Crook County, OR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.16, -120.37.
Assembled 2026-10-19. Read the brief.
- 92nd pct · 245th of 3,063 US counties · median $230,451
- 71st pct · 11th of 36 Oregon counties · median $428,005
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
- 29th pct · 2,169th of 3,062 US counties · median +2.9%
- 57th pct · 16th of 36 Oregon counties · median +0.4%
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
- 72nd pct · 376th of 1,358 US counties · median $1,506
- 60th pct · 11th of 26 Oregon counties · median $1,770
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
- 46th pct · 1,725th of 3,221 US counties · median 8,232
- 31st pct · 25th of 36 Oregon counties · median 15,683
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
- 83rd pct · 534th of 3,221 US counties · median $1,039
- 80th pct · 8th of 36 Oregon counties · median $1,074
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
- 89th pct · 330th of 3,063 US counties · median 4.2
- 54th pct · 17th of 36 Oregon counties · median 6.8
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $471,570 (Sep 2026), +0.9% over one year, +9.6% over five
- 92nd pct · 245th of 3,063 US counties · median $230,451
- 71st pct · 11th of 36 Oregon counties · median $428,005
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Crook County, OR | $471,570 · +0.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,799/mo (Sep 2026), +3.2% over one year; price-to-rent 21.8
- 72nd pct · 376th of 1,358 US counties · median $1,506
- 60th pct · 11th of 26 Oregon counties · median $1,770
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Crook County, OR | $1,799/mo · +3.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,612 a month on $471,570 at 7.40%, against an average weekly wage worth $5,547 a month: 47.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $471,570 × 80% = $377,256, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,612/mo principal and interest
- wage share = payment / (avg weekly wage $1,280 × 52 / 12 = $5,547) = 47% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $471,570 / ($1,280 × 52) = 7.1
- price-to-rent = $471,570 / ($1,799 × 12) = 21.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,131 jobs at 855 employers (2026 Q1); -2.7% jobs and +1.0% average weekly wage over the year
- 46th pct · 1,725th of 3,221 US counties · median 8,232
- 31st pct · 25th of 36 Oregon counties · median 15,683
- counties in the Bend metro: Rank context is unavailable: the manifest lists 3 counties in the Bend metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Crook County, OR | 7,131 jobs · $1,280/wk · -2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 823 | $657 | 1.28 | +1.1% |
| Health care and social assistance | 804 | $1,298 | 0.75 | +1.3% |
| Construction | 775 | $1,698 | 2.07 | -7.1% |
| Retail trade | 613 | $590 | 0.88 | -3.0% |
| Wholesale trade | 381 | $1,107 | 1.39 | +4.1% |
| Professional and technical services | 334 | $1,471 | 0.68 | +5.4% |
| Administrative and waste services | 305 | $912 | 0.75 | +1.3% |
| Other services | 281 | $821 | 1.32 | +2.9% |
| Agriculture, forestry, fishing | 129 | $844 | 2.50 | -3.7% |
| Real estate and rental | 122 | $1,332 | 1.12 | +16.2% |
| Finance and insurance | 111 | $1,410 | 0.38 | +0.0% |
| Educational services | 104 | $570 | 0.68 | -6.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$384.7 m in deposits at 5 offices of 5 banks (SOD June 2026); HHI 2,202, highly concentrated. $282.4 m federal obligations in FY2026 (direct payments $228.9 m, contracts $38.9 m), $39,604 per covered job
| Item | Value | Distance |
|---|---|---|
| First Interstate Bank | $99.5 m · 25.9% share · 1 office | |
| Wells Fargo Bank, National Association | $98.0 m · 25.5% share · 1 office | |
| U.S. Bank National Association | $89.8 m · 23.4% share · 1 office | |
| Crook, OR | $282.4 m FY2026 · $39,604/job | |
| MULTIPLE RECIPIENTS | $210.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Interstate Bank | $99,493,000 | 25.9% | 1 |
| Wells Fargo Bank, National Association | $97,965,000 | 25.5% | 1 |
| U.S. Bank National Association | $89,826,000 | 23.4% | 1 |
| JPMorgan Chase Bank, National Association | $60,462,000 | 15.7% | 1 |
| WaFd Bank | $36,932,000 | 9.6% | 1 |
Deposit concentration is 2,202 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 25.9² + 25.5² + 23.4² + … (2 more) = 2,202
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $181,083,688 |
| Department of Agriculture | $37,055,299 |
| Department of Veterans Affairs | $28,419,266 |
| Department of Housing and Urban Development | $16,113,560 |
| Department of Transportation | $7,728,557 |
| Department of Health and Human Services | $5,665,318 |
| Department of the Interior | $3,706,516 |
| Federal Communications Commission | $994,523 |
| Environmental Protection Agency | $869,044 |
| Railroad Retirement Board | $778,970 |
| Department of Justice | $0 |
| Small Business Administration | $0 |
That is $39,604 per covered job, against 7,131 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $282.4 m / 7,131 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $39,604
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crook County, OR: 10 findings, 2 at a watch level and 8 noted
watchCrook County, OR's covered employment is -2.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCrook County, OR's years of wages of 7.1 scores 89 on the 0-to-100 scale across US counties but 54 across Oregon counties, a gap of 35 points.
Period 2026-09.Show the arithmetic
- 35 = |89 across US counties - 54 across Oregon counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteCrook County, OR's covered employment was 2.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrook County, OR's typical asking rent rose 1.1% from $1,780 in August 2026 to $1,799 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +1.1% = (1798.75 - 1780.0341587372545) / 1780.0341587372545 × 100
- 1798.75 = Zillow ZORI, 2026-09
- 1780.0341587372545 = Zillow ZORI, 2026-08
noteCrook County, OR's average weekly wage was 1.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.