Warrick County, IN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.10, -87.27.
Assembled 2026-10-19. Read the brief.
- 68th pct · 968th of 3,063 US counties · median $230,451
- 82nd pct · 17th of 92 Indiana counties · median $230,095
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
- 65th pct · 1,057th of 3,062 US counties · median +2.9%
- 48th pct · 48th of 92 Indiana counties · median +4.2%
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
- 56th pct · 587th of 1,358 US counties · median $1,506
- 86th pct · 7th of 44 Indiana counties · median $1,207
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
- 68th pct · 1,001st of 3,221 US counties · median 8,232
- 65th pct · 32nd of 92 Indiana counties · median 12,958
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
- 79th pct · 671st of 3,221 US counties · median $1,039
- 78th pct · 21st of 92 Indiana counties · median $1,045
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
- 56th pct · 1,318th of 3,063 US counties · median 4.2
- 67th pct · 31st of 92 Indiana counties · median 4.1
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $291,696 (Sep 2026), +4.1% over one year, +27.8% over five
- 68th pct · 968th of 3,063 US counties · median $230,451
- 82nd pct · 17th of 92 Indiana counties · median $230,095
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Warrick County, IN | $291,696 · +4.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,588/mo (Sep 2026), +2.3% over one year; price-to-rent 15.3
- 56th pct · 587th of 1,358 US counties · median $1,506
- 86th pct · 7th of 44 Indiana counties · median $1,207
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Warrick County, IN | $1,588/mo · +2.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,616 a month on $291,696 at 7.40%, against an average weekly wage worth $5,334 a month: 30.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $291,696 × 80% = $233,357, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,616/mo principal and interest
- wage share = payment / (avg weekly wage $1,231 × 52 / 12 = $5,334) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $291,696 / ($1,231 × 52) = 4.6
- price-to-rent = $291,696 / ($1,588 × 12) = 15.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
17,987 jobs at 1,451 employers (2026 Q1); -0.2% jobs and +4.3% average weekly wage over the year
- 68th pct · 1,001st of 3,221 US counties · median 8,232
- 65th pct · 32nd of 92 Indiana counties · median 12,958
- counties in the Evansville metro: Rank context is unavailable: the manifest lists 3 counties in the Evansville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Warrick County, IN | 17,987 jobs · $1,231/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 3,904 | $1,404 | 1.44 | +0.9% |
| Manufacturing | 2,567 | $1,903 | 1.77 | -7.0% |
| Retail trade | 1,775 | $659 | 1.01 | -0.6% |
| Accommodation and food services | 1,584 | $397 | 0.98 | +10.3% |
| Construction | 1,278 | $1,398 | 1.36 | -5.8% |
| Professional and technical services | 878 | $1,802 | 0.71 | +11.8% |
| Administrative and waste services | 594 | $840 | 0.58 | +1.7% |
| Finance and insurance | 585 | $1,631 | 0.80 | +0.7% |
| Other services | 536 | $1,159 | 1.00 | -2.9% |
| Wholesale trade | 468 | $1,625 | 0.68 | +0.9% |
| Utilities | 289 | $2,513 | 4.07 | -8.8% |
| Transportation and warehousing | 251 | $986 | 0.33 | -20.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
32 gauges · 0 flooding · 6 with quality panels averaging 97 % · 6 stale
Sites found: 32, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| OHIO RIVER AT NEWBURGH LOCK AND DAM, IN | stage 17.5 ft | 21 km |
| PIGEON CREEK NEAR EVANSVILLE, IN | stage 5.14 ft | 22 km |
| SOUTH FORK PATOKA RIVER NEAR SPURGEON, IND. | flow 9.10 ft³/s · STALE | 22 km |
| PIGEON CREEK NEAR FORT BRANCH | flow 2.08 ft³/s | 27 km |
