Dickey County, ND

Home values #

Typical home $190,013 (Sep 2026), +15.2% over one year, +7.9% over five

• 33rd pct · 2,023rd of 3,063 US counties · median $230,451
• 40th pct · 26th of 43 North Dakota counties · median $196,408

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

• US counties: not published this period
• North Dakota counties: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $1,052 a month on $190,013 at 7.40%, against an average weekly wage worth $6,374 a month: 16.5% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $190,013 × 80% = $152,010, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,052/mo principal and interest
• wage share = payment / (avg weekly wage $1,471 × 52 / 12 = $6,374) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $190,013 / ($1,471 × 52) = 2.5

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

3,024 jobs at 326 employers (2026 Q1); +34.0% jobs and +21.3% average weekly wage over the year

• 24th pct · 2,427th of 3,221 US counties · median 8,232
• 63rd pct · 20th of 53 North Dakota counties · median 1,520

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

15 gauges · 0 flooding · 2 with quality panels averaging 100 % · 2 stale

Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

8 wells in 0 named aquifers:

Sites found: 8, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55

Banks & federal dollars #

$233.2 m in deposits at 4 offices of 3 banks (SOD June 2026); HHI 5,050, highly concentrated. $37.9 m federal obligations in FY2026 (direct payments $38.0 m, contracts $526,877), $12,544 per covered job

Deposit concentration is 5,050 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 3 banks with deposits in the county = 67.0² + 19.4² + 13.6² = 5,050

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $12,544 per covered job, against 3,024 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $37.9 m / 3,024 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $12,544

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Dickey County, ND: 15 findings, 2 at a watch level and 13 noted

1. watchDickey County, ND's typical home value is +15.2% against a year earlier, a watch level here: typical home value at least 15 percent above a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026-09.
   Show the arithmetic

   • test: home.yoyPct = 15.240194752956441 >= 15

   arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level

2. watchDickey County, ND's covered employment of 3,024 scores 25 on the 0-to-100 scale across US counties but 63 across North Dakota counties, a gap of 39 points.

   Period 2026 Q1.
   Show the arithmetic

   • 39 = |25 across US counties - 63 across North Dakota counties|

   position among the entities that published this metric this period; not an official level

3. noteDickey County, ND's covered employment was 34.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +34 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteDickey County, ND's average weekly wage was 21.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +21.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

5. noteDickey County, ND's typical home value rose 1.0% from $188,046 in August 2026 to $190,013 in September 2026, on Zillow ZHVI.

   Period 2026-09.
   Show the arithmetic

   • +1.0% = (190013.06431200143 - 188045.51870397746) / 188045.51870397746 × 100
   • 190013.06431200143 = Zillow ZHVI, 2026-09
   • 188045.51870397746 = Zillow ZHVI, 2026-08

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.