Sanpete County, UT
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.37, -111.58.
Assembled 2026-10-19. Read the brief.
- 84th pct · 481st of 3,063 US counties · median $230,451
- 37th pct · 18th of 28 Utah counties · median $445,634
- 88th pct · 362nd of 3,062 US counties · median +2.9%
- 100th pct · 1st of 28 Utah counties · median +2.5%
- US counties: not published this period
- Utah counties: not published this period
- 53rd pct · 1,487th of 3,221 US counties · median 8,232
- 53rd pct · 14th of 29 Utah counties · median 8,951
- 25th pct · 2,401st of 3,221 US counties · median $1,039
- 17th pct · 24th of 29 Utah counties · median $1,042
- 93rd pct · 214th of 3,063 US counties · median 4.2
- 44th pct · 16th of 28 Utah counties · median 8.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $383,940 (Sep 2026), +7.2% over one year, +28.8% over five
- 84th pct · 481st of 3,063 US counties · median $230,451
- 37th pct · 18th of 28 Utah counties · median $445,634
| Item | Value | Distance |
|---|---|---|
| Sanpete County, UT | $383,940 · +7.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Utah counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,127 a month on $383,940 at 7.40%, against an average weekly wage worth $4,030 a month: 52.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $383,940 × 80% = $307,152, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,127/mo principal and interest
- wage share = payment / (avg weekly wage $930 × 52 / 12 = $4,030) = 53% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $383,940 / ($930 × 52) = 7.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,542 jobs at 768 employers (2026 Q1); +1.3% jobs and +9.8% average weekly wage over the year
- 53rd pct · 1,487th of 3,221 US counties · median 8,232
- 53rd pct · 14th of 29 Utah counties · median 8,951
| Item | Value | Distance |
|---|---|---|
| Sanpete County, UT | 9,542 jobs · $930/wk · +1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,475 | $1,005 | 1.92 | -5.0% |
| Retail trade | 976 | $1,029 | 1.05 | +4.6% |
| Health care and social assistance | 938 | $811 | 0.65 | +13.6% |
| Construction | 665 | $876 | 1.33 | +8.7% |
| Agriculture, forestry, fishing | 323 | $961 | 4.69 | +20.1% |
| Professional and technical services | 230 | $1,327 | 0.35 | +5.0% |
| Educational services | 228 | $845 | 1.11 | -12.6% |
| Information | 160 | $1,410 | 0.91 | -7.5% |
| Transportation and warehousing | 139 | $1,251 | 0.35 | +9.4% |
| Other services | 139 | $685 | 0.49 | -4.1% |
| Finance and insurance | 124 | $1,230 | 0.32 | -3.1% |
| Wholesale trade | 77 | $992 | 0.21 | -3.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$412.7 m in deposits at 6 offices of 3 banks (SOD June 2026); HHI 3,349, highly concentrated. $163.6 m federal obligations in FY2026 (direct payments $149.4 m, contracts $8.6 m), $17,149 per covered job
| Item | Value | Distance |
|---|---|---|
| Zions Bancorporation, N.A. | $150.5 m · 36.5% share · 2 offices | |
| State Bank of Southern Utah | $133.7 m · 32.4% share · 1 office | |
| Cache Valley Bank | $128.5 m · 31.1% share · 3 offices | |
| Sanpete, UT | $163.6 m FY2026 · $17,149/job | |
| MULTIPLE RECIPIENTS | $138.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Zions Bancorporation, N.A. | $150,520,000 | 36.5% | 2 |
| State Bank of Southern Utah | $133,704,000 | 32.4% | 1 |
| Cache Valley Bank | $128,459,000 | 31.1% | 3 |
Deposit concentration is 3,349 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 36.5² + 32.4² + 31.1² = 3,349
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $125,798,656 |
| Department of Veterans Affairs | $11,979,842 |
| Department of Education | $7,297,513 |
| Department of the Interior | $6,924,763 |
| Department of Agriculture | $5,823,872 |
| Department of Transportation | $4,751,222 |
| Railroad Retirement Board | $613,765 |
| Federal Communications Commission | $349,160 |
| Department of Housing and Urban Development | $99,594 |
| Small Business Administration | $0 |
That is $17,149 per covered job, against 9,542 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $163.6 m / 9,542 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,149
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sanpete County, UT: 11 findings, 3 at a watch level and 8 noted
watchSanpete County, UT's years of wages of 7.9 ranks 214th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 93.04376224689746 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchSanpete County, UT's years of wages of 7.9 scores 93 on the 0-to-100 scale across US counties but 44 across Utah counties, a gap of 49 points.
Period 2026-09.Show the arithmetic
- 49 = |93 across US counties - 44 across Utah counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchSanpete County, UT's typical home value of $383,940 scores 84 on the 0-to-100 scale across US counties but 37 across Utah counties, a gap of 47 points.
Period 2026-09.Show the arithmetic
- 47 = |84 across US counties - 37 across Utah counties|
position among the entities that published this metric this period; not an official level
noteSanpete County, UT's average weekly wage was 9.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +9.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSanpete County, UT's covered employment was 1.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.