Iberia Parish, LA

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.61, -91.84.

Assembled 2026-10-20. Read the brief.

Typical home value
$145,862
as of September 2026
  • 15th pct · 2,582nd of 3,063 US counties · median $230,451
  • 33rd pct · 43rd of 64 Louisiana counties · median $170,587
Home value, one year
+2.7%
as of September 2026
  • 48th pct · 1,585th of 3,062 US counties · median +2.9%
  • 53rd pct · 30th of 64 Louisiana counties · median +2.5%
Typical rent
$1,290
as of September 2026
  • 29th pct · 951st of 1,358 US counties · median $1,506
  • 33rd pct · 17th of 25 Louisiana counties · median $1,356
Jobs
24,635
as of 2026 Q1-01
  • 74th pct · 810th of 3,221 US counties · median 8,232
  • 76th pct · 16th of 64 Louisiana counties · median 10,187
Average weekly wage
$1,178
as of 2026 Q1-01
  • 73rd pct · 847th of 3,221 US counties · median $1,039
  • 66th pct · 22nd of 64 Louisiana counties · median $1,033
Years of wages per home
2.4
  • 9th pct · 2,769th of 3,063 US counties · median 4.2
  • 20th pct · 51st of 64 Louisiana counties · median 3.0

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-20

Typical home $145,862 (Sep 2026), +2.7% over one year, -10.7% over five

  • 15th pct · 2,582nd of 3,063 US counties · median $230,451
  • 33rd pct · 43rd of 64 Louisiana counties · median $170,587
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Iberia Parish, LA$145,862 · +2.7% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-20

Typical rent $1,290/mo (Sep 2026), +4.7% over one year; price-to-rent 9.4

  • 29th pct · 951st of 1,358 US counties · median $1,506
  • 33rd pct · 17th of 25 Louisiana counties · median $1,356
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Iberia Parish, LA$1,290/mo · +4.7% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-20

Principal and interest of $808 a month on $145,862 at 7.40%, against an average weekly wage worth $5,105 a month: 15.8% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $145,862 × 80% = $116,690, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $808/mo principal and interest
  • wage share = payment / (avg weekly wage $1,178 × 52 / 12 = $5,105) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $145,862 / ($1,178 × 52) = 2.4
  • price-to-rent = $145,862 / ($1,290 × 12) = 9.4

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-20

24,635 jobs at 1,921 employers (2026 Q1); +2.0% jobs and +3.1% average weekly wage over the year

  • 74th pct · 810th of 3,221 US counties · median 8,232
  • 76th pct · 16th of 64 Louisiana counties · median 10,187
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Iberia Parish, LA24,635 jobs · $1,178/wk · +2.0% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Manufacturing3,859$1,5671.95+22.4%
Health care and social assistance2,929$8530.79-0.3%
Retail trade2,902$6851.21-2.2%
Mining, oil and gas1,912$2,45121.80+5.5%
Accommodation and food services1,608$3360.73-0.1%
Construction1,551$1,3601.20-4.6%
Real estate and rental1,186$1,9893.14-7.8%
Administrative and waste services944$8830.67+6.3%
Other services682$1,0170.93-7.0%
Finance and insurance659$1,3740.66-4.2%
Transportation and warehousing645$1,6720.62+10.8%
Wholesale trade632$1,2850.67-2.9%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-20

D1 moderate drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-20

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-20

36 gauges · 0 flooding · 7 with quality panels averaging 57 % · 13 stale

Sites found: 36, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
CRMS0609-H01-RTtemp 33.8 °C · quality 0 % (2) · STALE74 km
CRMS0568-H01-RTstage 1.48 ft · quality 25 % (2) · STALE59 km
Vermilion Bay(B. Fearman) nr Intracoastal City, LAstage 5.51 ft · quality 50 % (2)29 km
GIWW AT CYPREMORT, LAflow 1,690 ft³/s · STALE19 km
GIWW at Bayou Sale Ridge near Franklin, LAflow 7,410 ft³/s37 km
Charenton Drainage Canal at Baldwin, LAflow 9,280 ft³/s · STALE38 km
Bayou Teche at Adeline Bridge near Jeanerette, LAflow 398.0 ft³/s39 km
Crewboat Channel at Wax Lake Outlet nr Calumet, LAstage 3.02 ft · STALE40 km
CRMS0465-H01-RTstage 1.21 ft · quality 75 % (2) · STALE45 km
Wax Lake Outlet at Calumet, LAflow 75,600 ft³/s47 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-20

