Huntingdon County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.42, -77.97.
Assembled 2026-10-19. Read the brief.
- 30th pct · 2,126th of 3,063 US counties · median $230,451
- 33rd pct · 45th of 67 Pennsylvania counties · median $231,558
- 47th pct · 1,597th of 3,062 US counties · median +2.9%
- 40th pct · 40th of 67 Pennsylvania counties · median +3.3%
- 4th pct · 1,302nd of 1,358 US counties · median $1,506
- 10th pct · 44th of 49 Pennsylvania counties · median $1,322
- 60th pct · 1,285th of 3,221 US counties · median 8,232
- 19th pct · 54th of 67 Pennsylvania counties · median 27,809
- 44th pct · 1,774th of 3,221 US counties · median $1,039
- 22nd pct · 52nd of 67 Pennsylvania counties · median $1,102
- 31st pct · 2,103rd of 3,063 US counties · median 4.2
- 42nd pct · 39th of 67 Pennsylvania counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $181,292 (Sep 2026), +2.7% over one year, +13.0% over five
- 30th pct · 2,126th of 3,063 US counties · median $230,451
- 33rd pct · 45th of 67 Pennsylvania counties · median $231,558
| Item | Value | Distance |
|---|---|---|
| Huntingdon County, PA | $181,292 · +2.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $935/mo (Sep 2026), n/a over one year; price-to-rent 16.2
- 4th pct · 1,302nd of 1,358 US counties · median $1,506
- 10th pct · 44th of 49 Pennsylvania counties · median $1,322
| Item | Value | Distance |
|---|---|---|
| Huntingdon County, PA | $935/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,004 a month on $181,292 at 7.40%, against an average weekly wage worth $4,407 a month: 22.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $181,292 × 80% = $145,034, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,004/mo principal and interest
- wage share = payment / (avg weekly wage $1,017 × 52 / 12 = $4,407) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $181,292 / ($1,017 × 52) = 3.4
- price-to-rent = $181,292 / ($935 × 12) = 16.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,521 jobs at 1,035 employers (2026 Q1); -0.5% jobs and +4.5% average weekly wage over the year
- 60th pct · 1,285th of 3,221 US counties · median 8,232
- 19th pct · 54th of 67 Pennsylvania counties · median 27,809
| Item | Value | Distance |
|---|---|---|
| Huntingdon County, PA | 12,521 jobs · $1,017/wk · -0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,537 | $583 | 1.26 | -0.7% |
| Manufacturing | 1,184 | $1,217 | 1.18 | +0.6% |
| Accommodation and food services | 1,026 | $385 | 0.91 | -0.5% |
| Construction | 605 | $1,353 | 0.92 | +3.1% |
| Other services | 415 | $468 | 1.11 | +0.0% |
| Transportation and warehousing | 367 | $1,009 | 0.70 | +14.3% |
| Administrative and waste services | 314 | $595 | 0.44 | -13.0% |
| Agriculture, forestry, fishing | 257 | $728 | 2.84 | -1.5% |
| Professional and technical services | 205 | $982 | 0.24 | +9.0% |
| Wholesale trade | 143 | $1,049 | 0.30 | +3.6% |
| Arts, entertainment and recreation | 87 | $519 | 0.42 | -13.0% |
| Mining, oil and gas | 72 | $2,206 | 1.61 | -5.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
9 USGS reservoir gauges, no capacity figures to weight
Sites found: 9, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Raystown Lake near Huntingdon, PA | 786.1 ft (USGS, no capacity on file) | 4 km |
| Curwensville Lake near Curwensville, PA | 1,162 ft (USGS, no capacity on file) | 76 km |
| Foster Joseph Sayers Lake near Blanchard, PA | 630.1 ft (USGS, no capacity on file) | 76 km |
| Kettle Cr Lake at Kettle Cr Dam near Westport, PA | 842.8 ft (USGS, no capacity on file) | 104 km |
| First Fork Sinnemahoning Creek Reservoir | 922.2 ft (USGS, no capacity on file) | 110 km |
| Indian Rock Dam near York, PA | 373.2 ft (USGS, no capacity on file) | 117 km |
| Loyalhanna Creek Lake, PA | 3,652 Acre-ft (USGS, no capacity on file) | 126 km |
| SAVAGE RIVER RESERVOIR NEAR BLOOMINGTON, MD | 1,447 ft (USGS, no capacity on file) | 142 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
35 gauges · 0 flooding · 3 with quality panels averaging 100 % · 9 stale
Sites found: 35, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Rays Br Juniata R bl Rays Dam nr Huntingdon, PA | flow 508.0 ft³/s · quality 100 % (1) | 2 km |
| Juniata River at Mapleton Depot, PA | flow 1,260 ft³/s · no flooding | 4 km |
