Roosevelt County, NM
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.02, -103.48.
Assembled 2026-10-19. Read the brief.
- 15th pct · 2,600th of 3,063 US counties · median $230,451
- 13th pct · 26th of 30 New Mexico counties · median $216,844
- 34th pct · 2,004th of 3,062 US counties · median +2.9%
- 48th pct · 16th of 30 New Mexico counties · median +1.6%
- 8th pct · 1,247th of 1,358 US counties · median $1,506
- 0th pct · 14th of 14 New Mexico counties · median $1,498
- 42nd pct · 1,866th of 3,221 US counties · median 8,232
- 37th pct · 21st of 33 New Mexico counties · median 8,227
- 21st pct · 2,541st of 3,221 US counties · median $1,039
- 31st pct · 23rd of 33 New Mexico counties · median $968
- 22nd pct · 2,373rd of 3,063 US counties · median 4.2
- 20th pct · 24th of 30 New Mexico counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $144,463 (Sep 2026), +1.5% over one year, +4.1% over five
- 15th pct · 2,600th of 3,063 US counties · median $230,451
- 13th pct · 26th of 30 New Mexico counties · median $216,844
| Item | Value | Distance |
|---|---|---|
| Roosevelt County, NM | $144,463 · +1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,008/mo (Sep 2026), +6.4% over one year; price-to-rent 11.9
- 8th pct · 1,247th of 1,358 US counties · median $1,506
- 0th pct · 14th of 14 New Mexico counties · median $1,498
| Item | Value | Distance |
|---|---|---|
| Roosevelt County, NM | $1,008/mo · +6.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $800 a month on $144,463 at 7.40%, against an average weekly wage worth $3,943 a month: 20.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $144,463 × 80% = $115,570, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $800/mo principal and interest
- wage share = payment / (avg weekly wage $910 × 52 / 12 = $3,943) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $144,463 / ($910 × 52) = 3.1
- price-to-rent = $144,463 / ($1,008 × 12) = 11.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,994 jobs at 482 employers (2026 Q1); +2.5% jobs and +2.6% average weekly wage over the year
- 42nd pct · 1,866th of 3,221 US counties · median 8,232
- 37th pct · 21st of 33 New Mexico counties · median 8,227
| Item | Value | Distance |
|---|---|---|
| Roosevelt County, NM | 5,994 jobs · $910/wk · +2.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 651 | $620 | 1.11 | -3.6% |
| Accommodation and food services | 632 | $366 | 1.17 | +6.0% |
| Manufacturing | 441 | $1,119 | 0.91 | +3.8% |
| Transportation and warehousing | 286 | $1,160 | 1.13 | +9.2% |
| Construction | 172 | $679 | 0.55 | +4.9% |
| Finance and insurance | 117 | $1,105 | 0.48 | +1.7% |
| Utilities | 75 | $1,921 | 3.17 | -5.1% |
| Other services | 67 | $668 | 0.37 | -17.3% |
| Wholesale trade | 66 | $722 | 0.29 | +24.5% |
| Professional and technical services | 56 | $912 | 0.14 | +7.7% |
| Real estate and rental | 46 | $840 | 0.50 | -16.4% |
| Information | 33 | $1,133 | 0.30 | -8.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$252.7 m in deposits at 5 offices of 4 banks (SOD June 2026); HHI 4,687, highly concentrated. $113.1 m federal obligations in FY2026 (direct payments $108.1 m, grants $5.0 m), $18,873 per covered job
| Item | Value | Distance |
|---|---|---|
| The James Polk Stone Community Bank | $159.2 m · 63.0% share · 2 offices | |
| Wells Fargo Bank, National Association | $63.3 m · 25.0% share · 1 office | |
| UMB Bank, National Association | $23.2 m · 9.2% share · 1 office | |
| Roosevelt, NM | $113.1 m FY2026 · $18,873/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The James Polk Stone Community Bank | $159,180,000 | 63.0% | 2 |
| Wells Fargo Bank, National Association | $63,260,000 | 25.0% | 1 |
| UMB Bank, National Association | $23,153,000 | 9.2% | 1 |
| Western Commerce Bank | $7,099,000 | 2.8% | 1 |
Deposit concentration is 4,687 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 63.0² + 25.0² + 9.2² + … (1 more) = 4,687
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $18,873 per covered job, against 5,994 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $113.1 m / 5,994 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,873
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 73.84 | 2026-10-19 | not published |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Roosevelt County, NM: 10 findings, 10 noted
noteRoosevelt County, NM's average weekly wage was 2.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRoosevelt County, NM's covered employment was 2.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRoosevelt County, NM's typical asking rent rose 1.2% from $996 in August 2026 to $1,008 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +1.2% = (1008.0555555555557 - 996.2366705779785) / 996.2366705779785 × 100
- 1008.0555555555557 = Zillow ZORI, 2026-09
- 996.2366705779785 = Zillow ZORI, 2026-08
noteRoosevelt County, NM's typical home value fell 0.5% from $145,236 in August 2026 to $144,463 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.5% = (144462.662687009 - 145236.37352467517) / 145236.37352467517 × 100
- 144462.662687009 = Zillow ZHVI, 2026-09
- 145236.37352467517 = Zillow ZHVI, 2026-08
noteRoosevelt County, NM's typical asking rent of $1,008 ranks 14th of 14 New Mexico counties, against a median of $1,498.
Period 2026-09.Show the arithmetic
- 0 on the 0-to-100 scale across 14 New Mexico counties that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.