2 wells in 1 named aquifer: Coastal lowlands aquifer system

Sites found: 2, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
Coastal lowlands aquifer systemdepth 8.06 ft · 2024-10-2744 km
Coastal lowlands aquifer systemdepth 18.9 ft · 2016-12-1246 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-20

moderate (0.32)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.43 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-20

$1.8 bn in deposits at 18 offices of 10 banks (SOD June 2026); HHI 1,690, moderately concentrated. $474.0 m federal obligations in FY2026 (direct payments $405.1 m, grants $51.8 m), $19,239 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Community First Bank$511.5 m · 29.2% share · 4 offices
The First National Bank of Jeanerette$263.0 m · 15.0% share · 4 offices
First Horizon Bank$251.7 m · 14.4% share · 2 offices
Iberia, LA$474.0 m FY2026 · $19,239/job
MULTIPLE RECIPIENTS$397.0 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Community First Bank$511,538,00029.2%4
The First National Bank of Jeanerette$262,982,00015.0%4
First Horizon Bank$251,737,00014.4%2
Regions Bank$247,719,00014.1%2
JPMorgan Chase Bank, National Association$204,405,00011.7%1
Hancock Whitney Bank$108,452,0006.2%1
JD Bank$60,358,0003.4%1
b1BANK$54,634,0003.1%1
Capital One, National Association$47,932,0002.7%1
Woodforest National Bank$1,005,0000.1%1

Deposit concentration is 1,690 across 10 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.

HHI = Σ (share %)² over 10 banks with deposits in the county = 29.2² + 15.0² + 14.4² + … (7 more) = 1,690

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-20

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$357,564,526
Department of Transportation$46,895,935
Department of Veterans Affairs$39,204,080
Department of Homeland Security$9,985,966
Department of Health and Human Services$6,146,605
Department of Housing and Urban Development$4,637,103
Department of Agriculture$4,162,566
Department of Defense$3,695,230
Federal Communications Commission$720,822
Railroad Retirement Board$711,311
Department of Education$138,082
Department of the Interior$126,418

That is $19,239 per covered job, against 24,635 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $474.0 m / 24,635 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,239

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-20

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft17.952026-10-18-2.6%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.202026-10-19+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships7.002026-10-13+133.3%
Shanghai to Los Angeles container rate · $ per 40 ft box7,848.002026-09-01+14.9%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel101.912026-10-14+1.0%
30-year fixed mortgage rate · %7.402026-10-15+0.0%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions652,115.002026-09-01+0.7%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-20

Iberia Parish, LA: 9 findings, 9 noted

  1. noteIberia Parish, LA's average weekly wage was 3.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +3.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  2. noteIberia Parish, LA's covered employment was 2.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteIberia Parish, LA's typical asking rent rose 1.0% from $1,277 in August 2026 to $1,290 in September 2026, on Zillow ZORI.

    Period 2026-09.
    Show the arithmetic
    • +1.0% = (1289.6666666666667 - 1276.7307965286) / 1276.7307965286 × 100
    • 1289.6666666666667 = Zillow ZORI, 2026-09
    • 1276.7307965286 = Zillow ZORI, 2026-08
  4. noteIberia Parish, LA's price-to-rent ratio of 9.4 ranks 1,347th of 1,358 US counties, against a median of 17.0.

    Period 2026-09.
    Show the arithmetic
    • 1 on the 0-to-100 scale across 1358 US counties that published priceToRent
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    position among the entities that published this metric this period; not an official level

  5. noteIberia Parish, LA's price-to-rent ratio of 9.4 ranks 24th of 25 Louisiana counties, against a median of 13.5.

