Doniphan County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.79, -95.15.
Assembled 2026-10-19. Read the brief.
- 25th pct · 2,275th of 3,063 US counties · median $230,451
- 64th pct · 38th of 105 Kansas counties · median $148,146
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
- 96th pct · 94th of 3,062 US counties · median +2.9%
- 97th pct · 4th of 105 Kansas counties · median +4.1%
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Kansas counties: not published this period
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
- 25th pct · 2,397th of 3,221 US counties · median 8,232
- 57th pct · 45th of 105 Kansas counties · median 2,554
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
- 63rd pct · 1,170th of 3,221 US counties · median $1,039
- 90th pct · 11th of 105 Kansas counties · median $943
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
- 21st pct · 2,418th of 3,063 US counties · median 4.2
- 48th pct · 55th of 105 Kansas counties · median 3.0
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $171,952 (Sep 2026), +10.5% over one year, +43.9% over five
- 25th pct · 2,275th of 3,063 US counties · median $230,451
- 64th pct · 38th of 105 Kansas counties · median $148,146
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Doniphan County, KS | $171,952 · +10.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $952 a month on $171,952 at 7.40%, against an average weekly wage worth $4,797 a month: 19.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $171,952 × 80% = $137,561, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $952/mo principal and interest
- wage share = payment / (avg weekly wage $1,107 × 52 / 12 = $4,797) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $171,952 / ($1,107 × 52) = 3.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,131 jobs at 238 employers (2026 Q1); +9.8% jobs and +12.0% average weekly wage over the year
- 25th pct · 2,397th of 3,221 US counties · median 8,232
- 57th pct · 45th of 105 Kansas counties · median 2,554
- counties in the St. Joseph metro: Rank context is unavailable: the manifest lists 4 counties in the St. Joseph metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Doniphan County, KS | 3,131 jobs · $1,107/wk · +9.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 600 | $1,556 | 2.38 | +10.1% |
| Health care and social assistance | 304 | $1,044 | 0.65 | +12.6% |
| Wholesale trade | 299 | $1,609 | 2.49 | +0.0% |
| Construction | 173 | $1,343 | 1.05 | -8.9% |
| Transportation and warehousing | 147 | $1,253 | 1.11 | -3.3% |
| Accommodation and food services | 95 | $347 | 0.34 | +0.0% |
| Administrative and waste services | 84 | $825 | 0.47 | +20.0% |
| Finance and insurance | 53 | $989 | 0.42 | +0.0% |
| Professional and technical services | 30 | $1,587 | 0.14 | -14.3% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$271.6 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 3,070, highly concentrated. $59.0 m federal obligations in FY2026 (direct payments $49.6 m, grants $8.4 m), $18,852 per covered job
| Item | Value | Distance |
|---|---|---|
| The Bendena State Bank | $114.7 m · 42.2% share · 3 offices | |
| The Farmers State Bank | $77.0 m · 28.3% share · 1 office | |
| First Option Bank | $53.4 m · 19.7% share · 2 offices | |
| Doniphan, KS | $59.0 m FY2026 · $18,852/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Bendena State Bank | $114,741,000 | 42.2% | 3 |
| The Farmers State Bank | $76,993,000 | 28.3% | 1 |
| First Option Bank | $53,434,000 | 19.7% | 2 |
| Exchange Bank & Trust | $26,457,000 | 9.7% | 1 |
Deposit concentration is 3,070 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.2² + 28.3² + 19.7² + … (1 more) = 3,070
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
That is $18,852 per covered job, against 3,131 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $59.0 m / 3,131 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,852
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Doniphan County, KS: 14 findings, 2 at a watch level and 12 noted
watchDoniphan County, KS' typical home value of $171,952 scores 26 on the 0-to-100 scale across US counties but 64 across Kansas counties, a gap of 39 points.
Period 2026-09.Show the arithmetic
- 39 = |26 across US counties - 64 across Kansas counties|
position among the entities that published this metric this period; not an official level
watchDoniphan County, KS' covered employment of 3,131 scores 26 on the 0-to-100 scale across US counties but 58 across Kansas counties, a gap of 32 points.
Period 2026 Q1.Show the arithmetic
- 32 = |26 across US counties - 58 across Kansas counties|
position among the entities that published this metric this period; not an official level
noteDoniphan County, KS' average weekly wage was 12.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +12 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDoniphan County, KS' covered employment was 9.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +9.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDoniphan County, KS' typical home value rose 0.9% from $170,471 in August 2026 to $171,952 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.9% = (171951.71983485998 - 170471.2758364598) / 170471.2758364598 × 100
- 171951.71983485998 = Zillow ZHVI, 2026-09
- 170471.2758364598 = Zillow ZHVI, 2026-08
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.