Greene County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.69, -83.89.
Assembled 2026-10-19. Read the brief.
- 70th pct · 905th of 3,063 US counties · median $230,451
- 86th pct · 13th of 88 Ohio counties · median $218,478
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
- 54th pct · 1,400th of 3,062 US counties · median +2.9%
- 27th pct · 64th of 88 Ohio counties · median +3.9%
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
- 58th pct · 558th of 1,358 US counties · median $1,506
- 87th pct · 8th of 55 Ohio counties · median $1,340
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
- 88th pct · 364th of 3,221 US counties · median 8,232
- 85th pct · 14th of 88 Ohio counties · median 20,657
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
- 93rd pct · 195th of 3,221 US counties · median $1,039
- 95th pct · 5th of 88 Ohio counties · median $1,081
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
- 38th pct · 1,877th of 3,063 US counties · median 4.2
- 52nd pct · 42nd of 88 Ohio counties · median 3.7
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $300,208 (Sep 2026), +3.2% over one year, +27.2% over five
- 70th pct · 905th of 3,063 US counties · median $230,451
- 86th pct · 13th of 88 Ohio counties · median $218,478
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Greene County, OH | $300,208 · +3.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,610/mo (Sep 2026), +4.9% over one year; price-to-rent 15.5
- 58th pct · 558th of 1,358 US counties · median $1,506
- 87th pct · 8th of 55 Ohio counties · median $1,340
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Greene County, OH | $1,610/mo · +4.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,663 a month on $300,208 at 7.40%, against an average weekly wage worth $6,730 a month: 24.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $300,208 × 80% = $240,166, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,663/mo principal and interest
- wage share = payment / (avg weekly wage $1,553 × 52 / 12 = $6,730) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $300,208 / ($1,553 × 52) = 3.7
- price-to-rent = $300,208 / ($1,610 × 12) = 15.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
78,585 jobs at 4,175 employers (2026 Q1); -2.6% jobs and +5.9% average weekly wage over the year
- 88th pct · 364th of 3,221 US counties · median 8,232
- 85th pct · 14th of 88 Ohio counties · median 20,657
- counties in the Dayton-Kettering-Beavercreek metro: Rank context is unavailable: the manifest lists 3 counties in the Dayton-Kettering-Beavercreek metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Greene County, OH | 78,585 jobs · $1,553/wk · -2.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Professional and technical services | 11,681 | $2,453 | 2.15 | -0.2% |
| Retail trade | 9,881 | $691 | 1.29 | +0.9% |
| Health care and social assistance | 8,554 | $1,098 | 0.72 | -5.0% |
| Accommodation and food services | 8,451 | $447 | 1.20 | -0.9% |
| Manufacturing | 3,931 | $1,685 | 0.62 | +1.5% |
| Educational services | 2,315 | $847 | 1.37 | +2.9% |
| Other services | 1,905 | $645 | 0.81 | +2.6% |
| Administrative and waste services | 1,529 | $948 | 0.34 | +0.2% |
| Wholesale trade | 1,193 | $1,697 | 0.40 | +6.8% |
| Management of companies | 1,170 | $1,799 | 0.89 | +8.3% |
| Finance and insurance | 1,004 | $2,190 | 0.31 | -3.3% |
| Transportation and warehousing | 945 | $1,591 | 0.29 | -3.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.7 bn in deposits at 28 offices of 11 banks (SOD June 2026); HHI 1,340, moderately concentrated. $3.1 bn federal obligations in FY2026 (contracts $1.9 bn, direct payments $1.1 bn), $38,950 per covered job
| Item | Value | Distance |
|---|---|---|
| JPMorgan Chase Bank, National Association | $591.0 m · 21.5% share · 4 offices | |
| Fifth Third Bank, National Association | $498.2 m · 18.2% share · 3 offices | |
| U.S. Bank National Association | $354.5 m · 12.9% share · 4 offices | |
| Greene, OH | $3.1 bn FY2026 · $38,950/job | |
| MULTIPLE RECIPIENTS | $1.0 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $591,003,000 | 21.5% | 4 |
| Fifth Third Bank, National Association | $498,197,000 | 18.2% | 3 |
| U.S. Bank National Association | $354,536,000 | 12.9% | 4 |
| The Huntington National Bank | $332,881,000 | 12.1% | 3 |
| PNC Bank, National Association | $239,249,000 | 8.7% | 2 |
| KeyBank National Association | $206,015,000 | 7.5% | 3 |
| The Park National Bank | $185,163,000 | 6.7% | 2 |
| The Old Fort Banking Company | $157,545,000 | 5.7% | 2 |
| WesBanco Bank, Inc. | $111,581,000 | 4.1% | 2 |
| Union Savings Bank | $65,590,000 | 2.4% | 2 |
Deposit concentration is 1,340 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 21.5² + 18.2² + 12.9² + … (8 more) = 1,340
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Defense | $1,417,996,568 |
| Social Security Administration | $803,289,758 |
| General Services Administration | $430,873,889 |
| Department of Veterans Affairs | $213,161,617 |
| Department of Education | $62,092,717 |
| Department of the Interior | $36,002,923 |
| Department of Commerce | $24,843,080 |
| Department of Agriculture | $17,529,279 |
| Department of Housing and Urban Development | $15,911,776 |
| National Aeronautics and Space Administration | $14,794,111 |
| Department of Transportation | $13,091,467 |
| Department of Health and Human Services | $6,703,944 |
That is $38,950 per covered job, against 78,585 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $3.1 bn / 78,585 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $38,950
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greene County, OH: 11 findings, 1 at a watch level and 10 noted
watchGreene County, OH's covered employment is -2.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteGreene County, OH's average weekly wage was 5.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, OH's covered employment was 2.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, OH's typical home value rose 0.4% from $299,149 in August 2026 to $300,208 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.4% = (300208.0668030739 - 299148.549521555) / 299148.549521555 × 100
- 300208.0668030739 = Zillow ZHVI, 2026-09
- 299148.549521555 = Zillow ZHVI, 2026-08
noteGreene County, OH's typical asking rent rose 0.3% from $1,605 in August 2026 to $1,610 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.3% = (1610.1912602406555 - 1605.2358382913862) / 1605.2358382913862 × 100
- 1610.1912602406555 = Zillow ZORI, 2026-09
- 1605.2358382913862 = Zillow ZORI, 2026-08
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.