Platte County, NE
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.58, -97.51.
Assembled 2026-10-19. Read the brief.
- 64th pct · 1,076th of 3,063 US counties · median $230,451
- 80th pct · 18th of 89 Nebraska counties · median $214,386
- 40th pct · 1,812th of 3,062 US counties · median +2.9%
- 31st pct · 61st of 89 Nebraska counties · median +3.5%
- 40th pct · 804th of 1,358 US counties · median $1,506
- 84th pct · 3rd of 14 Nebraska counties · median $1,287
- 71st pct · 930th of 3,221 US counties · median 8,232
- 93rd pct · 7th of 93 Nebraska counties · median 2,151
- 78th pct · 707th of 3,221 US counties · median $1,039
- 95th pct · 5th of 93 Nebraska counties · median $970
- 53rd pct · 1,415th of 3,063 US counties · median 4.2
- 63rd pct · 33rd of 89 Nebraska counties · median 4.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $278,340 (Sep 2026), +2.1% over one year, +27.6% over five
- 64th pct · 1,076th of 3,063 US counties · median $230,451
- 80th pct · 18th of 89 Nebraska counties · median $214,386
| Item | Value | Distance |
|---|---|---|
| Platte County, NE | $278,340 · +2.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,406/mo (Sep 2026), n/a over one year; price-to-rent 16.5
- 40th pct · 804th of 1,358 US counties · median $1,506
- 84th pct · 3rd of 14 Nebraska counties · median $1,287
| Item | Value | Distance |
|---|---|---|
| Platte County, NE | $1,406/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,542 a month on $278,340 at 7.40%, against an average weekly wage worth $5,274 a month: 29.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $278,340 × 80% = $222,672, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,542/mo principal and interest
- wage share = payment / (avg weekly wage $1,217 × 52 / 12 = $5,274) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $278,340 / ($1,217 × 52) = 4.4
- price-to-rent = $278,340 / ($1,406 × 12) = 16.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
19,869 jobs at 1,169 employers (2026 Q1); +0.3% jobs and +6.1% average weekly wage over the year
- 71st pct · 930th of 3,221 US counties · median 8,232
- 93rd pct · 7th of 93 Nebraska counties · median 2,151
| Item | Value | Distance |
|---|---|---|
| Platte County, NE | 19,869 jobs · $1,217/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 5,904 | $1,578 | 3.69 | -1.9% |
| Retail trade | 2,084 | $645 | 1.08 | -2.5% |
| Health care and social assistance | 2,059 | $1,280 | 0.69 | +0.2% |
| Accommodation and food services | 1,458 | $408 | 0.82 | -0.7% |
| Construction | 1,347 | $1,294 | 1.29 | +5.2% |
| Other services | 774 | $779 | 1.30 | +26.3% |
| Wholesale trade | 636 | $1,563 | 0.84 | -1.5% |
| Finance and insurance | 507 | $1,494 | 0.63 | +1.8% |
| Administrative and waste services | 427 | $783 | 0.38 | +23.8% |
| Professional and technical services | 325 | $1,667 | 0.24 | -2.1% |
| Real estate and rental | 109 | $1,312 | 0.36 | -14.2% |
| Information | 105 | $842 | 0.29 | -3.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
24 gauges · 0 flooding · 1 with quality panels averaging 100 % · 7 stale
Sites found: 24, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Shell Creek near Columbus, Nebr. | flow 21.9 ft³/s | 20 km |
| Platte River near Duncan, Nebr. | flow 472.0 ft³/s | 23 km |
| Beaver Creek at Genoa, Nebr. | flow 91.8 ft³/s | 24 km |
| Loup River near Genoa, Nebr. | flow 213.0 ft³/s | 25 km |
| Clear Creek 1.75 mile W of Polk County line, Nebr. | flow 31.2 ft³/s | 27 km |
| UNION CREEK AT MADISON, NEBR. | flow 26.0 ft³/s · STALE | 29 km |
| Loup River Power Canal near Genoa, Nebr. | flow 2,390 ft³/s | 30 km |
| Prairie Creek near Silver Creek, Nebr. | flow 15.7 ft³/s | 31 km |
