Androscoggin County, ME
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.17, -70.21.
Assembled 2026-10-19. Read the brief.
- 76th pct · 730th of 3,063 US counties · median $230,451
- 53rd pct · 8th of 16 Maine counties · median $322,387
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
- 29th pct · 2,154th of 3,062 US counties · median +2.9%
- 40th pct · 10th of 16 Maine counties · median +1.4%
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
- 57th pct · 584th of 1,358 US counties · median $1,506
- 41st pct · 8th of 13 Maine counties · median $1,801
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
- 83rd pct · 541st of 3,221 US counties · median 8,232
- 73rd pct · 5th of 16 Maine counties · median 16,807
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
- 69th pct · 987th of 3,221 US counties · median $1,039
- 60th pct · 7th of 16 Maine counties · median $1,117
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
- 73rd pct · 809th of 3,063 US counties · median 4.2
- 40th pct · 10th of 16 Maine counties · median 5.8
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $328,518 (Sep 2026), +1.0% over one year, +32.3% over five
- 76th pct · 730th of 3,063 US counties · median $230,451
- 53rd pct · 8th of 16 Maine counties · median $322,387
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Androscoggin County, ME | $328,518 · +1.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,589/mo (Sep 2026), +3.1% over one year; price-to-rent 17.2
- 57th pct · 584th of 1,358 US counties · median $1,506
- 41st pct · 8th of 13 Maine counties · median $1,801
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Androscoggin County, ME | $1,589/mo · +3.1% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,820 a month on $328,518 at 7.40%, against an average weekly wage worth $4,957 a month: 36.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $328,518 × 80% = $262,815, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,820/mo principal and interest
- wage share = payment / (avg weekly wage $1,144 × 52 / 12 = $4,957) = 37% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $328,518 / ($1,144 × 52) = 5.5
- price-to-rent = $328,518 / ($1,589 × 12) = 17.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
46,817 jobs at 3,458 employers (2026 Q1); -1.9% jobs and -0.5% average weekly wage over the year
- 83rd pct · 541st of 3,221 US counties · median 8,232
- 73rd pct · 5th of 16 Maine counties · median 16,807
- counties in the Lewiston-Auburn metro: Rank context is unavailable: the manifest lists 1 counties in the Lewiston-Auburn metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Androscoggin County, ME | 46,817 jobs · $1,144/wk · -1.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 10,282 | $1,067 | 1.46 | +2.0% |
| Retail trade | 5,952 | $788 | 1.30 | -2.0% |
| Manufacturing | 4,794 | $1,362 | 1.27 | -4.1% |
| Accommodation and food services | 3,382 | $525 | 0.80 | -0.3% |
| Construction | 3,090 | $1,412 | 1.26 | +0.0% |
| Transportation and warehousing | 2,184 | $1,211 | 1.11 | -9.7% |
| Administrative and waste services | 1,750 | $813 | 0.66 | -3.8% |
| Professional and technical services | 1,695 | $2,063 | 0.52 | -6.3% |
| Educational services | 1,508 | $1,286 | 1.50 | +1.7% |
| Wholesale trade | 1,486 | $1,456 | 0.83 | -5.0% |
| Management of companies | 1,090 | $2,107 | 1.39 | -8.2% |
| Other services | 1,090 | $898 | 0.78 | +4.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$2.1 bn in deposits at 19 offices of 9 banks (SOD June 2026); HHI 2,017, highly concentrated. $751.7 m federal obligations in FY2026 (direct payments $715.9 m, grants $33.8 m), $16,057 per covered job
| Item | Value | Distance |
|---|---|---|
| Androscoggin Savings Bank | $770.2 m · 36.4% share · 4 offices | |
| TD Bank, National Association | $373.2 m · 17.6% share · 2 offices | |
| Maine Community Bank | $235.2 m · 11.1% share · 2 offices | |
| Androscoggin, ME | $751.7 m FY2026 · $16,057/job | |
| MULTIPLE RECIPIENTS | $674.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Androscoggin Savings Bank | $770,236,000 | 36.4% | 4 |
| TD Bank, National Association | $373,215,000 | 17.6% | 2 |
| Maine Community Bank | $235,159,000 | 11.1% | 2 |
| Northeast Bank | $218,879,000 | 10.3% | 2 |
| The Camden National Bank | $188,898,000 | 8.9% | 2 |
| Bangor Savings Bank | $133,506,000 | 6.3% | 2 |
| KeyBank National Association | $81,530,000 | 3.9% | 2 |
| Auburn Savings Bank, FSB | $75,921,000 | 3.6% | 2 |
| Norway Savings Bank | $38,679,000 | 1.8% | 1 |
Deposit concentration is 2,017 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 36.4² + 17.6² + 11.1² + … (6 more) = 2,017
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $585,529,324 |
| Department of Veterans Affairs | $88,772,731 |
| Department of Housing and Urban Development | $28,929,210 |
| Department of Transportation | $22,512,958 |
| Department of Education | $13,127,061 |
| Department of Health and Human Services | $5,931,072 |
| Department of Agriculture | $2,656,866 |
| Department of Defense | $1,514,197 |
| Federal Communications Commission | $997,879 |
| Railroad Retirement Board | $861,339 |
| National Science Foundation | $544,716 |
| National Aeronautics and Space Administration | $247,788 |
That is $16,057 per covered job, against 46,817 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $751.7 m / 46,817 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,057
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Androscoggin County, ME: 9 findings, 3 at a watch level and 6 noted
watchAndroscoggin County, ME's covered employment is -1.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchAndroscoggin County, ME's average weekly wage is -0.5% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.5 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchAndroscoggin County, ME's years of wages of 5.5 scores 74 on the 0-to-100 scale across US counties but 40 across Maine counties, a gap of 34 points.
Period 2026-09.Show the arithmetic
- 34 = |74 across US counties - 40 across Maine counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteAndroscoggin County, ME's covered employment was 1.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAndroscoggin County, ME's average weekly wage was 0.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.