Madison County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.63, -90.03.
Assembled 2026-10-19. Read the brief.
- 77th pct · 688th of 3,063 US counties · median $230,451
- 98th pct · 2nd of 80 Mississippi counties · median $149,228
- 100th pct · 1st of 8 counties in the Jackson metro · median $128,469
- 31st pct · 2,111th of 3,062 US counties · median +2.9%
- 45th pct · 44th of 80 Mississippi counties · median +1.5%
- 42nd pct · 5th of 8 counties in the Jackson metro · median +1.5%
- 63rd pct · 490th of 1,358 US counties · median $1,506
- 93rd pct · 2nd of 16 Mississippi counties · median $1,388
- counties in the Jackson metro: only 3 of counties in the Jackson metro published this metric; fewer than 5 is too few to rank
- 85th pct · 453rd of 3,221 US counties · median 8,232
- 95th pct · 5th of 82 Mississippi counties · median 6,322
- 71st pct · 3rd of 8 counties in the Jackson metro · median 10,161
- 68th pct · 1,024th of 3,221 US counties · median $1,039
- 88th pct · 10th of 82 Mississippi counties · median $903
- 85th pct · 2nd of 8 counties in the Jackson metro · median $1,004
- 75th pct · 736th of 3,063 US counties · median 4.2
- 94th pct · 5th of 80 Mississippi counties · median 3.1
- 100th pct · 1st of 8 counties in the Jackson metro · median 2.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $336,172 (Sep 2026), +1.1% over one year, +23.2% over five
- 77th pct · 688th of 3,063 US counties · median $230,451
- 98th pct · 2nd of 80 Mississippi counties · median $149,228
- 100th pct · 1st of 8 counties in the Jackson metro · median $128,469
| Item | Value | Distance |
|---|---|---|
| Madison County, MS | $336,172 · +1.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,676/mo (Sep 2026), +9.4% over one year; price-to-rent 16.7
- 63rd pct · 490th of 1,358 US counties · median $1,506
- 93rd pct · 2nd of 16 Mississippi counties · median $1,388
- counties in the Jackson metro: only 3 of counties in the Jackson metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Madison County, MS | $1,676/mo · +9.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,862 a month on $336,172 at 7.40%, against an average weekly wage worth $4,918 a month: 37.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $336,172 × 80% = $268,937, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,862/mo principal and interest
- wage share = payment / (avg weekly wage $1,135 × 52 / 12 = $4,918) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $336,172 / ($1,135 × 52) = 5.7
- price-to-rent = $336,172 / ($1,676 × 12) = 16.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
58,811 jobs at 4,184 employers (2026 Q1); -0.8% jobs and +5.4% average weekly wage over the year
- 85th pct · 453rd of 3,221 US counties · median 8,232
- 95th pct · 5th of 82 Mississippi counties · median 6,322
- 71st pct · 3rd of 8 counties in the Jackson metro · median 10,161
| Item | Value | Distance |
|---|---|---|
| Madison County, MS | 58,811 jobs · $1,135/wk · -0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 7,300 | $704 | 1.27 | -2.1% |
| Health care and social assistance | 6,843 | $926 | 0.77 | -1.4% |
| Accommodation and food services | 6,554 | $443 | 1.24 | -2.9% |
| Transportation and warehousing | 6,395 | $904 | 2.58 | +36.8% |
| Manufacturing | 5,676 | $1,415 | 1.20 | -23.4% |
| Administrative and waste services | 3,634 | $860 | 1.09 | +8.2% |
| Professional and technical services | 3,473 | $1,728 | 0.86 | -0.3% |
| Finance and insurance | 3,059 | $2,709 | 1.28 | +0.8% |
| Construction | 2,346 | $1,493 | 0.76 | -10.8% |
| Wholesale trade | 1,449 | $1,394 | 0.64 | +1.0% |
| Other services | 1,420 | $1,066 | 0.81 | -5.7% |
| Information | 1,263 | $1,770 | 1.16 | +12.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
44 gauges · 0 flooding · 5 with quality panels averaging 100 % · 11 stale
Sites found: 44, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-02484650 | flow 42,600 ft³/s · no flooding | 19 km |
| USGS-02484630 | flow 8.10 ft³/s · STALE | 24 km |
| USGS-02484760 | flow 757.0 ft³/s | 25 km |