| Juniata River at Huntingdon, PA | flow 591.0 ft³/s · no flooding | 8 km |
| Aughwick Creek near Shirleysburg, PA | flow 85.9 ft³/s · no flooding | 17 km |
| Frankstown Br Juniata River at Williamsburg, PA | flow 215.0 ft³/s · no flooding | 20 km |
| Aughwick Creek near Three Springs, PA | flow 59.3 ft³/s | 24 km |
| Spruce Creek near Spruce Creek, PA | flow 48.0 ft³/s · STALE | 26 km |
| Little Juniata River at Spruce Creek, PA | flow 180.0 ft³/s · no flooding | 26 km |
| Raystown Branch Juniata River at Saxton, PA | flow 345.0 ft³/s · no flooding | 34 km |
| Bald Eagle Creek at Tyrone, PA | flow 27.5 ft³/s | 37 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
40 wells in 0 named aquifers:
Sites found: 40, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-401843078075401 | depth 53.2 ft · 2026-10-18 | 18 km |
| USGS-402411077374801 | depth 13.0 ft · 2026-10-18 | 29 km |
| USGS-401841078184801 | depth 84.1 ft · 1984-10-23 | 32 km |
| USGS-404311078065501 | depth 34.0 ft · 1985-11-27 | 35 km |
| USGS-404518077575501 | depth 72.1 ft · 2026-08-19 | 37 km |
| USGS-401706078222801 | depth 126.7 ft · 1984-11-08 | 38 km |
| USGS-404556077525102 | depth 126.3 ft · 2001-09-29 | 39 km |
| USGS-404556077525101 | depth 84.8 ft · 2026-10-18 | 39 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$775.0 m in deposits at 12 offices of 7 banks (SOD June 2026); HHI 2,359, highly concentrated. $292.5 m federal obligations in FY2026 (direct payments $283.9 m, grants $7.7 m), $23,357 per covered job
| Item | Value | Distance |
|---|---|---|
| Community State Bank of Orbisonia | $247.8 m · 32.0% share · 4 offices | |
| Kish Bank | $227.4 m · 29.3% share · 3 offices | |
| First National Bank of Pennsylvania | $143.9 m · 18.6% share · 1 office | |
| Huntingdon, PA | $292.5 m FY2026 · $23,357/job | |
| MULTIPLE RECIPIENTS | $274.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community State Bank of Orbisonia | $247,770,000 | 32.0% | 4 |
| Kish Bank | $227,380,000 | 29.3% | 3 |
| First National Bank of Pennsylvania | $143,879,000 | 18.6% | 1 |
| Mid Penn Bank | $72,922,000 | 9.4% | 1 |
| MCS Bank | $34,975,000 | 4.5% | 1 |
| Farmers and Merchants Trust Company of Chambersburg | $34,250,000 | 4.4% | 1 |
| Huntingdon Savings Bank | $13,800,000 | 1.8% | 1 |
Deposit concentration is 2,359 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 32.0² + 29.3² + 18.6² + … (4 more) = 2,359
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $245,588,678 |
| Department of Veterans Affairs | $26,178,048 |
| Department of Housing and Urban Development | $4,117,406 |
| Department of Agriculture | $3,760,162 |
| Department of Health and Human Services | $3,480,176 |
| Railroad Retirement Board | $3,108,289 |
| Department of Education | $2,998,099 |
| Department of Transportation | $1,662,236 |
| Department of Defense | $873,326 |
| Department of Commerce | $400,000 |
| Federal Communications Commission | $285,383 |
| Small Business Administration | $0 |
That is $23,357 per covered job, against 12,521 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $292.5 m / 12,521 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,357
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Huntingdon County, PA: 10 findings, 2 at a watch level and 8 noted
watchHuntingdon County, PA's covered employment is -0.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchHuntingdon County, PA's covered employment of 12,521 scores 60 on the 0-to-100 scale across US counties but 20 across Pennsylvania counties, a gap of 40 points.
Period 2026 Q1.Show the arithmetic
- 40 = |60 across US counties - 20 across Pennsylvania counties|
position among the entities that published this metric this period; not an official level
noteHuntingdon County, PA's average weekly wage was 4.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHuntingdon County, PA's typical asking rent rose 2.6% from $911 in August 2026 to $935 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +2.6% = (935 - 911.2681146895445) / 911.2681146895445 × 100
- 935 = Zillow ZORI, 2026-09
- 911.2681146895445 = Zillow ZORI, 2026-08
noteHuntingdon County, PA's covered employment was 0.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.