    Period 2026-09.
    Show the arithmetic
    • 4 on the 0-to-100 scale across 25 Louisiana counties that published priceToRent
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    position among the entities that published this metric this period; not an official level

Read all 9 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-20
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-20
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-20
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-09 · retrieved 2026-10-20
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · price-to-rent = $145,862 / ($1,290 × 12) = 9.4
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-15 · retrieved 2026-10-20
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 22045, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-20
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · payment = P·r / (1 − (1+r)^−n), P = $145,862 × 80% = $116,690, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $808/mo principal and interest; wage share = payment / (avg weekly wage $1,178 × 52 / 12 = $5,105) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $145,862 / ($1,178 × 52) = 2.4; price-to-rent = $145,862 / ($1,290 × 12) = 9.4
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 22045, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-20
  • publishedWorld Port Index (Pub 150)National Geospatial-Intelligence Agencyopen the source
    Pub 150 World Port Index · retrieved 2026-10-20
  • publishedPort Performance Freight StatisticsU.S. Bureau of Transportation Statisticsopen the source
    5rpz-kgm9 port statistics · period 2023 · retrieved 2026-10-20
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +2.7% / ±10% × 0.3, rent 1-yr change +4.7% / ±10% × 0.15, jobs over-the-year change +2.0% / ±3% × 0.3, avg weekly wage over-the-year change +3.1% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-20
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-20T02:00:00.000Z · retrieved 2026-10-20
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-20 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 7 sites = 57 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2024-10-27T00:00:00.000Z · retrieved 2026-10-20
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-20 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.43 / 0.55 = 0.32; terms drought (D1 / 4), quality (1 − 57 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-20T02:00:00+00:00 · retrieved 2026-10-20
  • publishedWater Data for Texas reservoirsTexas Water Development Boardopen the source
    recent-conditions.json · period 2026-10-19 · retrieved 2026-10-20
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-18 · retrieved 2026-10-20
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:22045:2026 · period 2026-06-30 · retrieved 2026-10-20
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:22045:2026 · period 2026-06-30 · retrieved 2026-10-20 · HHI = Σ (share %)² over 10 banks with deposits in the county = 29.2² + 15.0² + 14.4² + … (7 more) = 1,690
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-20
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-20 · per job = FY2026 obligations $474.0 m / 24,635 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,239
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:22045:FY2026 · period FY2026 · retrieved 2026-10-20
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-20 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-20 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-20.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: price-to-rent = $145,862 / ($1,290 × 12) = 9.4.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-15. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-20.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 22045, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/22045.csv. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $145,862 × 80% = $116,690, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $808/mo principal and interest; wage share = payment / (avg weekly wage $1,178 × 52 / 12 = $5,105) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $145,862 / ($1,178 × 52) = 2.4; price-to-rent = $145,862 / ($1,290 × 12) = 9.4.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 22045, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/22045.csv. accessed 2026-10-20.
  • National Geospatial-Intelligence Agency. World Port Index (Pub 150). series Pub 150 World Port Index. https://msi.nga.mil/Publications/WPI. accessed 2026-10-20.
  • U.S. Bureau of Transportation Statistics. Port Performance Freight Statistics. series 5rpz-kgm9 port statistics. period 2023. https://data.bts.gov/resource/5rpz-kgm9.json. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +2.7% / ±10% × 0.3, rent 1-yr change +4.7% / ±10% × 0.15, jobs over-the-year change +2.0% / ±3% × 0.3, avg weekly wage over-the-year change +3.1% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-20.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-20T02:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-20.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-20. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 7 sites = 57 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2024-10-27T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-20.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-20. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.43 / 0.55 = 0.32; terms drought (D1 / 4), quality (1 − 57 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-20T02:00:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-20.
  • Texas Water Development Board. Water Data for Texas reservoirs. series recent-conditions.json. period 2026-10-19. https://www.waterdatafortexas.org/reservoirs/recent-conditions.json. accessed 2026-10-20.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-18. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-20.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:22045:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A22045+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-20.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:22045:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-20. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 10 banks with deposits in the county = 29.2² + 15.0² + 14.4² + … (7 more) = 1,690.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-20.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-20. estimate computed by Embedding Atlas: per job = FY2026 obligations $474.0 m / 24,635 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,239.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:22045:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-20. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 20 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-20T02:14:22.155Z. Place identity tables pulled 2026-10-01.