| USGS-02485601 | stage 250.6 ft · observation not current | 26 km |
| USGS-02485600 | stage 296.3 ft | 26 km |
| USGS-02485498 | flow 1,990 ft³/s | 28 km |
| USGS-02484600 | flow 602.0 ft³/s | 29 km |
| USGS-02485650 | flow 4,100 ft³/s · STALE | 30 km |
| USGS-02485720 | stage 4.63 ft | 31 km |
| USGS-07289730 | flow 95.2 ft³/s · no flooding | 31 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
10 wells in 0 named aquifers:
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-322241090073701 | depth 243.7 ft · 1995-09-21 | 30 km |
| USGS-321957090105601 | depth 167.9 ft · 1995-09-27 | 36 km |
| USGS-321945090152201 | depth 316.6 ft · 1992-05-27 | 40 km |
| USGS-321812090113601 | depth 123.6 ft · 1965-07-15 | 40 km |
| USGS-325100090250701 | depth 19.2 ft · 1984-06-18 | 43 km |
| USGS-324354090325501 | depth 15.9 ft · 1985-05-23 | 49 km |
| USGS-324419090351201 | depth 20.7 ft · 1994-09-30 | 53 km |
| USGS-324615090375001 | depth 19.2 ft · 1994-09-30 | 58 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$6.6 bn in deposits at 53 offices of 23 banks (SOD June 2026); HHI 1,661, moderately concentrated. $1.4 bn federal obligations in FY2026 (direct payments $666.0 m, contracts $570.5 m), $23,586 per covered job
| Item | Value | Distance |
|---|---|---|
| Trustmark Bank | $1.9 bn · 29.2% share · 7 offices | |
| BankPlus | $1.3 bn · 19.3% share · 7 offices | |
| Regions Bank | $899.5 m · 13.6% share · 6 offices | |
| Madison, MS | $1.4 bn FY2026 · $23,586/job | |
| MULTIPLE RECIPIENTS | $642.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Trustmark Bank | $1,930,542,000 | 29.2% | 7 |
| BankPlus | $1,274,727,000 | 19.3% | 7 |
| Regions Bank | $899,531,000 | 13.6% | 6 |
| Renasant Bank | $894,268,000 | 13.5% | 5 |
| Origin Bank | $351,845,000 | 5.3% | 2 |
| The Huntington National Bank | $278,796,000 | 4.2% | 4 |
| PriorityOne Bank | $132,135,000 | 2.0% | 2 |
| Wells Fargo Bank, National Association | $125,399,000 | 1.9% | 1 |
| Hancock Whitney Bank | $123,122,000 | 1.9% | 1 |
| Story Bank DBA Story Financial Partners | $119,052,000 | 1.8% | 1 |
Deposit concentration is 1,661 across 22 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 22 banks with deposits in the county = 29.2² + 19.3² + 13.6² + … (19 more) = 1,661
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $566,855,225 |
| Department of Defense | $483,976,605 |
| Department of Veterans Affairs | $74,805,474 |
| Department of Education | $63,632,272 |
| Department of Transportation | $53,227,855 |
| Department of Justice | $42,455,764 |
| Department of Agriculture | $41,280,961 |
| Department of Health and Human Services | $22,483,707 |
| Department of Commerce | $16,068,040 |
| Department of Housing and Urban Development | $14,591,637 |
| National Aeronautics and Space Administration | $2,599,350 |
| Railroad Retirement Board | $1,828,475 |
That is $23,586 per covered job, against 58,811 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.4 bn / 58,811 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,586
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Madison County, MS: 16 findings, 3 at a watch level and 13 noted
watchMadison County, MS' typical asking rent is +9.4% against a year earlier, a watch level here: typical asking rent at least 8 percent above a year ago (arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.yoyPct = 9.441100160213654 >= 8
arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level
watchMadison County, MS' covered employment is -0.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchMadison County, MS' price-to-rent ratio of 16.7 scores 48 on the 0-to-100 scale across US counties but 93 across Mississippi counties, a gap of 46 points.
Period 2026-09.Show the arithmetic
- 46 = |48 across US counties - 93 across Mississippi counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteMadison County, MS' average weekly wage was 5.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMadison County, MS' covered employment was 0.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.