Washington County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.98, -94.22.
Assembled 2026-10-19. Read the brief.
- 79th pct · 628th of 3,063 US counties · median $230,451
- 98th pct · 2nd of 74 Arkansas counties · median $165,493
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
- 59th pct · 1,243rd of 3,062 US counties · median +2.9%
- 60th pct · 30th of 74 Arkansas counties · median +3.0%
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
- 52nd pct · 646th of 1,358 US counties · median $1,506
- 88th pct · 3rd of 18 Arkansas counties · median $1,178
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
- 91st pct · 266th of 3,221 US counties · median 8,232
- 97th pct · 3rd of 75 Arkansas counties · median 5,609
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
- 71st pct · 912th of 3,221 US counties · median $1,039
- 91st pct · 7th of 75 Arkansas counties · median $912
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
- 77th pct · 693rd of 3,063 US counties · median 4.2
- 94th pct · 5th of 74 Arkansas counties · median 3.5
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $350,254 (Sep 2026), +3.6% over one year, +33.9% over five
- 79th pct · 628th of 3,063 US counties · median $230,451
- 98th pct · 2nd of 74 Arkansas counties · median $165,493
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Washington County, AR | $350,254 · +3.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,532/mo (Sep 2026), +1.4% over one year; price-to-rent 19.1
- 52nd pct · 646th of 1,358 US counties · median $1,506
- 88th pct · 3rd of 18 Arkansas counties · median $1,178
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Washington County, AR | $1,532/mo · +1.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,940 a month on $350,254 at 7.40%, against an average weekly wage worth $5,035 a month: 38.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $350,254 × 80% = $280,204, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,940/mo principal and interest
- wage share = payment / (avg weekly wage $1,162 × 52 / 12 = $5,035) = 39% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $350,254 / ($1,162 × 52) = 5.8
- price-to-rent = $350,254 / ($1,532 × 12) = 19.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
120,821 jobs at 7,315 employers (2026 Q1); -1.2% jobs and +3.3% average weekly wage over the year
- 91st pct · 266th of 3,221 US counties · median 8,232
- 97th pct · 3rd of 75 Arkansas counties · median 5,609
- counties in the Fayetteville-Springdale-Rogers metro: Rank context is unavailable: the manifest lists 3 counties in the Fayetteville-Springdale-Rogers metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Washington County, AR | 120,821 jobs · $1,162/wk · -1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 17,412 | $1,238 | 0.96 | -0.3% |
| Retail trade | 13,953 | $725 | 1.19 | +1.2% |
| Accommodation and food services | 13,603 | $442 | 1.25 | +2.1% |
| Manufacturing | 12,183 | $1,106 | 1.25 | -10.7% |
| Construction | 7,933 | $1,410 | 1.25 | -0.6% |
| Transportation and warehousing | 5,504 | $1,155 | 1.08 | +1.9% |
| Professional and technical services | 5,155 | $1,451 | 0.62 | +1.3% |
| Administrative and waste services | 4,965 | $830 | 0.72 | +1.9% |
| Management of companies | 4,737 | $2,563 | 2.34 | -2.2% |
| Other services | 3,164 | $973 | 0.88 | -0.2% |
| Finance and insurance | 2,547 | $1,953 | 0.52 | -0.6% |
| Arts, entertainment and recreation | 1,647 | $485 | 0.83 | +6.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$9.1 bn in deposits at 100 offices of 34 banks (SOD June 2026); HHI 1,486, moderately concentrated. $1.4 bn federal obligations in FY2026 (direct payments $1.1 bn, grants $187.6 m), $11,716 per covered job
| Item | Value | Distance |
|---|---|---|
| Arvest Bank | $2.9 bn · 32.3% share · 19 offices | |
| First Security Bank | $1.2 bn · 13.4% share · 11 offices | |
| Signature Bank of Arkansas | $860.5 m · 9.5% share · 3 offices | |
| Washington, AR | $1.4 bn FY2026 · $11,716/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Arvest Bank | $2,934,351,000 | 32.3% | 19 |
| First Security Bank | $1,220,623,000 | 13.4% | 11 |
| Signature Bank of Arkansas | $860,487,000 | 9.5% | 3 |
| Legacy Bank | $787,006,000 | 8.7% | 5 |
| The Farmers & Merchants Bank | $450,506,000 | 5.0% | 6 |
| Bank OZK | $365,258,000 | 4.0% | 5 |
| Simmons Bank | $364,465,000 | 4.0% | 5 |
| Bank of America, National Association | $358,334,000 | 3.9% | 2 |
| Centennial Bank | $280,596,000 | 3.1% | 4 |
| United Bank | $193,154,000 | 2.1% | 3 |
Deposit concentration is 1,486 across 34 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 34 banks with deposits in the county = 32.3² + 13.4² + 9.5² + … (31 more) = 1,486
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $11,716 per covered job, against 120,821 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.4 bn / 120,821 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,716
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Washington County, AR: 13 findings, 2 at a watch level and 11 noted
watchWashington County, AR's covered employment is -1.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWashington County, AR's typical asking rent of $1,532 scores 52 on the 0-to-100 scale across US counties but 88 across Arkansas counties, a gap of 36 points.
Period 2026-09.Show the arithmetic
- 36 = |52 across US counties - 88 across Arkansas counties|
position among the entities that published this metric this period; not an official level
noteWashington County, AR's average weekly wage was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashington County, AR's covered employment was 1.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWashington County, AR's typical asking rent fell 0.5% from $1,540 in August 2026 to $1,532 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -0.5% = (1531.97417184265 - 1540.1347132553042) / 1540.1347132553042 × 100
- 1531.97417184265 = Zillow ZORI, 2026-09
- 1540.1347132553042 = Zillow ZORI, 2026-08
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.