Green County, KY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.28, -85.54.
Assembled 2026-10-20. Read the brief.
- 29th pct · 2,167th of 3,063 US counties · median $230,451
- 50th pct · 60th of 120 Kentucky counties · median $179,218
- 68th pct · 954th of 3,062 US counties · median +2.9%
- 94th pct · 7th of 120 Kentucky counties · median -1.4%
- US counties: not published this period
- Kentucky counties: not published this period
- 15th pct · 2,728th of 3,221 US counties · median 8,232
- 15th pct · 102nd of 120 Kentucky counties · median 5,237
- 10th pct · 2,894th of 3,221 US counties · median $1,039
- 15th pct · 102nd of 120 Kentucky counties · median $953
- 47th pct · 1,597th of 3,063 US counties · median 4.2
- 70th pct · 36th of 120 Kentucky counties · median 3.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $179,312 (Sep 2026), +4.4% over one year, +41.5% over five
- 29th pct · 2,167th of 3,063 US counties · median $230,451
- 50th pct · 60th of 120 Kentucky counties · median $179,218
| Item | Value | Distance |
|---|---|---|
| Green County, KY | $179,312 · +4.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kentucky counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $993 a month on $179,312 at 7.40%, against an average weekly wage worth $3,640 a month: 27.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $179,312 × 80% = $143,449, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $993/mo principal and interest
- wage share = payment / (avg weekly wage $840 × 52 / 12 = $3,640) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $179,312 / ($840 × 52) = 4.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,921 jobs at 254 employers (2026 Q1); +1.2% jobs and +5.9% average weekly wage over the year
- 15th pct · 2,728th of 3,221 US counties · median 8,232
- 15th pct · 102nd of 120 Kentucky counties · median 5,237
| Item | Value | Distance |
|---|---|---|
| Green County, KY | 1,921 jobs · $840/wk · +1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 239 | $465 | 1.28 | +8.6% |
| Professional and technical services | 89 | $1,392 | 0.67 | +6.0% |
| Manufacturing | 86 | $1,080 | 0.56 | -1.1% |
| Wholesale trade | 47 | $805 | 0.64 | -2.1% |
| Finance and insurance | 35 | $843 | 0.45 | -7.9% |
| Real estate and rental | 10 | $874 | 0.34 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld | |||
| Management of companies | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
31 gauges · 0 flooding · 7 with quality panels averaging 100 % · 7 stale
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| GREEN RIVER AT GREENSBURG, KY | stage 1.08 ft · quality 100 % (1) | 4 km |
| LITTLE PITMAN CREEK NEAR CAMPBELLSVILLE, KY | flow 54.0 ft³/s · STALE | 15 km |
| GREEN RIVER NEAR CAMPBELLSVILLE, KY | flow 250.0 ft³/s · quality 100 % (1) | 17 km |
| RUSSELL CREEK NEAR COLUMBIA, KY | flow 20.9 ft³/s · quality 100 % (1) | 21 km |
| ROLLING FORK NEAR LEBANON, KY | flow 36.0 ft³/s · STALE | 31 km |
| GREEN RIVER AT MUNFORDVILLE, KY | flow 361.0 ft³/s · no flooding | 31 km |
| ROLLING FORK AT HWY 208 AT CALVARY, KY | flow 12.7 ft³/s | 36 km |
| NORTH FORK NOLIN RIVER AT HODGENVILLE, KY | stage 4.72 ft | 38 km |
| BACON CREEK NEAR PRICEVILLE, KY | flow 15.9 ft³/s | 39 km |
| ROLLING FORK AT NEW HAVEN, KY | flow 44.8 ft³/s | 42 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
5 wells in 0 named aquifers:
Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-370211085364301 | depth 76.0 ft · 1983-04-05 | 28 km |
| USGS-370134085340601 | depth 84.1 ft · 1980-08-28 | 28 km |
| USGS-365853085495801 | depth 24.7 ft · 1984-10-30 | 42 km |
| USGS-374151085413201 | depth 104.3 ft · 2024-05-14 | 49 km |
| USGS-370342086080101 | depth 70.6 ft · 1983-01-18 | 58 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$293.5 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,902, highly concentrated. $71.2 m federal obligations in FY2026 (direct payments $69.6 m, grants $1.5 m), $37,048 per covered job
| Item | Value | Distance |
|---|---|---|
| Forcht Bank, National Association | $168.2 m · 57.3% share · 1 office | |
| Peoples Bank | $49.1 m · 16.7% share · 1 office | |
| Community Trust Bank, Inc. | $40.4 m · 13.8% share · 1 office | |
| Green, KY | $71.2 m FY2026 · $37,048/job | |
| MULTIPLE RECIPIENTS | $66.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Forcht Bank, National Association | $168,203,000 | 57.3% | 1 |
| Peoples Bank | $49,099,000 | 16.7% | 1 |
| Community Trust Bank, Inc. | $40,437,000 | 13.8% | 1 |
| United Citizens Bank of Southern Kentucky | $35,785,000 | 12.2% | 1 |
Deposit concentration is 3,902 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 57.3² + 16.7² + 13.8² + … (1 more) = 3,902
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $60,361,476 |
| Department of Veterans Affairs | $5,403,364 |
| Department of Agriculture | $2,569,483 |
| Department of Transportation | $1,540,668 |
| Department of Housing and Urban Development | $882,792 |
| Federal Communications Commission | $198,069 |
| Railroad Retirement Board | $132,397 |
| Department of Health and Human Services | $81,552 |
That is $37,048 per covered job, against 1,921 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $71.2 m / 1,921 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $37,048
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Green County, KY: 6 findings, 6 noted
noteGreen County, KY's average weekly wage was 5.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreen County, KY's covered employment was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreen County, KY's momentum index of 0.59 ranks 5th of 120 Kentucky counties, against a median of 0.06.
Period 2026-09.Show the arithmetic
- 97 on the 0-to-100 scale across 120 Kentucky counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteGreen County, KY's typical home value of +4.4% ranks 7th of 120 Kentucky counties, against a median of -1.4%.
Period 2026-09.Show the arithmetic
- 95 on the 0-to-100 scale across 120 Kentucky counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Green County, KY is due between 2026-10-30 and 2026-11-13, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-30 to 2026-11-13, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.