Marinette County, WI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 45.35, -87.99.
Assembled 2026-10-19. Read the brief.
- 44th pct · 1,693rd of 3,063 US counties · median $230,451
- 5th pct · 68th of 72 Wisconsin counties · median $298,510
- 93rd pct · 196th of 3,062 US counties · median +2.9%
- 83rd pct · 13th of 72 Wisconsin counties · median +6.0%
- US counties: not published this period
- Wisconsin counties: not published this period
- 69th pct · 998th of 3,221 US counties · median 8,232
- 59th pct · 30th of 72 Wisconsin counties · median 15,405
- 51st pct · 1,566th of 3,221 US counties · median $1,039
- 54th pct · 33rd of 72 Wisconsin counties · median $1,037
- 46th pct · 1,653rd of 3,063 US counties · median 4.2
- 4th pct · 69th of 72 Wisconsin counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $217,775 (Sep 2026), +8.6% over one year, +44.2% over five
- 44th pct · 1,693rd of 3,063 US counties · median $230,451
- 5th pct · 68th of 72 Wisconsin counties · median $298,510
| Item | Value | Distance |
|---|---|---|
| Marinette County, WI | $217,775 · +8.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Wisconsin counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,206 a month on $217,775 at 7.40%, against an average weekly wage worth $4,524 a month: 26.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $217,775 × 80% = $174,220, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,206/mo principal and interest
- wage share = payment / (avg weekly wage $1,044 × 52 / 12 = $4,524) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $217,775 / ($1,044 × 52) = 4.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
18,105 jobs at 1,266 employers (2026 Q1); +4.8% jobs and +2.1% average weekly wage over the year
- 69th pct · 998th of 3,221 US counties · median 8,232
- 59th pct · 30th of 72 Wisconsin counties · median 15,405
| Item | Value | Distance |
|---|---|---|
| Marinette County, WI | 18,105 jobs · $1,044/wk · +4.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,818 | $1,281 | 3.31 | +3.9% |
| Retail trade | 2,224 | $648 | 1.26 | -0.9% |
| Accommodation and food services | 1,328 | $339 | 0.82 | -2.4% |
| Construction | 709 | $1,084 | 0.75 | +8.7% |
| Transportation and warehousing | 633 | $1,091 | 0.83 | -4.2% |
| Other services | 378 | $1,172 | 0.70 | +0.3% |
| Finance and insurance | 369 | $1,427 | 0.50 | -3.7% |
| Professional and technical services | 314 | $1,221 | 0.25 | +0.0% |
| Arts, entertainment and recreation | 144 | $422 | 0.48 | +15.2% |
| Information | 90 | $916 | 0.27 | -1.1% |
| Real estate and rental | 87 | $840 | 0.31 | +8.8% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 17 offices of 6 banks (SOD June 2026); HHI 2,049, highly concentrated. $-488.0 m federal obligations in FY2026 (direct payments $360.6 m, grants $9.2 m), $-26,954 per covered job
| Item | Value | Distance |
|---|---|---|
| The Stephenson National Bank and Trust | $381.3 m · 31.4% share · 4 offices | |
| Associated Bank, National Association | $238.6 m · 19.7% share · 3 offices | |
| Nicolet National Bank | $207.4 m · 17.1% share · 3 offices | |
| Marinette, WI | $-488.0 m FY2026 · $-26,954/job | |
| MULTIPLE RECIPIENTS | $354.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Stephenson National Bank and Trust | $381,289,000 | 31.4% | 4 |
| Associated Bank, National Association | $238,561,000 | 19.7% | 3 |
| Nicolet National Bank | $207,413,000 | 17.1% | 3 |
| The Peshtigo National Bank | $172,806,000 | 14.2% | 3 |
| Farmers & Merchants Bank & Trust | $149,404,000 | 12.3% | 3 |
| BMO Bank National Association | $63,797,000 | 5.3% | 1 |
Deposit concentration is 2,049 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 31.4² + 19.7² + 17.1² + … (3 more) = 2,049
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $308,923,034 |
| Department of Veterans Affairs | $43,733,577 |
| Department of Transportation | $8,420,573 |
| Department of Agriculture | $3,917,197 |
| Department of Housing and Urban Development | $2,838,153 |
| Department of State | $2,762,759 |
| Railroad Retirement Board | $1,511,070 |
| Federal Communications Commission | $434,475 |
| Department of Education | $109,151 |
| Small Business Administration | $0 |
| Department of Defense | -$860,653,340 |
That is -$26,954 per covered job, against 18,105 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $-488.0 m / 18,105 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $-26,954
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Marinette County, WI: 13 findings, 2 at a watch level and 11 noted
watchMarinette County, WI's years of wages of 4.0 scores 46 on the 0-to-100 scale across US counties but 4 across Wisconsin counties, a gap of 42 points.
Period 2026-09.Show the arithmetic
- 42 = |46 across US counties - 4 across Wisconsin counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchMarinette County, WI's typical home value of $217,775 scores 45 on the 0-to-100 scale across US counties but 6 across Wisconsin counties, a gap of 39 points.
Period 2026-09.Show the arithmetic
- 39 = |45 across US counties - 6 across Wisconsin counties|
position among the entities that published this metric this period; not an official level
noteMarinette County, WI's covered employment was 4.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarinette County, WI's average weekly wage was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarinette County, WI's covered employment of +4.8% ranks 1st of 72 Wisconsin counties, against a median of -0.3%.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 72 Wisconsin counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.