52 km |
| USGS-320226082301101 | depth 107.2 ft · 2026-10-18 | 55 km |
| USGS-313055081521901 | depth 26.3 ft · 1987-01-19 | 55 km |
| USGS-312714081524801 | depth 27.5 ft · 1987-01-20 | 55 km |
| USGS-313253081433502 | depth 65.2 ft · 2026-09-21 | 69 km |
| USGS-313253081433503 | depth 56.9 ft · 2026-09-21 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$416.7 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 5,646, highly concentrated. $93.2 m federal obligations in FY2026 (direct payments $87.1 m, grants $3.6 m), $25,008 per covered job
| Item | Value | Distance |
|---|---|---|
| FNB SOUTH | $283.3 m · 68.0% share · 1 office | |
| Pineland Bank | $133.5 m · 32.0% share · 2 offices | |
| Bacon, GA | $93.2 m FY2026 · $25,008/job | |
| MULTIPLE RECIPIENTS | $54.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| FNB SOUTH | $283,283,000 | 68.0% | 1 |
| Pineland Bank | $133,463,000 | 32.0% | 2 |
Deposit concentration is 5,646 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 68.0² + 32.0² = 5,646
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $47,356,140 |
| Department of Agriculture | $34,463,280 |
| Department of Veterans Affairs | $4,936,208 |
| Railroad Retirement Board | $2,319,021 |
| Department of Transportation | $1,801,017 |
| Department of Housing and Urban Development | $1,792,015 |
| Federal Communications Commission | $348,132 |
| Department of Defense | $186,175 |
| Small Business Administration | $2,531 |
That is $25,008 per covered job, against 3,727 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $93.2 m / 3,727 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,008
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 73.84 | 2026-10-19 | not published |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bacon County, GA: 7 findings, 7 noted
noteBacon County, GA's average weekly wage was 4.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBacon County, GA's covered employment was 2.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBacon County, GA's typical home value fell 0.6% from $160,219 in August 2026 to $159,283 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.6% = (159283.44634983377 - 160218.72413952) / 160218.72413952 × 100
- 159283.44634983377 = Zillow ZHVI, 2026-09
- 160218.72413952 = Zillow ZHVI, 2026-08
noteBacon County, GA's momentum index of 0.76 ranks 128th of 3,221 US counties, against a median of 0.23.
Period 2026-09.Show the arithmetic
- 96 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteBacon County, GA's momentum index of 0.76 ranks 10th of 159 Georgia counties, against a median of 0.29.
Period 2026-09.Show the arithmetic
- 94 on the 0-to-100 scale across 159 Georgia counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.