Hoke County, NC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.02, -79.24.
Assembled 2026-10-19. Read the brief.
- 65th pct · 1,051st of 3,063 US counties · median $230,451
- 55th pct · 45th of 100 North Carolina counties · median $270,749
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
- 21st pct · 2,393rd of 3,062 US counties · median +2.9%
- 32nd pct · 68th of 100 North Carolina counties · median +1.1%
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
- 66th pct · 451st of 1,358 US counties · median $1,506
- 70th pct · 19th of 62 North Carolina counties · median $1,550
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
- 54th pct · 1,468th of 3,221 US counties · median 8,232
- 33rd pct · 67th of 100 North Carolina counties · median 16,739
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
- 26th pct · 2,350th of 3,221 US counties · median $1,039
- 29th pct · 71st of 100 North Carolina counties · median $984
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
- 76th pct · 713th of 3,063 US counties · median 4.2
- 65th pct · 35th of 100 North Carolina counties · median 5.0
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $281,415 (Sep 2026), +0.1% over one year, +35.0% over five
- 65th pct · 1,051st of 3,063 US counties · median $230,451
- 55th pct · 45th of 100 North Carolina counties · median $270,749
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Hoke County, NC | $281,415 · +0.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,726/mo (Sep 2026), +4.0% over one year; price-to-rent 13.6
- 66th pct · 451st of 1,358 US counties · median $1,506
- 70th pct · 19th of 62 North Carolina counties · median $1,550
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Hoke County, NC | $1,726/mo · +4.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,559 a month on $281,415 at 7.40%, against an average weekly wage worth $4,069 a month: 38.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $281,415 × 80% = $225,132, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,559/mo principal and interest
- wage share = payment / (avg weekly wage $939 × 52 / 12 = $4,069) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $281,415 / ($939 × 52) = 5.8
- price-to-rent = $281,415 / ($1,726 × 12) = 13.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,676 jobs at 757 employers (2026 Q1); +4.6% jobs and +0.9% average weekly wage over the year
- 54th pct · 1,468th of 3,221 US counties · median 8,232
- 33rd pct · 67th of 100 North Carolina counties · median 16,739
- counties in the Fayetteville metro: Rank context is unavailable: the manifest lists 2 counties in the Fayetteville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Hoke County, NC | 9,676 jobs · $939/wk · +4.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,036 | $1,040 | 2.62 | +10.4% |
| Retail trade | 834 | $575 | 0.88 | -0.1% |
| Accommodation and food services | 501 | $352 | 0.58 | -4.4% |
| Construction | 406 | $953 | 0.80 | +2.5% |
| Administrative and waste services | 322 | $1,115 | 0.59 | +8.1% |
| Transportation and warehousing | 238 | $703 | 0.58 | -1.7% |
| Other services | 168 | $836 | 0.58 | -4.5% |
| Real estate and rental | 100 | $792 | 0.67 | +8.7% |
| Finance and insurance | 89 | $1,061 | 0.23 | +2.3% |
| Arts, entertainment and recreation | 76 | $567 | 0.48 | +1.3% |
| Information | 9 | $820 | 0.05 | -57.1% |
| Unclassified | 0 | $0 | 0.00 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$179.1 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,154, highly concentrated. $468.5 m federal obligations in FY2026 (direct payments $451.0 m, contracts $14.7 m), $48,421 per covered job
| Item | Value | Distance |
|---|---|---|
| Truist Bank | $71.0 m · 39.6% share · 1 office | |
| The Fidelity Bank | $61.1 m · 34.1% share · 1 office | |
| PNC Bank, National Association | $34.5 m · 19.3% share · 1 office | |
| Hoke, NC | $468.5 m FY2026 · $48,421/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Truist Bank | $70,979,000 | 39.6% | 1 |
| The Fidelity Bank | $61,081,000 | 34.1% | 1 |
| PNC Bank, National Association | $34,475,000 | 19.3% | 1 |
| Lumbee Guaranty Bank | $12,544,000 | 7.0% | 1 |
Deposit concentration is 3,154 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 39.6² + 34.1² + 19.3² + … (1 more) = 3,154
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $48,421 per covered job, against 9,676 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $468.5 m / 9,676 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $48,421
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Hoke County, NC: 9 findings, 9 noted
noteHoke County, NC's covered employment was 4.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHoke County, NC's average weekly wage was 0.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHoke County, NC's typical home value rose 0.3% from $280,531 in August 2026 to $281,415 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (281414.85992537305 - 280531.41580858134) / 280531.41580858134 × 100
- 281414.85992537305 = Zillow ZHVI, 2026-09
- 280531.41580858134 = Zillow ZHVI, 2026-08
noteHoke County, NC's typical asking rent rose 0.3% from $1,721 in August 2026 to $1,726 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.3% = (1725.5740740740741 - 1720.6241624398504) / 1720.6241624398504 × 100
- 1725.5740740740741 = Zillow ZORI, 2026-09
- 1720.6241624398504 = Zillow ZORI, 2026-08
noteHoke County, NC's covered employment of +4.6% ranks 231st of 3,221 US counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 93 on the 0-to-100 scale across 3221 US counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.