Washington County, UT
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.26, -113.49.
Assembled 2026-10-19. Read the brief.
- 94th pct · 164th of 3,063 US counties · median $230,451
- 70th pct · 9th of 28 Utah counties · median $445,634
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
- 16th pct · 2,545th of 3,062 US counties · median +2.9%
- 3rd pct · 27th of 28 Utah counties · median +2.5%
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
- 75th pct · 329th of 1,358 US counties · median $1,506
- 71st pct · 5th of 15 Utah counties · median $1,741
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
- 89th pct · 324th of 3,221 US counties · median 8,232
- 85th pct · 5th of 29 Utah counties · median 8,951
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
- 50th pct · 1,579th of 3,221 US counties · median $1,039
- 50th pct · 15th of 29 Utah counties · median $1,042
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
- 96th pct · 94th of 3,063 US counties · median 4.2
- 81st pct · 6th of 28 Utah counties · median 8.1
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $524,987 (Sep 2026), -0.6% over one year, +7.9% over five
- 94th pct · 164th of 3,063 US counties · median $230,451
- 70th pct · 9th of 28 Utah counties · median $445,634
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Washington County, UT | $524,987 · -0.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,848/mo (Sep 2026), +0.6% over one year; price-to-rent 23.7
- 75th pct · 329th of 1,358 US counties · median $1,506
- 71st pct · 5th of 15 Utah counties · median $1,741
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Washington County, UT | $1,848/mo · +0.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,908 a month on $524,987 at 7.40%, against an average weekly wage worth $4,515 a month: 64.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $524,987 × 80% = $419,989, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,908/mo principal and interest
- wage share = payment / (avg weekly wage $1,042 × 52 / 12 = $4,515) = 64% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $524,987 / ($1,042 × 52) = 9.7
- price-to-rent = $524,987 / ($1,848 × 12) = 23.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
91,668 jobs at 8,433 employers (2026 Q1); +3.0% jobs and +6.7% average weekly wage over the year
- 89th pct · 324th of 3,221 US counties · median 8,232
- 85th pct · 5th of 29 Utah counties · median 8,951
- counties in the St. George metro: Rank context is unavailable: the manifest lists 1 counties in the St. George metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Washington County, UT | 91,668 jobs · $1,042/wk · +3.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 14,647 | $1,095 | 1.06 | +3.3% |
| Retail trade | 12,293 | $797 | 1.38 | +1.9% |
| Accommodation and food services | 11,545 | $490 | 1.40 | +4.0% |
| Construction | 10,509 | $1,055 | 2.19 | +0.9% |
| Administrative and waste services | 5,015 | $625 | 0.96 | +7.2% |
| Transportation and warehousing | 4,876 | $2,773 | 1.26 | +4.8% |
| Manufacturing | 4,386 | $1,139 | 0.59 | +7.4% |
| Professional and technical services | 3,949 | $1,385 | 0.62 | +6.8% |
| Other services | 2,538 | $763 | 0.93 | +0.4% |
| Arts, entertainment and recreation | 2,240 | $453 | 1.48 | +7.1% |
| Wholesale trade | 2,039 | $1,316 | 0.58 | +0.8% |
| Finance and insurance | 1,794 | $1,534 | 0.48 | -0.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
45 gauges · 0 flooding · 14 with quality panels averaging 97 % · 27 stale
Sites found: 45, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| VIRGIN RIVER AT VIRGIN, UT | flow 108.0 ft³/s · quality 63 % (4) | 28 km |
| LEEDS CREEK NEAR LEEDS, UT | flow 4.10 ft³/s | 10 km |
| WET SANDY CREEK NEAR PINTURA, UT | flow 0.41 ft³/s · STALE | 13 km |
| SANTA CLARA RIVER NEAR PINE VALLEY, UT | flow 20.0 ft³/s · quality 90 % (5) | 13 km |
| VIRGIN RIVER NEAR HURRICANE, UT | flow 75.6 ft³/s | 14 km |
| VIRGIN RIVER AB QUAIL CREEK NEAR HURRICANE, UT | flow 90.0 ft³/s | 14 km |
| ST. GEORGE-WASHINGTON CANAL NR WASHINGTON, UT | flow 50.0 ft³/s · STALE | 17 km |
