Leon County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.30, -96.00.
Assembled 2026-10-19. Read the brief.
- 70th pct · 889th of 3,063 US counties · median $230,451
- 81st pct · 46th of 243 Texas counties · median $207,861
- 32nd pct · 2,054th of 3,062 US counties · median +2.9%
- 62nd pct · 92nd of 243 Texas counties · median +0.1%
- US counties: not published this period
- Texas counties: not published this period
- 42nd pct · 1,864th of 3,221 US counties · median 8,232
- 49th pct · 128th of 254 Texas counties · median 6,022
- 95th pct · 157th of 3,221 US counties · median $1,039
- 90th pct · 24th of 254 Texas counties · median $1,115
- 35th pct · 1,974th of 3,063 US counties · median 4.2
- 52nd pct · 117th of 243 Texas counties · median 3.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $304,189 (Sep 2026), +1.3% over one year, +2.8% over five
- 70th pct · 889th of 3,063 US counties · median $230,451
- 81st pct · 46th of 243 Texas counties · median $207,861
| Item | Value | Distance |
|---|---|---|
| Leon County, TX | $304,189 · +1.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,685 a month on $304,189 at 7.40%, against an average weekly wage worth $7,050 a month: 23.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $304,189 × 80% = $243,351, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,685/mo principal and interest
- wage share = payment / (avg weekly wage $1,627 × 52 / 12 = $7,050) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $304,189 / ($1,627 × 52) = 3.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,019 jobs at 410 employers (2026 Q1); -1.9% jobs and +24.5% average weekly wage over the year
- 42nd pct · 1,864th of 3,221 US counties · median 8,232
- 49th pct · 128th of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Leon County, TX | 6,019 jobs · $1,627/wk · -1.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 2,006 | $1,473 | 6.36 | -3.8% |
| Manufacturing | 824 | $2,453 | 1.70 | +2.6% |
| Retail trade | 568 | $530 | 0.97 | +4.6% |
| Mining, oil and gas | 181 | $1,771 | 8.45 | +3.4% |
| Utilities | 176 | $9,051 | 7.40 | +10.0% |
| Wholesale trade | 155 | $1,713 | 0.67 | -3.7% |
| Health care and social assistance | 136 | $921 | 0.15 | -6.2% |
| Agriculture, forestry, fishing | 109 | $770 | 2.51 | +0.9% |
| Finance and insurance | 103 | $1,570 | 0.42 | -27.5% |
| Other services | 87 | $560 | 0.48 | +0.0% |
| Professional and technical services | 84 | $6,918 | 0.20 | -33.9% |
| Real estate and rental | 46 | $2,777 | 0.50 | +21.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
89 % of conservation capacity, weighted over 24 TWDB reservoirs
Sites found: 29, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Limestone | 83 % full · 204k ac-ft | 31 km |
| Houston County Lake | 94 % full · 17k ac-ft | 39 km |
| Gibbons Creek Reservoir | 86 % full · 26k ac-ft | 77 km |
| Richland-Chambers Res nr Kerens, TX | 1,015,000 Acre-ft (USGS, no capacity on file) | 85 km |
| Richland-Chambers Reservoir | 90 % full · 1,099k ac-ft | 85 km |
| Lake Jacksonville | 96 % full · 26k ac-ft | 94 km |
| Halbert Lake | 76 % full · 6k ac-ft | 94 km |
| Navarro Mills Lake | 80 % full · 50k ac-ft | 98 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
29 gauges · 0 flooding · 1 with quality panels averaging 90 % · 2 stale
Sites found: 29, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lower Keechi Ck at IH 45 nr Centerville, TX | stage 275.3 ft | 1 km |
| Brushy Ck at SH 7 nr Marquez, TX | stage 334.7 ft | 22 km |
| Upper Keechi Ck at FM 542 nr Oakwood, TX | stage 181.3 ft | 25 km |
| Upper Keechi Ck nr Oakwood, TX | flow 1.55 ft³/s | 32 km |
| Navasota Rv nr Easterly, TX | flow 6.29 ft³/s | 32 km |
| Trinity Rv nr Crockett, TX | flow 769.0 ft³/s · quality 90 % (5) | 33 km |
| Trinity Rv nr Midway, TX | flow 891.0 ft³/s | 38 km |
| Big Ck nr Freestone, TX | flow 0.00 ft³/s | 39 km |
| Caney Ck nr Madisonville, TX | stage 219.5 ft | 41 km |
| Navasota Rv at Old San Antonio Rd nr Bryan, TX | flow 11.4 ft³/s | 43 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.3×0.11 + 0.2×0.10 / 0.85
Banks & federal dollars #
$723.4 m in deposits at 9 offices of 7 banks (SOD June 2026); HHI 2,115, highly concentrated. $156.1 m federal obligations in FY2026 (direct payments $151.0 m, grants $5.1 m), $25,935 per covered job
| Item | Value | Distance |
|---|---|---|
| The Huntington National Bank | $246.3 m · 34.0% share · 2 offices | |
| Normangee State Bank | $128.4 m · 17.8% share · 1 office | |
| Wells Fargo Bank, National Association | $118.6 m · 16.4% share · 1 office | |
| Leon, TX | $156.1 m FY2026 · $25,935/job | |
| MULTIPLE RECIPIENTS | $149.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Huntington National Bank | $246,254,000 | 34.0% | 2 |
| Normangee State Bank | $128,442,000 | 17.8% | 1 |
| Wells Fargo Bank, National Association | $118,637,000 | 16.4% | 1 |
| Community National Bank & Trust of Texas | $108,752,000 | 15.0% | 2 |
| Alliance Bank Central Texas | $82,666,000 | 11.4% | 1 |
| b1BANK | $23,928,000 | 3.3% | 1 |
| Farmers State Bank | $14,686,000 | 2.0% | 1 |
Deposit concentration is 2,115 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 34.0² + 17.8² + 16.4² + … (4 more) = 2,115
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $127,752,168 |
| Department of Veterans Affairs | $20,164,066 |
| Department of Transportation | $4,721,457 |
| Railroad Retirement Board | $1,769,339 |
| Department of Agriculture | $1,166,071 |
| Department of Housing and Urban Development | $352,916 |
| Federal Communications Commission | $157,415 |
| Department of Education | $22,233 |
| Small Business Administration | $0 |
That is $25,935 per covered job, against 6,019 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $156.1 m / 6,019 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,935
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Leon County, TX: 7 findings, 1 at a watch level and 6 noted
watchLeon County, TX's covered employment is -1.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteLeon County, TX's average weekly wage was 24.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +24.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLeon County, TX's covered employment was 1.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLeon County, TX's average weekly wage of $1,627 ranks 157th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 95 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteLeon County, TX's average weekly wage of $1,627 ranks 24th of 254 Texas counties, against a median of $1,115.
Period 2026 Q1.Show the arithmetic
- 91 on the 0-to-100 scale across 254 Texas counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.