Yadkin County, NC

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.16, -80.67.

Assembled 2026-10-19. Read the brief.

Typical home value
not published
Home value, one year
not published
Typical rent
not published
Jobs
not published
Average weekly wage
not published
Years of wages per home
not published

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

unavailableretrieved 2026-10-19The market report is unavailable: The market report did not answer within 8000 ms

Rents #

unavailableretrieved 2026-10-19The market report is unavailable: The market report did not answer within 8000 ms

Jobs and wages #

unavailableretrieved 2026-10-19The market report is unavailable: The market report did not answer within 8000 ms

Drought #

currentretrieved 2026-10-19

D1 moderate drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-19

4 USGS reservoir gauges, no capacity figures to weight

Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
W. KERR SCOTT RESERVOIR AT DAM NR WILKESBORO, NC30.2 ft (USGS, no capacity on file)50 km
LITTLE RIVER RESERVOIR NEAR RADFORD, VA231.0 Acre-ft (USGS, no capacity on file)103 km
GASTON SHOALS RESERVOIR ABOVE BLACKSBURG, SC93.6 ft (USGS, no capacity on file)141 km
NINETYNINE ISLAND RES. BELOW CHEROKEE FALLS, SC99.4 ft (USGS, no capacity on file)146 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-19

60 gauges · 0 flooding · 2 with quality panels averaging 100 % · 10 stale

Sites found: 60, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
YADKIN RIVER AT SILOAM, NCflow 1,060 ft³/s · STALE17 km
YADKIN RIVER AT ELKIN, NCflow 1,380 ft³/s · no flooding19 km
HUNTING CREEK NEAR HARMONY, NCflow 69.7 ft³/s · no flooding19 km
YADKIN RIVER AT ENON, NCflow 1,800 ft³/s · observation not current20 km
FISHER RIVER NEAR COPELAND, NCflow 177.0 ft³/s · STALE20 km
MITCHELL RIVER NEAR STATE ROAD, NCflow 57.4 ft³/s · STALE21 km
Fisher River at S.R. 1100 (Turkey Ford Road)no flooding25 km
Little Yadkin River near Daltonno flooding26 km
LITTLE YADKIN RIVER AT DALTON, NCflow 8.29 ft³/s27 km
Muddy Creek at Robinhood Rdno flooding29 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-19

9 wells in 0 named aquifers:

Sites found: 9, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-361307080293101depth 15.1 ft · 2014-02-1717 km
USGS-355359080331701depth 18.8 ft · 2026-10-1830 km
USGS-354057080362601depth 7.26 ft · 2026-10-1853 km
USGS-361011079595401depth 20.3 ft · 2024-02-2560 km
USGS-354616081085101depth 41.6 ft · 2026-10-1861 km
USGS-354616081085102depth 41.8 ft · 2026-10-1861 km
USGS-353135080524202depth 23.0 ft · 2026-10-1873 km
USGS-353135080524203depth 28.2 ft · 2026-10-1873 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-19

low (0.16)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-19

$550.7 m in deposits at 7 offices of 6 banks (SOD June 2026); HHI 1,892, highly concentrated. $263.9 m federal obligations in FY2026 (direct payments $246.0 m, grants $17.8 m)

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
First National Bank of Pennsylvania$161.8 m · 29.4% share · 2 offices
First-Citizens Bank & Trust Company$94.4 m · 17.1% share · 1 office
First Horizon Bank$94.4 m · 17.1% share · 1 office
Yadkin, NC$263.9 m FY2026
MULTIPLE RECIPIENTS$242.9 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
First National Bank of Pennsylvania$161,806,00029.4%2
First-Citizens Bank & Trust Company$94,404,00017.1%1
First Horizon Bank$94,367,00017.1%1
SKYLINE NATIONAL BANK$70,510,00012.8%1
Truist Bank$65,070,00011.8%1
Wells Fargo Bank, National Association$64,555,00011.7%1

Deposit concentration is 1,892 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 6 banks with deposits in the county = 29.4² + 17.1² + 17.1² + … (3 more) = 1,892

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-19

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$217,427,410
Department of Veterans Affairs$24,776,041
Department of Transportation$14,425,738
Department of Health and Human Services$3,358,845
Department of Agriculture$2,876,150
Railroad Retirement Board$608,067
Department of Justice$341,250
Department of Housing and Urban Development$248,535
Federal Communications Commission$37,545
Department of Defense$1,319
Environmental Protection Agency$0
Department of Homeland Security-$217,232

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-19

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft17.952026-10-18-2.6%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.202026-10-19+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships7.002026-10-13+133.3%
Shanghai to Los Angeles container rate · $ per 40 ft box7,848.002026-09-01+14.9%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel101.912026-10-14+1.0%
30-year fixed mortgage rate · %7.402026-10-15+0.0%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions652,115.002026-09-01+0.7%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-19

Yadkin County, NC: no published figures this run

Nothing crossed a line in this period.

Read the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedOccupational Employment and Wage StatisticsU.S. Bureau of Labor Statisticsopen the source
    MSA 49180, all occupations · period May 2025 · retrieved 2026-10-19
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-19T18:30:00.000Z · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00300 · period 2026-10-19T18:50:00.000Z · retrieved 2026-10-19
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-19T18:40:00Z · retrieved 2026-10-19
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-19 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 2 sites = 100 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-18T00:00:00.000Z · retrieved 2026-10-19
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-19 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55 = 0.16; terms drought (D1 / 4), quality (1 − 100 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-19T18:50:00+00:00 · retrieved 2026-10-19
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-19T18:45:00Z · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-19 · retrieved 2026-10-19
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:37197:2026 · period 2026-06-30 · retrieved 2026-10-19
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:37197:2026 · period 2026-06-30 · retrieved 2026-10-19 · HHI = Σ (share %)² over 6 banks with deposits in the county = 29.4² + 17.1² + 17.1² + … (3 more) = 1,892
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-19
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:37197:FY2026 · period FY2026 · retrieved 2026-10-19

Citations

  • U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. series MSA 49180, all occupations. period May 2025. https://www.bls.gov/oes/tables.htm. accessed 2026-10-19.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-19T18:30:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00300. period 2026-10-19T18:50:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-19T18:40:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-19. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 2 sites = 100 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-18T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-19.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-19. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55 = 0.16; terms drought (D1 / 4), quality (1 − 100 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-19T18:50:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-19T18:45:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-19. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-19.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:37197:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A37197+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-19.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:37197:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-19. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 6 banks with deposits in the county = 29.4² + 17.1² + 17.1² + … (3 more) = 1,892.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-19.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:37197:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-19.

What these numbers are not

  • The occupation mix is the 49180 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • BLS QCEW did not answer; no per-job figure.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 19 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-19T18:59:57.620Z. Place identity tables pulled 2026-10-01.