| SOUTH ASH CREEK BELOW MILL CREEK NEAR PINTURA, UT | flow 4.00 ft³/s · STALE | 18 km |
| ASH CREEK ABOVE TOQUERVILLE, UTAH | flow 7.70 ft³/s · STALE | 18 km |
| SANTA CLARA RIVER ABV BAKER RES, NR CENTRAL, UT | flow 46.9 ft³/s | 19 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
13 wells in 0 named aquifers:
Sites found: 13, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| (C-43-15)16dac- 1 | depth 39.0 ft · 1996-01-02 | 25 km |
| USGS-371415113471501 | depth 232.2 ft · 1988-02-03 | 27 km |
| USGS-373643113415301 | depth 189.2 ft · 1989-05-16 | 43 km |
| USGS-373735113393801 | depth 267.5 ft · 2026-10-15 | 43 km |
| USGS-374053113415101 | depth 143.8 ft · 1991-04-03 | 50 km |
| USGS-374252113385801 | depth 173.0 ft · 2022-03-15 | 52 km |
| USGS-374252113391801 | depth 125.4 ft · 2002-03-24 | 52 km |
| USGS-374309113415301 | depth 163.9 ft · 1981-09-25 | 54 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.17)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.03 / 0.55
Banks & federal dollars #
$4.0 bn in deposits at 32 offices of 10 banks (SOD June 2026); HHI 1,894, highly concentrated. $1.4 bn federal obligations in FY2026 (direct payments $1.3 bn, contracts $81.1 m), $15,107 per covered job
| Item | Value | Distance |
|---|---|---|
| Zions Bancorporation, N.A. | $1.2 bn · 30.1% share · 8 offices | |
| State Bank of Southern Utah | $743.7 m · 18.8% share · 5 offices | |
| Cache Valley Bank | $724.0 m · 18.3% share · 4 offices | |
| Washington, UT | $1.4 bn FY2026 · $15,107/job | |
| MULTIPLE RECIPIENTS | $1.2 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Zions Bancorporation, N.A. | $1,189,780,000 | 30.1% | 8 |
| State Bank of Southern Utah | $743,736,000 | 18.8% | 5 |
| Cache Valley Bank | $723,969,000 | 18.3% | 4 |
| Wells Fargo Bank, National Association | $559,530,000 | 14.1% | 5 |
| JPMorgan Chase Bank, National Association | $326,275,000 | 8.2% | 3 |
| U.S. Bank National Association | $193,445,000 | 4.9% | 2 |
| Glacier Bank | $128,297,000 | 3.2% | 2 |
| Quill Bank | $42,994,000 | 1.1% | 1 |
| Bank of Utah | $32,980,000 | 0.8% | 1 |
| NBH Bank | $18,277,000 | 0.5% | 1 |
Deposit concentration is 1,894 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 30.1² + 18.8² + 18.3² + … (7 more) = 1,894
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,103,773,777 |
| Department of Veterans Affairs | $126,168,323 |
| Department of Education | $64,242,241 |
| Department of Transportation | $22,696,383 |
| Department of Health and Human Services | $18,368,236 |
| Department of the Interior | $14,389,450 |
| Department of Agriculture | $13,113,025 |
| Department of Defense | $8,955,840 |
| Railroad Retirement Board | $8,127,544 |
| Department of Housing and Urban Development | $3,259,754 |
| Department of Justice | $625,229 |
| Department of State | $422,552 |
That is $15,107 per covered job, against 91,668 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.4 bn / 91,668 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,107
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Washington County, UT: 12 findings, 4 at a watch level and 8 noted
watchWashington County, UT's years of wages of 9.7 ranks 94th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 96.96276943174395 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchWashington County, UT's typical home value is -0.6% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -0.5721866802580274 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchWashington County, UT's price-to-rent ratio of 23.7 ranks 133rd of 1,358 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent percentile = 90.27266028002948 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchWashington County, UT's price-to-rent ratio of 23.7 scores 90 on the 0-to-100 scale across US counties but 29 across Utah counties, a gap of 62 points.
Period 2026-09.Show the arithmetic
- 62 = |90 across US counties - 29 across Utah counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteWashington County, UT's average weekly wage was 6.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.