| Silver Creek, at Mile 4 near Silver Creek, Nebr. | flow 34.5 ft³/s | 35 km |
| Platte River nr Schuyler, Nebr. | stage 6.34 ft | 42 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-411738097264301 | depth 18.3 ft · 2026-10-18 | 32 km |
| USGS-415559098005201 | depth 96.5 ft · 2024-02-20 | 57 km |
| USGS-410943097575001 | depth 4.22 ft · 2026-10-18 | 60 km |
| USGS-415022096434301 | depth 12.5 ft · 2026-10-18 | 71 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.8 bn in deposits at 27 offices of 14 banks (SOD June 2026); HHI 1,342, moderately concentrated. $212.6 m federal obligations in FY2026 (direct payments $187.6 m, grants $24.6 m), $10,702 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank of Omaha | $424.7 m · 24.2% share · 3 offices | |
| Pinnacle Bank | $285.0 m · 16.3% share · 4 offices | |
| Columbus Bank and Trust Company | $218.8 m · 12.5% share · 2 offices | |
| Platte, NE | $212.6 m FY2026 · $10,702/job | |
| MULTIPLE RECIPIENTS | $176.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank of Omaha | $424,694,000 | 24.2% | 3 |
| Pinnacle Bank | $284,988,000 | 16.3% | 4 |
| Columbus Bank and Trust Company | $218,781,000 | 12.5% | 2 |
| Bank of the Valley | $214,735,000 | 12.3% | 3 |
| Great Plains State Bank | $150,199,000 | 8.6% | 2 |
| Cornerstone Bank | $114,470,000 | 6.5% | 4 |
| First Nebraska Bank | $82,362,000 | 4.7% | 2 |
| Bank of Lindsay | $71,181,000 | 4.1% | 1 |
| BankFirst | $57,907,000 | 3.3% | 1 |
| First Interstate Bank | $54,707,000 | 3.1% | 1 |
Deposit concentration is 1,342 across 14 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 14 banks with deposits in the county = 24.2² + 16.3² + 12.5² + … (11 more) = 1,342
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $157,580,914 |
| Department of Transportation | $24,043,538 |
| Department of Veterans Affairs | $15,884,837 |
| Department of Agriculture | $10,703,091 |
| Railroad Retirement Board | $2,504,489 |
| Department of Housing and Urban Development | $1,463,313 |
| Department of the Interior | $286,369 |
| Environmental Protection Agency | $132,551 |
| Department of Education | $38,971 |
| Department of Justice | $1,618 |
| Small Business Administration | $0 |
| Department of Health and Human Services | $0 |
That is $10,702 per covered job, against 19,869 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $212.6 m / 19,869 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,702
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 73.84 | 2026-10-19 | not published |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Platte County, NE: 8 findings, 1 at a watch level and 7 noted
watchPlatte County, NE's typical asking rent of $1,406 scores 41 on the 0-to-100 scale across US counties but 85 across Nebraska counties, a gap of 44 points.
Period 2026-09.Show the arithmetic
- 44 = |41 across US counties - 85 across Nebraska counties|
position among the entities that published this metric this period; not an official level
notePlatte County, NE's average weekly wage was 6.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePlatte County, NE's covered employment was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePlatte County, NE's average weekly wage of $1,217 ranks 5th of 93 Nebraska counties, against a median of $970.
Period 2026 Q1.Show the arithmetic
- 96 on the 0-to-100 scale across 93 Nebraska counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
notePlatte County, NE's covered employment of 19,869 ranks 7th of 93 Nebraska counties, against a median of 2,151.
Period 2026 Q1.Show the arithmetic
- 93 on the 0-to-100 scale across 93 Nebraska counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.