Kent County, RI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.68, -71.58.
Assembled 2026-10-19. Read the brief.
- 89th pct · 310th of 3,063 US counties · median $230,451
- 0th pct · 5th of 5 Rhode Island counties · median $650,424
- 0th pct · 6th of 6 counties in the Providence-Warwick metro · median $598,058
- 68th pct · 976th of 3,062 US counties · median +2.9%
- 50th pct · 3rd of 5 Rhode Island counties · median +4.4%
- 60th pct · 3rd of 6 counties in the Providence-Warwick metro · median +4.0%
- 90th pct · 136th of 1,358 US counties · median $1,506
- 25th pct · 4th of 5 Rhode Island counties · median $2,460
- 40th pct · 4th of 6 counties in the Providence-Warwick metro · median $2,326
- 88th pct · 376th of 3,221 US counties · median 8,232
- 75th pct · 2nd of 5 Rhode Island counties · median 57,458
- 60th pct · 3rd of 6 counties in the Providence-Warwick metro · median 66,158
- 86th pct · 445th of 3,221 US counties · median $1,039
- 50th pct · 3rd of 5 Rhode Island counties · median $1,319
- 40th pct · 4th of 6 counties in the Providence-Warwick metro · median $1,323
- 83rd pct · 498th of 3,063 US counties · median 4.2
- 25th pct · 4th of 5 Rhode Island counties · median 9.9
- 20th pct · 5th of 6 counties in the Providence-Warwick metro · median 8.9
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $441,067 (Sep 2026), +4.4% over one year, +35.2% over five
- 89th pct · 310th of 3,063 US counties · median $230,451
- 0th pct · 5th of 5 Rhode Island counties · median $650,424
- 0th pct · 6th of 6 counties in the Providence-Warwick metro · median $598,058
| Item | Value | Distance |
|---|---|---|
| Kent County, RI | $441,067 · +4.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,192/mo (Sep 2026), +2.7% over one year; price-to-rent 16.8
- 90th pct · 136th of 1,358 US counties · median $1,506
- 25th pct · 4th of 5 Rhode Island counties · median $2,460
- 40th pct · 4th of 6 counties in the Providence-Warwick metro · median $2,326
| Item | Value | Distance |
|---|---|---|
| Kent County, RI | $2,192/mo · +2.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,443 a month on $441,067 at 7.40%, against an average weekly wage worth $5,716 a month: 42.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $441,067 × 80% = $352,854, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,443/mo principal and interest
- wage share = payment / (avg weekly wage $1,319 × 52 / 12 = $5,716) = 43% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $441,067 / ($1,319 × 52) = 6.4
- price-to-rent = $441,067 / ($2,192 × 12) = 16.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
74,857 jobs at 7,074 employers (2026 Q1); -0.4% jobs and +2.6% average weekly wage over the year
- 88th pct · 376th of 3,221 US counties · median 8,232
- 75th pct · 2nd of 5 Rhode Island counties · median 57,458
- 60th pct · 3rd of 6 counties in the Providence-Warwick metro · median 66,158
| Item | Value | Distance |
|---|---|---|
| Kent County, RI | 74,857 jobs · $1,319/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 14,760 | $1,279 | 1.31 | +2.1% |
| Retail trade | 10,376 | $831 | 1.42 | -2.3% |
| Accommodation and food services | 7,905 | $536 | 1.18 | +0.0% |
| Manufacturing | 5,454 | $2,050 | 0.91 | +0.3% |
| Professional and technical services | 4,680 | $2,042 | 0.91 | +2.0% |
| Administrative and waste services | 3,879 | $1,014 | 0.91 | +8.4% |
| Transportation and warehousing | 3,049 | $1,124 | 0.97 | -3.1% |
| Finance and insurance | 2,675 | $2,551 | 0.88 | -1.3% |
| Other services | 2,631 | $854 | 1.18 | +0.6% |
| Educational services | 1,593 | $908 | 0.99 | +2.7% |
| Real estate and rental | 1,447 | $1,649 | 1.26 | +0.9% |
| Management of companies | 976 | $2,359 | 0.78 | -2.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$5.7 bn in deposits at 40 offices of 13 banks (SOD June 2026); HHI 1,509, moderately concentrated. $1.9 bn federal obligations in FY2026 (direct payments $1.7 bn, grants $123.9 m), $24,721 per covered job
| Item | Value | Distance |
|---|---|---|
| Centreville Bank | $1.5 bn · 26.2% share · 5 offices | |
| Citizens Bank, National Association | $1.2 bn · 21.7% share · 7 offices | |
| The Washington Trust Company, of Westerly | $607.8 m · 10.6% share · 4 offices | |
| Kent, RI | $1.9 bn FY2026 · $24,721/job | |
| MULTIPLE RECIPIENTS | $1.6 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Centreville Bank | $1,493,289,000 | 26.2% | 5 |
| Citizens Bank, National Association | $1,236,773,000 | 21.7% | 7 |
| The Washington Trust Company, of Westerly | $607,784,000 | 10.6% | 4 |
| Beacon Bank and Trust | $506,371,000 | 8.9% | 5 |
| Santander Bank, N.A. | $399,578,000 | 7.0% | 3 |
| Bank of America, National Association | $332,507,000 | 5.8% | 2 |
| Shoreham Bank | $312,792,000 | 5.5% | 3 |
| Eastern Bank | $297,447,000 | 5.2% | 3 |
| BankNewport | $198,436,000 | 3.5% | 3 |
| Webster Bank, National Association | $112,755,000 | 2.0% | 1 |
Deposit concentration is 1,509 across 13 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 13 banks with deposits in the county = 26.2² + 21.7² + 10.6² + … (10 more) = 1,509
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,043,854,171 |
| Department of Health and Human Services | $462,440,127 |
| Department of Veterans Affairs | $121,369,649 |
| Department of Transportation | $96,572,695 |
| Department of Housing and Urban Development | $56,965,513 |
| Department of Education | $47,128,728 |
| Department of Defense | $11,209,906 |
| Department of Homeland Security | $4,647,553 |
| Railroad Retirement Board | $3,670,957 |
| Department of Agriculture | $746,018 |
| Federal Communications Commission | $695,208 |
| National Science Foundation | $664,450 |
That is $24,721 per covered job, against 74,857 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.9 bn / 74,857 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,721
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Kent County, RI: 17 findings, 6 at a watch level and 11 noted
watchKent County, RI's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchKent County, RI's typical home value of $441,067 scores 90 on the 0-to-100 scale across US counties but 0 across Rhode Island counties, a gap of 90 points.
Period 2026-09.Show the arithmetic
- 90 = |90 across US counties - 0 across Rhode Island counties|
position among the entities that published this metric this period; not an official level
watchKent County, RI's typical asking rent of $2,192 scores 90 on the 0-to-100 scale across US counties but 25 across Rhode Island counties, a gap of 65 points.
Period 2026-09.Show the arithmetic
- 65 = |90 across US counties - 25 across Rhode Island counties|
position among the entities that published this metric this period; not an official level
watchKent County, RI's years of wages of 6.4 scores 84 on the 0-to-100 scale across US counties but 25 across Rhode Island counties, a gap of 59 points.
Period 2026-09.Show the arithmetic
- 59 = |84 across US counties - 25 across Rhode Island counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchKent County, RI's price-to-rent ratio of 16.8 scores 48 on the 0-to-100 scale across US counties but 0 across Rhode Island counties, a gap of 48 points.
Period 2026-09.Show the arithmetic
- 48 = |48 across US counties - 0 across Rhode Island counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.