| GREEN RIVER AT LOCK 1 AT SPOTTSVILLE, KY | flow 1,280 ft³/s · quality 100 % (5) | 29 km |
| OHIO RIVER AT EVANSVILLE, IN | stage 16.6 ft | 30 km |
| PATOKA RIVER AT WINSLOW, IN | flow 170.0 ft³/s | 32 km |
| CROOKED CREEK NEAR SANTA CLAUS, IN | flow 0.26 ft³/s · STALE | 34 km |
| OHIO RIVER AT RIVERPORT AT OWENSBORO, KY | stage 19.9 ft | 36 km |
| OHIO RIVER AT HENDERSON, KY | stage 14.2 ft | 40 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 0 named aquifers:
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-375406087105401 | depth 2.35 ft · 2025-02-23 | 23 km |
| USGS-380626087344401 | depth 24.3 ft · 2026-10-18 | 27 km |
| USGS-380758087551001 | depth 18.0 ft · 2026-10-18 | 57 km |
| USGS-383247087361001 | depth 11.2 ft · 2026-10-18 | 58 km |
| USGS-384047087142702 | depth 9.81 ft · 2025-06-03 | 65 km |
| USGS-383659086545901 | depth 26.8 ft · 2026-10-18 | 65 km |
| USGS-383655086504601 | depth 13.4 ft · 2018-04-16 | 68 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55
Banks & federal dollars #
$1.2 bn in deposits at 16 offices of 10 banks (SOD June 2026); HHI 1,576, moderately concentrated. $429.2 m federal obligations in FY2026 (direct payments $417.3 m, contracts $7.0 m), $23,863 per covered job
| Item | Value | Distance |
|---|---|---|
| Old National Bank | $310.4 m · 26.1% share · 2 offices | |
| Fifth Third Bank, National Association | $199.0 m · 16.8% share · 1 office | |
| Peoples Trust and Savings Bank | $170.9 m · 14.4% share · 3 offices | |
| Warrick, IN | $429.2 m FY2026 · $23,863/job | |
| MULTIPLE RECIPIENTS | $413.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Old National Bank | $310,431,000 | 26.1% | 2 |
| Fifth Third Bank, National Association | $199,047,000 | 16.8% | 1 |
| Peoples Trust and Savings Bank | $170,946,000 | 14.4% | 3 |
| LNB Community Bank | $161,282,000 | 13.6% | 4 |
| German American Bank | $134,561,000 | 11.3% | 1 |
| United Fidelity Bank, fsb | $86,018,000 | 7.2% | 1 |
| Boonville Federal Savings Bank | $53,083,000 | 4.5% | 1 |
| Banterra Bank | $44,224,000 | 3.7% | 1 |
| First Federal Savings Bank | $25,574,000 | 2.2% | 1 |
| Woodforest National Bank | $2,055,000 | 0.2% | 1 |
Deposit concentration is 1,576 across 10 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 26.1² + 16.8² + 14.4² + … (7 more) = 1,576
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $367,963,716 |
| Department of Veterans Affairs | $42,753,639 |
| National Aeronautics and Space Administration | $6,970,625 |
| Department of Transportation | $4,814,465 |
| Department of Agriculture | $3,478,896 |
| Railroad Retirement Board | $3,148,430 |
| Department of Defense | $90,867 |
| Federal Communications Commission | $45,733 |
| Small Business Administration | -$40,907 |
That is $23,863 per covered job, against 17,987 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $429.2 m / 17,987 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,863
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Warrick County, IN: 7 findings, 1 at a watch level and 6 noted
watchWarrick County, IN's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteWarrick County, IN's average weekly wage was 4.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWarrick County, IN's typical asking rent fell 0.4% from $1,594 in August 2026 to $1,588 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -0.4% = (1587.562962962963 - 1594.0213589568048) / 1594.0213589568048 × 100
- 1587.562962962963 = Zillow ZORI, 2026-09
- 1594.0213589568048 = Zillow ZORI, 2026-08
noteWarrick County, IN's covered employment was 0.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Warrick County, IN is due between 2026-10-30 and 2026-11-13, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-30 to 2026-11-13, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.