Broomfield County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.95, -105.05.
Assembled 2026-10-19. Read the brief.
- 96th pct · 99th of 3,063 US counties · median $230,451
- 77th pct · 15th of 62 Colorado counties · median $448,803
- 77th pct · 3rd of 10 counties in the Denver-Aurora-Centennial metro · median $541,224
- 16th pct · 2,568th of 3,062 US counties · median +2.9%
- 42nd pct · 36th of 62 Colorado counties · median -0.4%
- 100th pct · 1st of 10 counties in the Denver-Aurora-Centennial metro · median -1.7%
- 87th pct · 169th of 1,358 US counties · median $1,506
- 65th pct · 12th of 33 Colorado counties · median $1,931
- 71st pct · 3rd of 8 counties in the Denver-Aurora-Centennial metro · median $1,944
- 81st pct · 588th of 3,221 US counties · median 8,232
- 82nd pct · 12th of 64 Colorado counties · median 4,853
- 44th pct · 6th of 10 counties in the Denver-Aurora-Centennial metro · median 94,239
- 99th pct · 16th of 3,221 US counties · median $1,039
- 100th pct · 1st of 64 Colorado counties · median $1,075
- 100th pct · 1st of 10 counties in the Denver-Aurora-Centennial metro · median $1,619
- 59th pct · 1,254th of 3,063 US counties · median 4.2
- 21st pct · 49th of 62 Colorado counties · median 6.4
- 11th pct · 9th of 10 counties in the Denver-Aurora-Centennial metro · median 6.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $613,654 (Sep 2026), -0.7% over one year, +6.8% over five
- 96th pct · 99th of 3,063 US counties · median $230,451
- 77th pct · 15th of 62 Colorado counties · median $448,803
- 77th pct · 3rd of 10 counties in the Denver-Aurora-Centennial metro · median $541,224
| Item | Value | Distance |
|---|---|---|
| Broomfield County, CO | $613,654 · -0.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,115/mo (Sep 2026), +1.0% over one year; price-to-rent 24.2
- 87th pct · 169th of 1,358 US counties · median $1,506
- 65th pct · 12th of 33 Colorado counties · median $1,931
- 71st pct · 3rd of 8 counties in the Denver-Aurora-Centennial metro · median $1,944
| Item | Value | Distance |
|---|---|---|
| Broomfield County, CO | $2,115/mo · +1.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,399 a month on $613,654 at 7.40%, against an average weekly wage worth $10,998 a month: 30.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $613,654 × 80% = $490,923, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $3,399/mo principal and interest
- wage share = payment / (avg weekly wage $2,538 × 52 / 12 = $10,998) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $613,654 / ($2,538 × 52) = 4.6
- price-to-rent = $613,654 / ($2,115 × 12) = 24.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
41,346 jobs at 3,727 employers (2026 Q1); +3.3% jobs and +9.8% average weekly wage over the year
- 81st pct · 588th of 3,221 US counties · median 8,232
- 82nd pct · 12th of 64 Colorado counties · median 4,853
- 44th pct · 6th of 10 counties in the Denver-Aurora-Centennial metro · median 94,239
| Item | Value | Distance |
|---|---|---|
| Broomfield County, CO | 41,346 jobs · $2,538/wk · +3.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Professional and technical services | 6,696 | $3,843 | 2.35 | +7.3% |
| Health care and social assistance | 4,974 | $1,052 | 0.80 | +7.2% |
| Retail trade | 3,925 | $857 | 0.97 | -2.1% |
| Manufacturing | 3,646 | $3,449 | 1.10 | +12.6% |
| Management of companies | 3,411 | $4,363 | 4.93 | +8.7% |
| Information | 3,194 | $4,121 | 4.19 | -8.9% |
| Accommodation and food services | 3,029 | $647 | 0.82 | -6.5% |
| Wholesale trade | 2,340 | $3,918 | 1.48 | +38.6% |
| Finance and insurance | 1,687 | $4,286 | 1.00 | +1.8% |
| Construction | 1,443 | $1,745 | 0.67 | -6.7% |
| Administrative and waste services | 1,432 | $1,443 | 0.61 | -16.8% |
| Other services | 843 | $1,076 | 0.68 | -2.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D4 exceptional drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
severe (1.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 / 0.35
Banks & federal dollars #
$2.1 bn in deposits at 19 offices of 15 banks (SOD June 2026); HHI 1,908, highly concentrated. $438.3 m federal obligations in FY2026 (direct payments $354.9 m, contracts $77.3 m), $10,601 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $637.8 m · 29.9% share · 2 offices | |
| JPMorgan Chase Bank, National Association | $571.1 m · 26.8% share · 3 offices | |
| PNC Bank, National Association | $286.1 m · 13.4% share · 2 offices | |
| Broomfield, CO | $438.3 m FY2026 · $10,601/job | |
| MULTIPLE RECIPIENTS | $354.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $637,837,000 | 29.9% | 2 |
| JPMorgan Chase Bank, National Association | $571,116,000 | 26.8% | 3 |
| PNC Bank, National Association | $286,120,000 | 13.4% | 2 |
| U.S. Bank National Association | $164,015,000 | 7.7% | 1 |
| First National Bank of Omaha | $108,099,000 | 5.1% | 1 |
| FirsTier Bank | $53,624,000 | 2.5% | 1 |
| Zions Bancorporation, N.A. | $48,836,000 | 2.3% | 1 |
| BMO Bank National Association | $44,163,000 | 2.1% | 1 |
| Sunflower Bank, National Association | $40,286,000 | 1.9% | 1 |
| First Western Trust Bank | $37,902,000 | 1.8% | 1 |
Deposit concentration is 1,908 across 15 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 15 banks with deposits in the county = 29.9² + 26.8² + 13.4² + … (12 more) = 1,908
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $312,367,331 |
| Department of Veterans Affairs | $40,286,215 |
| Department of Defense | $36,380,969 |
| Department of Homeland Security | $17,197,121 |
| Department of Agriculture | $11,462,393 |
| General Services Administration | $6,991,894 |
| Department of Transportation | $5,817,768 |
| National Aeronautics and Space Administration | $3,321,820 |
| Railroad Retirement Board | $2,602,547 |
| Department of Education | $2,005,536 |
| Department of Health and Human Services | $1,198,635 |
| Department of Housing and Urban Development | $468,316 |
That is $10,601 per covered job, against 41,346 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $438.3 m / 41,346 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,601
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Broomfield County, CO: 18 findings, 3 at a watch level and 15 noted
watchBroomfield County, CO's price-to-rent ratio of 24.2 ranks 121st of 1,358 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent percentile = 91.15696389093588 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchBroomfield County, CO's typical home value is -0.7% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -0.6967027305274174 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchBroomfield County, CO's years of wages of 4.6 scores 59 on the 0-to-100 scale across US counties but 21 across Colorado counties, a gap of 38 points.
Period 2026-09.Show the arithmetic
- 38 = |59 across US counties - 21 across Colorado counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteBroomfield County, CO's average weekly wage was 9.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +9.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBroomfield County, CO's covered employment was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.