Bennett County, SD
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.19, -101.68.
Assembled 2026-10-19. Read the brief.
- 34th pct · 2,000th of 3,063 US counties · median $230,451
- 14th pct · 43rd of 50 South Dakota counties · median $251,658
- 92nd pct · 220th of 3,062 US counties · median +2.9%
- 81st pct · 10th of 50 South Dakota counties · median +3.1%
- US counties: not published this period
- South Dakota counties: not published this period
- 5th pct · 3,044th of 3,221 US counties · median 8,232
- 27th pct · 48th of 66 South Dakota counties · median 1,825
- 8th pct · 2,946th of 3,221 US counties · median $1,039
- 7th pct · 61st of 66 South Dakota counties · median $978
- 55th pct · 1,373rd of 3,063 US counties · median 4.2
- 32nd pct · 34th of 50 South Dakota counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $191,335 (Sep 2026), +8.4% over one year, n/a over five
- 34th pct · 2,000th of 3,063 US counties · median $230,451
- 14th pct · 43rd of 50 South Dakota counties · median $251,658
| Item | Value | Distance |
|---|---|---|
| Bennett County, SD | $191,335 · +8.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,060 a month on $191,335 at 7.40%, against an average weekly wage worth $3,571 a month: 29.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $191,335 × 80% = $153,068, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,060/mo principal and interest
- wage share = payment / (avg weekly wage $824 × 52 / 12 = $3,571) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $191,335 / ($824 × 52) = 4.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
855 jobs at 96 employers (2026 Q1); +4.1% jobs and +1.2% average weekly wage over the year
- 5th pct · 3,044th of 3,221 US counties · median 8,232
- 27th pct · 48th of 66 South Dakota counties · median 1,825
| Item | Value | Distance |
|---|---|---|
| Bennett County, SD | 855 jobs · $824/wk · +4.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 144 | $877 | 3.21 | +15.2% |
| Retail trade | 110 | $499 | 1.32 | +1.9% |
| Agriculture, forestry, fishing | 33 | $735 | 5.34 | +50.0% |
| Wholesale trade | 30 | $328 | 0.92 | +0.0% |
| Other services | 21 | $651 | 0.82 | -8.7% |
| Utilities | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld | |||
| Professional and technical services | withheld | |||
| Administrative and waste services | withheld | |||
| Educational services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$94.5 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $32.2 m federal obligations in FY2026 (direct payments $24.2 m, grants $7.0 m), $37,646 per covered job
| Item | Value | Distance |
|---|---|---|
| Security First Bank | $94.5 m · 100.0% share · 1 office | |
| Bennett, SD | $32.2 m FY2026 · $37,646/job | |
| MULTIPLE RECIPIENTS | $11.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Security First Bank | $94,460,000 | 100.0% | 1 |
Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $10,150,018 |
| Department of the Interior | $7,923,750 |
| Department of Agriculture | $5,095,862 |
| Department of Education | $4,473,674 |
| Department of Transportation | $1,600,436 |
| Department of Health and Human Services | $1,409,615 |
| Department of Veterans Affairs | $1,364,137 |
| Department of Housing and Urban Development | $156,796 |
| Federal Communications Commission | $12,709 |
That is $37,646 per covered job, against 855 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $32.2 m / 855 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $37,646
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bennett County, SD: 13 findings, 13 noted
noteBennett County, SD's covered employment was 4.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBennett County, SD's average weekly wage was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBennett County, SD's typical home value rose 0.3% from $190,805 in August 2026 to $191,335 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (191335.42205981349 - 190805.3171114057) / 190805.3171114057 × 100
- 191335.42205981349 = Zillow ZHVI, 2026-09
- 190805.3171114057 = Zillow ZHVI, 2026-08
noteBennett County, SD's momentum index of 0.71 ranks 4th of 66 South Dakota counties, against a median of 0.15.
Period 2026-09.Show the arithmetic
- 95 on the 0-to-100 scale across 66 South Dakota counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteBennett County, SD's momentum index of 0.71 ranks 177th of 3,221 US counties, against a median of 0.23.
Period 2026-09.Show the arithmetic
- 95 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.