Crawford County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.58, -94.24.
Assembled 2026-10-19. Read the brief.
- 45th pct · 1,661st of 3,063 US counties · median $230,451
- 82nd pct · 14th of 74 Arkansas counties · median $165,493
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 81st pct · 561st of 3,062 US counties · median +2.9%
- 87th pct · 10th of 74 Arkansas counties · median +3.0%
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 19th pct · 1,093rd of 1,358 US counties · median $1,506
- 47th pct · 10th of 18 Arkansas counties · median $1,178
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 68th pct · 1,010th of 3,221 US counties · median 8,232
- 82nd pct · 14th of 75 Arkansas counties · median 5,609
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 26th pct · 2,382nd of 3,221 US counties · median $1,039
- 60th pct · 30th of 75 Arkansas counties · median $912
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
- 56th pct · 1,327th of 3,063 US counties · median 4.2
- 78th pct · 17th of 74 Arkansas counties · median 3.5
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $220,684 (Sep 2026), +6.0% over one year, +30.6% over five
- 45th pct · 1,661st of 3,063 US counties · median $230,451
- 82nd pct · 14th of 74 Arkansas counties · median $165,493
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Crawford County, AR | $220,684 · +6.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,171/mo (Sep 2026), +4.4% over one year; price-to-rent 15.7
- 19th pct · 1,093rd of 1,358 US counties · median $1,506
- 47th pct · 10th of 18 Arkansas counties · median $1,178
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Crawford County, AR | $1,171/mo · +4.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,222 a month on $220,684 at 7.40%, against an average weekly wage worth $4,047 a month: 30.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $220,684 × 80% = $176,547, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,222/mo principal and interest
- wage share = payment / (avg weekly wage $934 × 52 / 12 = $4,047) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $220,684 / ($934 × 52) = 4.5
- price-to-rent = $220,684 / ($1,171 × 12) = 15.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
17,830 jobs at 1,340 employers (2026 Q1); -0.4% jobs and -2.9% average weekly wage over the year
- 68th pct · 1,010th of 3,221 US counties · median 8,232
- 82nd pct · 14th of 75 Arkansas counties · median 5,609
- counties in the Fort Smith metro: Rank context is unavailable: the manifest lists 3 counties in the Fort Smith metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Crawford County, AR | 17,830 jobs · $934/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,703 | $1,159 | 3.28 | +2.4% |
| Retail trade | 2,197 | $628 | 1.26 | +3.6% |
| Accommodation and food services | 1,731 | $382 | 1.08 | -2.6% |
| Health care and social assistance | 1,725 | $753 | 0.64 | +1.4% |
| Construction | 1,204 | $1,167 | 1.29 | +0.0% |
| Wholesale trade | 911 | $1,266 | 1.33 | +1.6% |
| Transportation and warehousing | 593 | $1,438 | 0.79 | -6.6% |
| Administrative and waste services | 521 | $938 | 0.51 | -7.1% |
| Other services | 489 | $826 | 0.92 | -9.3% |
| Finance and insurance | 350 | $1,219 | 0.48 | -3.0% |
| Real estate and rental | 150 | $787 | 0.55 | +0.0% |
| Utilities | 69 | $1,149 | 0.98 | +3.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 27 offices of 10 banks (SOD June 2026); HHI 2,454, highly concentrated. $472.0 m federal obligations in FY2026 (direct payments $396.5 m, grants $70.2 m), $26,471 per covered job
| Item | Value | Distance |
|---|---|---|
| Citizens' Bank & Trust Co. | $503.2 m · 43.4% share · 9 offices | |
| Arvest Bank | $177.8 m · 15.4% share · 3 offices | |
| Bank OZK | $151.4 m · 13.1% share · 4 offices | |
| Crawford, AR | $472.0 m FY2026 · $26,471/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Citizens' Bank & Trust Co. | $503,174,000 | 43.4% | 9 |
| Arvest Bank | $177,825,000 | 15.4% | 3 |
| Bank OZK | $151,402,000 | 13.1% | 4 |
| Today's Bank | $88,898,000 | 7.7% | 4 |
| Generations Bank | $69,936,000 | 6.0% | 1 |
| The Huntington National Bank | $68,730,000 | 5.9% | 2 |
| U.S. Bank National Association | $57,397,000 | 5.0% | 1 |
| Chambers Bank | $20,352,000 | 1.8% | 1 |
| Centennial Bank | $10,321,000 | 0.9% | 1 |
| Firstar Bank | $10,059,000 | 0.9% | 1 |
Deposit concentration is 2,454 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 43.4² + 15.4² + 13.1² + … (7 more) = 2,454
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $26,471 per covered job, against 17,830 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $472.0 m / 17,830 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $26,471
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crawford County, AR: 10 findings, 4 at a watch level and 6 noted
watchCrawford County, AR's average weekly wage is -2.9% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.9 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchCrawford County, AR's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCrawford County, AR's typical home value of $220,684 scores 46 on the 0-to-100 scale across US counties but 82 across Arkansas counties, a gap of 36 points.
Period 2026-09.Show the arithmetic
- 36 = |46 across US counties - 82 across Arkansas counties|
position among the entities that published this metric this period; not an official level
watchCrawford County, AR's average weekly wage of $934 scores 26 on the 0-to-100 scale across US counties but 61 across Arkansas counties, a gap of 35 points.
Period 2026 Q1.Show the arithmetic
- 35 = |26 across US counties - 61 across Arkansas counties|
position among the entities that published this metric this period; not an official level
noteCrawford County, AR's average weekly wage was 2.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.