Tishomingo County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.74, -88.23.
Assembled 2026-10-19. Read the brief.
- 32nd pct · 2,064th of 3,063 US counties · median $230,451
- 77th pct · 19th of 80 Mississippi counties · median $149,228
- 5th pct · 2,905th of 3,062 US counties · median +2.9%
- 16th pct · 67th of 80 Mississippi counties · median +1.5%
- US counties: not published this period
- Mississippi counties: not published this period
- 43rd pct · 1,824th of 3,221 US counties · median 8,232
- 49th pct · 42nd of 82 Mississippi counties · median 6,322
- 28th pct · 2,316th of 3,221 US counties · median $1,039
- 66th pct · 28th of 82 Mississippi counties · median $903
- 40th pct · 1,815th of 3,063 US counties · median 4.2
- 74th pct · 21st of 80 Mississippi counties · median 3.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $186,187 (Sep 2026), -4.1% over one year, +10.4% over five
- 32nd pct · 2,064th of 3,063 US counties · median $230,451
- 77th pct · 19th of 80 Mississippi counties · median $149,228
| Item | Value | Distance |
|---|---|---|
| Tishomingo County, MS | $186,187 · -4.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,031 a month on $186,187 at 7.40%, against an average weekly wage worth $4,091 a month: 25.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $186,187 × 80% = $148,950, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,031/mo principal and interest
- wage share = payment / (avg weekly wage $944 × 52 / 12 = $4,091) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $186,187 / ($944 × 52) = 3.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,295 jobs at 505 employers (2026 Q1); +0.5% jobs and +3.1% average weekly wage over the year
- 43rd pct · 1,824th of 3,221 US counties · median 8,232
- 49th pct · 42nd of 82 Mississippi counties · median 6,322
| Item | Value | Distance |
|---|---|---|
| Tishomingo County, MS | 6,295 jobs · $944/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,678 | $1,251 | 5.29 | +3.2% |
| Retail trade | 644 | $592 | 1.05 | -5.3% |
| Health care and social assistance | 564 | $784 | 0.60 | -2.8% |
| Accommodation and food services | 460 | $325 | 0.81 | +17.3% |
| Wholesale trade | 161 | $723 | 0.67 | +0.6% |
| Construction | 144 | $791 | 0.44 | -10.0% |
| Other services | 128 | $657 | 0.68 | +0.0% |
| Administrative and waste services | 109 | $644 | 0.30 | -12.8% |
| Finance and insurance | 102 | $1,114 | 0.40 | -12.8% |
| Agriculture, forestry, fishing | 99 | $958 | 2.18 | -4.8% |
| Utilities | 84 | $1,898 | 3.38 | -2.3% |
| Arts, entertainment and recreation | 80 | $480 | 0.77 | +14.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$437.1 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 3,616, highly concentrated. $139.2 m federal obligations in FY2026 (direct payments $133.2 m, grants $6.0 m), $22,113 per covered job
| Item | Value | Distance |
|---|---|---|
| Guaranty Bank and Trust Company | $225.9 m · 51.7% share · 4 offices | |
| The Huntington National Bank | $116.3 m · 26.6% share · 1 office | |
| Community Spirit Bank | $50.1 m · 11.5% share · 1 office | |
| Tishomingo, MS | $139.2 m FY2026 · $22,113/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Guaranty Bank and Trust Company | $225,895,000 | 51.7% | 4 |
| The Huntington National Bank | $116,292,000 | 26.6% | 1 |
| Community Spirit Bank | $50,100,000 | 11.5% | 1 |
| Renasant Bank | $44,767,000 | 10.2% | 1 |
Deposit concentration is 3,616 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 51.7² + 26.6² + 11.5² + … (1 more) = 3,616
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
That is $22,113 per covered job, against 6,295 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $139.2 m / 6,295 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,113
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Tishomingo County, MS: 11 findings, 5 at a watch level and 6 noted
watchTishomingo County, MS' typical home value is -4.1% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -4.117657465699871 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchTishomingo County, MS' typical home value is -1.1% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.momPct = -1.0934147645166064 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level
watchTishomingo County, MS' typical home value of $186,187 scores 33 on the 0-to-100 scale across US counties but 77 across Mississippi counties, a gap of 45 points.
Period 2026-09.Show the arithmetic
- 45 = |33 across US counties - 77 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchTishomingo County, MS' average weekly wage of $944 scores 28 on the 0-to-100 scale across US counties but 66 across Mississippi counties, a gap of 38 points.
Period 2026 Q1.Show the arithmetic
- 38 = |28 across US counties - 66 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchTishomingo County, MS' years of wages of 3.8 scores 41 on the 0-to-100 scale across US counties but 75 across Mississippi counties, a gap of 34 points.
Period 2026-09.Show the arithmetic
- 34 = |41 across US counties - 75 across Mississippi counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.