Douglas County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.33, -104.93.
Assembled 2026-10-19. Read the brief.
- 97th pct · 71st of 3,063 US counties · median $230,451
- 83rd pct · 11th of 62 Colorado counties · median $448,803
- 100th pct · 1st of 10 counties in the Denver-Aurora-Centennial metro · median $541,224
- 12th pct · 2,665th of 3,062 US counties · median +2.9%
- 34th pct · 41st of 62 Colorado counties · median -0.4%
- 77th pct · 3rd of 10 counties in the Denver-Aurora-Centennial metro · median -1.7%
- 90th pct · 124th of 1,358 US counties · median $1,506
- 78th pct · 8th of 33 Colorado counties · median $1,931
- 85th pct · 2nd of 8 counties in the Denver-Aurora-Centennial metro · median $1,944
- 93rd pct · 220th of 3,221 US counties · median 8,232
- 88th pct · 8th of 64 Colorado counties · median 4,853
- 55th pct · 5th of 10 counties in the Denver-Aurora-Centennial metro · median 94,239
- 98th pct · 64th of 3,221 US counties · median $1,039
- 93rd pct · 5th of 64 Colorado counties · median $1,075
- 66th pct · 4th of 10 counties in the Denver-Aurora-Centennial metro · median $1,619
- 88th pct · 357th of 3,063 US counties · median 4.2
- 55th pct · 28th of 62 Colorado counties · median 6.4
- 55th pct · 5th of 10 counties in the Denver-Aurora-Centennial metro · median 6.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $694,570 (Sep 2026), -1.3% over one year, +5.8% over five
- 97th pct · 71st of 3,063 US counties · median $230,451
- 83rd pct · 11th of 62 Colorado counties · median $448,803
- 100th pct · 1st of 10 counties in the Denver-Aurora-Centennial metro · median $541,224
| Item | Value | Distance |
|---|---|---|
| Douglas County, CO | $694,570 · -1.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,219/mo (Sep 2026), -0.4% over one year; price-to-rent 26.1
- 90th pct · 124th of 1,358 US counties · median $1,506
- 78th pct · 8th of 33 Colorado counties · median $1,931
- 85th pct · 2nd of 8 counties in the Denver-Aurora-Centennial metro · median $1,944
| Item | Value | Distance |
|---|---|---|
| Douglas County, CO | $2,219/mo · -0.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,847 a month on $694,570 at 7.40%, against an average weekly wage worth $8,290 a month: 46.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $694,570 × 80% = $555,656, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $3,847/mo principal and interest
- wage share = payment / (avg weekly wage $1,913 × 52 / 12 = $8,290) = 46% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $694,570 / ($1,913 × 52) = 7.0
- price-to-rent = $694,570 / ($2,219 × 12) = 26.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
147,131 jobs at 17,235 employers (2026 Q1); +0.5% jobs and +4.6% average weekly wage over the year
- 93rd pct · 220th of 3,221 US counties · median 8,232
- 88th pct · 8th of 64 Colorado counties · median 4,853
- 55th pct · 5th of 10 counties in the Denver-Aurora-Centennial metro · median 94,239
| Item | Value | Distance |
|---|---|---|
| Douglas County, CO | 147,131 jobs · $1,913/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 19,918 | $1,463 | 0.90 | +14.4% |
| Professional and technical services | 18,123 | $3,163 | 1.79 | -3.5% |
| Retail trade | 17,830 | $845 | 1.24 | +3.0% |
| Accommodation and food services | 14,242 | $618 | 1.08 | -0.6% |
| Finance and insurance | 12,227 | $4,021 | 2.04 | +3.6% |
| Construction | 9,954 | $1,849 | 1.29 | -6.2% |
| Wholesale trade | 5,431 | $2,967 | 0.96 | -8.7% |
| Other services | 4,935 | $1,079 | 1.12 | +0.7% |
| Administrative and waste services | 4,865 | $1,566 | 0.58 | -8.5% |
| Information | 4,405 | $4,061 | 1.62 | -11.5% |
| Management of companies | 3,802 | $4,467 | 1.54 | -1.7% |
| Arts, entertainment and recreation | 3,166 | $710 | 1.31 | +2.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$7.3 bn in deposits at 66 offices of 19 banks (SOD June 2026); HHI 1,647, moderately concentrated. $4.4 bn federal obligations in FY2026 (contracts $2.4 bn, direct payments $1.9 bn), $29,775 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $2.1 bn · 28.1% share · 7 offices | |
| PNC Bank, National Association | $1.3 bn · 17.9% share · 11 offices | |
| JPMorgan Chase Bank, National Association | $1.2 bn · 16.8% share · 9 offices | |
| Douglas, CO | $4.4 bn FY2026 · $29,775/job | |
| LOCKHEED MARTIN CORP | $2.3 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $2,053,924,000 | 28.1% | 7 |
| PNC Bank, National Association | $1,307,746,000 | 17.9% | 11 |
| JPMorgan Chase Bank, National Association | $1,229,198,000 | 16.8% | 9 |
| U.S. Bank National Association | $1,040,998,000 | 14.2% | 8 |
| SouthState Bank, National Association | $303,988,000 | 4.2% | 2 |
| The Huntington National Bank | $259,480,000 | 3.5% | 3 |
| KeyBank National Association | $229,888,000 | 3.1% | 7 |
| BOKF, National Association | $164,250,000 | 2.2% | 3 |
| Bank of America, National Association | $154,973,000 | 2.1% | 4 |
| BMO Bank National Association | $110,640,000 | 1.5% | 3 |
Deposit concentration is 1,647 across 19 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 19 banks with deposits in the county = 28.1² + 17.9² + 16.8² + … (16 more) = 1,647
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Defense | $1,996,319,950 |
| Social Security Administration | $1,645,651,634 |
| National Aeronautics and Space Administration | $400,539,714 |
| Department of Veterans Affairs | $275,337,336 |
| Department of Transportation | $68,908,839 |
| Department of Agriculture | $7,042,637 |
| Railroad Retirement Board | $5,597,697 |
| Department of Health and Human Services | $4,064,685 |
| Department of Justice | $1,961,577 |
| Department of the Interior | $1,338,288 |
| Department of the Treasury | $671,351 |
| Department of Education | $641,437 |
That is $29,775 per covered job, against 147,131 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $4.4 bn / 147,131 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $29,775
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Douglas County, CO: 15 findings, 4 at a watch level and 11 noted
watchDouglas County, CO's price-to-rent ratio of 26.1 ranks 67th of 1,358 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent percentile = 95.13633014001473 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchDouglas County, CO's typical home value is -1.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -1.326518542598616 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchDouglas County, CO's price-to-rent ratio is 26.1, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent = 26.08304894036252 >= 25
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level
watchDouglas County, CO's years of wages of 7.0 scores 88 on the 0-to-100 scale across US counties but 56 across Colorado counties, a gap of 33 points.
Period 2026-09.Show the arithmetic
- 33 = |88 across US counties - 56 across Colorado counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteDouglas County, CO's average weekly wage was 4.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.