Randolph County, NC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.71, -79.81.
Assembled 2026-10-19. Read the brief.
- 57th pct · 1,307th of 3,063 US counties · median $230,451
- 41st pct · 59th of 100 North Carolina counties · median $270,749
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 46th pct · 1,625th of 3,062 US counties · median +2.9%
- 69th pct · 31st of 100 North Carolina counties · median +1.1%
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 12th pct · 1,182nd of 1,358 US counties · median $1,506
- 3rd pct · 60th of 62 North Carolina counties · median $1,550
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 82nd pct · 551st of 3,221 US counties · median 8,232
- 79th pct · 21st of 100 North Carolina counties · median 16,739
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 43rd pct · 1,811th of 3,221 US counties · median $1,039
- 58th pct · 42nd of 100 North Carolina counties · median $984
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
- 61st pct · 1,181st of 3,063 US counties · median 4.2
- 45th pct · 55th of 100 North Carolina counties · median 5.0
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $251,780 (Sep 2026), +2.6% over one year, +26.2% over five
- 57th pct · 1,307th of 3,063 US counties · median $230,451
- 41st pct · 59th of 100 North Carolina counties · median $270,749
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Randolph County, NC | $251,780 · +2.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,085/mo (Sep 2026), +4.3% over one year; price-to-rent 19.3
- 12th pct · 1,182nd of 1,358 US counties · median $1,506
- 3rd pct · 60th of 62 North Carolina counties · median $1,550
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Randolph County, NC | $1,085/mo · +4.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,395 a month on $251,780 at 7.40%, against an average weekly wage worth $4,385 a month: 31.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $251,780 × 80% = $201,424, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,395/mo principal and interest
- wage share = payment / (avg weekly wage $1,012 × 52 / 12 = $4,385) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $251,780 / ($1,012 × 52) = 4.8
- price-to-rent = $251,780 / ($1,085 × 12) = 19.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
45,678 jobs at 3,226 employers (2026 Q1); -0.4% jobs and -1.1% average weekly wage over the year
- 82nd pct · 551st of 3,221 US counties · median 8,232
- 79th pct · 21st of 100 North Carolina counties · median 16,739
- counties in the Greensboro-High Point metro: Rank context is unavailable: the manifest lists 3 counties in the Greensboro-High Point metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Randolph County, NC | 45,678 jobs · $1,012/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 12,690 | $1,243 | 3.45 | +1.6% |
| Health care and social assistance | 4,749 | $965 | 0.69 | +4.8% |
| Retail trade | 4,571 | $710 | 1.03 | -1.1% |
| Accommodation and food services | 4,205 | $377 | 1.02 | +7.4% |
| Construction | 2,899 | $1,175 | 1.21 | -19.5% |
| Administrative and waste services | 2,658 | $744 | 1.02 | +3.9% |
| Wholesale trade | 2,450 | $1,447 | 1.40 | -3.1% |
| Other services | 982 | $849 | 0.72 | -9.3% |
| Professional and technical services | 840 | $1,460 | 0.27 | -3.0% |
| Transportation and warehousing | 698 | $1,037 | 0.36 | +5.6% |
| Finance and insurance | 623 | $1,639 | 0.33 | -4.2% |
| Arts, entertainment and recreation | 495 | $388 | 0.66 | +5.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.1 bn in deposits at 23 offices of 11 banks (SOD June 2026); HHI 1,313, moderately concentrated. $922.6 m federal obligations in FY2026 (direct payments $891.8 m, grants $25.3 m), $20,198 per covered job
| Item | Value | Distance |
|---|---|---|
| Pinnacle Bank | $443.3 m · 21.6% share · 3 offices | |
| First Horizon Bank | $300.5 m · 14.6% share · 3 offices | |
| Wells Fargo Bank, National Association | $267.1 m · 13.0% share · 2 offices | |
| Randolph, NC | $922.6 m FY2026 · $20,198/job | |
| MULTIPLE RECIPIENTS | $876.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pinnacle Bank | $443,348,000 | 21.6% | 3 |
| First Horizon Bank | $300,465,000 | 14.6% | 3 |
| Wells Fargo Bank, National Association | $267,056,000 | 13.0% | 2 |
| First Bank | $254,750,000 | 12.4% | 3 |
| The Fidelity Bank | $235,892,000 | 11.5% | 3 |
| Truist Bank | $204,547,000 | 10.0% | 2 |
| PNC Bank, National Association | $129,444,000 | 6.3% | 2 |
| Bank OZK | $88,711,000 | 4.3% | 1 |
| First-Citizens Bank & Trust Company | $78,312,000 | 3.8% | 1 |
| Movement Bank | $36,991,000 | 1.8% | 1 |
Deposit concentration is 1,313 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 21.6² + 14.6² + 13.0² + … (8 more) = 1,313
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $781,170,689 |
| Department of Veterans Affairs | $88,581,304 |
| Department of Transportation | $22,559,217 |
| Department of Housing and Urban Development | $6,645,434 |
| Department of Education | $6,084,242 |
| Department of Health and Human Services | $5,094,260 |
| Department of Defense | $4,871,766 |
| Department of Agriculture | $3,864,942 |
| Federal Communications Commission | $2,469,583 |
| Railroad Retirement Board | $1,260,954 |
| Department of Justice | $15,935 |
| Small Business Administration | $0 |
That is $20,198 per covered job, against 45,678 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $922.6 m / 45,678 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,198
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Randolph County, NC: 9 findings, 2 at a watch level and 7 noted
watchRandolph County, NC's average weekly wage is -1.1% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.1 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchRandolph County, NC's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteRandolph County, NC's average weekly wage was 1.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRandolph County, NC's typical asking rent fell 1.0% from $1,096 in August 2026 to $1,085 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -1.0% = (1084.8492822966507 - 1095.7749528830643) / 1095.7749528830643 × 100
- 1084.8492822966507 = Zillow ZORI, 2026-09
- 1095.7749528830643 = Zillow ZORI, 2026-08
noteRandolph County, NC's covered employment was 0.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.