Johnson County, IA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.67, -91.59.
Assembled 2026-10-19. Read the brief.
- 71st pct · 864th of 3,063 US counties · median $230,451
- 94th pct · 6th of 99 Iowa counties · median $192,339
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
- 48th pct · 1,567th of 3,062 US counties · median +2.9%
- 29th pct · 70th of 99 Iowa counties · median +4.2%
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
- 70th pct · 407th of 1,358 US counties · median $1,506
- 100th pct · 1st of 22 Iowa counties · median $1,052
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
- 89th pct · 343rd of 3,221 US counties · median 8,232
- 96th pct · 4th of 99 Iowa counties · median 5,685
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
- 85th pct · 459th of 3,221 US counties · median $1,039
- 93rd pct · 7th of 99 Iowa counties · median $1,057
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
- 56th pct · 1,339th of 3,063 US counties · median 4.2
- 82nd pct · 18th of 99 Iowa counties · median 3.5
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $309,187 (Sep 2026), +2.8% over one year, +23.3% over five
- 71st pct · 864th of 3,063 US counties · median $230,451
- 94th pct · 6th of 99 Iowa counties · median $192,339
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Johnson County, IA | $309,187 · +2.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,760/mo (Sep 2026), +7.7% over one year; price-to-rent 14.6
- 70th pct · 407th of 1,358 US counties · median $1,506
- 100th pct · 1st of 22 Iowa counties · median $1,052
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Johnson County, IA | $1,760/mo · +7.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,713 a month on $309,187 at 7.40%, against an average weekly wage worth $5,690 a month: 30.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $309,187 × 80% = $247,350, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,713/mo principal and interest
- wage share = payment / (avg weekly wage $1,313 × 52 / 12 = $5,690) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $309,187 / ($1,313 × 52) = 4.5
- price-to-rent = $309,187 / ($1,760 × 12) = 14.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
85,601 jobs at 5,132 employers (2026 Q1); +1.1% jobs and +3.8% average weekly wage over the year
- 89th pct · 343rd of 3,221 US counties · median 8,232
- 96th pct · 4th of 99 Iowa counties · median 5,685
- counties in the Iowa City metro: Rank context is unavailable: the manifest lists 2 counties in the Iowa City metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Johnson County, IA | 85,601 jobs · $1,313/wk · +1.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 9,143 | $702 | 1.10 | -1.0% |
| Accommodation and food services | 8,339 | $438 | 1.08 | -1.5% |
| Health care and social assistance | 8,123 | $872 | 0.63 | +2.2% |
| Manufacturing | 4,814 | $1,716 | 0.70 | -0.1% |
| Transportation and warehousing | 2,826 | $1,139 | 0.78 | -1.8% |
| Professional and technical services | 2,770 | $1,954 | 0.47 | +1.1% |
| Construction | 2,523 | $1,345 | 0.56 | +1.7% |
| Administrative and waste services | 2,007 | $1,118 | 0.41 | -6.6% |
| Other services | 1,984 | $897 | 0.78 | -0.7% |
| Finance and insurance | 1,688 | $2,741 | 0.48 | -0.2% |
| Educational services | 1,239 | $1,163 | 0.67 | -6.9% |
| Management of companies | 929 | $2,104 | 0.65 | -5.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$4.9 bn in deposits at 39 offices of 17 banks (SOD June 2026); HHI 2,924, highly concentrated. $1.1 bn federal obligations in FY2026 (direct payments $720.0 m, grants $245.4 m), $12,509 per covered job
| Item | Value | Distance |
|---|---|---|
| Hills Bank and Trust Company | $2.4 bn · 49.2% share · 9 offices | |
| Nicolet National Bank | $898.1 m · 18.4% share · 7 offices | |
| U.S. Bank National Association | $391.5 m · 8.0% share · 4 offices | |
| Johnson, IA | $1.1 bn FY2026 · $12,509/job | |
| MULTIPLE RECIPIENTS | $670.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Hills Bank and Trust Company | $2,400,294,000 | 49.2% | 9 |
| Nicolet National Bank | $898,102,000 | 18.4% | 7 |
| U.S. Bank National Association | $391,455,000 | 8.0% | 4 |
| West Bank | $368,961,000 | 7.6% | 1 |
| Wells Fargo Bank, National Association | $235,196,000 | 4.8% | 2 |
| Central State Bank | $131,830,000 | 2.7% | 2 |
| Solon State Bank | $73,971,000 | 1.5% | 2 |
| Farmers and Merchants Savings Bank | $67,032,000 | 1.4% | 2 |
| BANK | $59,063,000 | 1.2% | 2 |
| JPMorgan Chase Bank, National Association | $55,158,000 | 1.1% | 1 |
Deposit concentration is 2,924 across 17 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 17 banks with deposits in the county = 49.2² + 18.4² + 8.0² + … (14 more) = 2,924
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $619,904,187 |
| Department of Health and Human Services | $181,756,668 |
| Department of Veterans Affairs | $82,406,488 |
| Department of Defense | $51,310,923 |
| Department of Education | $31,188,930 |
| Department of Transportation | $30,178,590 |
| National Science Foundation | $18,295,804 |
| Department of Agriculture | $16,654,561 |
| Department of Housing and Urban Development | $16,242,875 |
| National Aeronautics and Space Administration | $16,079,429 |
| General Services Administration | $2,301,776 |
| Railroad Retirement Board | $2,125,115 |
That is $12,509 per covered job, against 85,601 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.1 bn / 85,601 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $12,509
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Johnson County, IA: 9 findings, 9 noted
noteJohnson County, IA's average weekly wage was 3.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJohnson County, IA's covered employment was 1.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJohnson County, IA's typical asking rent of $1,760 ranks 1st of 22 Iowa counties, against a median of $1,052.
Period 2026-09.Show the arithmetic
- 100 on the 0-to-100 scale across 22 Iowa counties that published rent.latest
position among the entities that published this metric this period; not an official level
noteJohnson County, IA's covered employment of 85,601 ranks 4th of 99 Iowa counties, against a median of 5,685.
Period 2026 Q1.Show the arithmetic
- 97 on the 0-to-100 scale across 99 Iowa counties that published jobs.emp
position among the entities that published this metric this period; not an official level
noteJohnson County, IA's typical home value of $309,187 ranks 6th of 99 Iowa counties, against a median of $192,339.
Period 2026-09.Show the arithmetic
- 95 on the 0-to-100 scale across 99 Iowa counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.