Logan County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.73, -103.09.
Assembled 2026-10-19. Read the brief.
- 57th pct · 1,296th of 3,063 US counties · median $230,451
- 24th pct · 47th of 62 Colorado counties · median $448,803
- 29th pct · 2,153rd of 3,062 US counties · median +2.9%
- 57th pct · 27th of 62 Colorado counties · median -0.4%
- 20th pct · 1,086th of 1,358 US counties · median $1,506
- 6th pct · 31st of 33 Colorado counties · median $1,931
- 48th pct · 1,673rd of 3,221 US counties · median 8,232
- 57th pct · 28th of 64 Colorado counties · median 4,853
- 48th pct · 1,650th of 3,221 US counties · median $1,039
- 41st pct · 38th of 64 Colorado counties · median $1,075
- 59th pct · 1,231st of 3,063 US counties · median 4.2
- 22nd pct · 48th of 62 Colorado counties · median 6.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $252,455 (Sep 2026), +1.0% over one year, +19.2% over five
- 57th pct · 1,296th of 3,063 US counties · median $230,451
- 24th pct · 47th of 62 Colorado counties · median $448,803
| Item | Value | Distance |
|---|---|---|
| Logan County, CO | $252,455 · +1.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,181/mo (Sep 2026), n/a over one year; price-to-rent 17.8
- 20th pct · 1,086th of 1,358 US counties · median $1,506
- 6th pct · 31st of 33 Colorado counties · median $1,931
| Item | Value | Distance |
|---|---|---|
| Logan County, CO | $1,181/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,398 a month on $252,455 at 7.40%, against an average weekly wage worth $4,481 a month: 31.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $252,455 × 80% = $201,964, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,398/mo principal and interest
- wage share = payment / (avg weekly wage $1,034 × 52 / 12 = $4,481) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $252,455 / ($1,034 × 52) = 4.7
- price-to-rent = $252,455 / ($1,181 × 12) = 17.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,628 jobs at 656 employers (2026 Q1); -1.5% jobs and +3.7% average weekly wage over the year
- 48th pct · 1,673rd of 3,221 US counties · median 8,232
- 57th pct · 28th of 64 Colorado counties · median 4,853
| Item | Value | Distance |
|---|---|---|
| Logan County, CO | 7,628 jobs · $1,034/wk · -1.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,187 | $946 | 1.03 | +0.0% |
| Retail trade | 968 | $740 | 1.30 | -1.0% |
| Accommodation and food services | 608 | $437 | 0.89 | -4.3% |
| Construction | 429 | $1,183 | 1.07 | +53.8% |
| Agriculture, forestry, fishing | 347 | $992 | 6.30 | +4.8% |
| Wholesale trade | 283 | $1,187 | 0.97 | -3.4% |
| Manufacturing | 280 | $1,095 | 0.46 | -5.4% |
| Transportation and warehousing | 248 | $1,180 | 0.77 | +12.2% |
| Other services | 244 | $827 | 1.07 | -11.9% |
| Utilities | 198 | $2,295 | 6.57 | +8.2% |
| Finance and insurance | 158 | $1,465 | 0.51 | +0.0% |
| Professional and technical services | 109 | $1,183 | 0.21 | -14.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$576.2 m in deposits at 7 offices of 7 banks (SOD June 2026); HHI 3,690, highly concentrated. $128.5 m federal obligations in FY2026 (direct payments $119.7 m, contracts $4.9 m), $16,845 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of Colorado | $329.5 m · 57.2% share · 1 office | |
| First FarmBank | $76.9 m · 13.3% share · 1 office | |
| Wells Fargo Bank, National Association | $73.3 m · 12.7% share · 1 office | |
| Logan, CO | $128.5 m FY2026 · $16,845/job | |
| MULTIPLE RECIPIENTS | $105.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of Colorado | $329,493,000 | 57.2% | 1 |
| First FarmBank | $76,914,000 | 13.3% | 1 |
| Wells Fargo Bank, National Association | $73,284,000 | 12.7% | 1 |
| BMO Bank National Association | $32,789,000 | 5.7% | 1 |
| Equitable Savings and Loan Association | $29,347,000 | 5.1% | 1 |
| The First National Bank of Fleming | $24,954,000 | 4.3% | 1 |
| TBK BANK, SSB | $9,433,000 | 1.6% | 1 |
Deposit concentration is 3,690 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 57.2² + 13.3² + 12.7² + … (4 more) = 3,690
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $93,024,435 |
| Department of Agriculture | $13,818,390 |
| Department of Veterans Affairs | $8,093,013 |
| Railroad Retirement Board | $4,205,209 |
| Department of Transportation | $2,575,162 |
| Department of Education | $2,395,513 |
| Department of the Interior | $2,183,779 |
| Department of Health and Human Services | $984,372 |
| Department of Housing and Urban Development | $907,711 |
| Department of Defense | $146,400 |
| Department of Energy | $92,016 |
| Federal Communications Commission | $65,487 |
That is $16,845 per covered job, against 7,628 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $128.5 m / 7,628 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,845
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Logan County, CO: 13 findings, 5 at a watch level and 8 noted
watchLogan County, CO's covered employment is -1.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchLogan County, CO's typical asking rent is -1.0% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.momPct = -1.0166302372167835 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
watchLogan County, CO's price-to-rent ratio of 17.8 scores 57 on the 0-to-100 scale across US counties but 6 across Colorado counties, a gap of 50 points.
Period 2026-09.Show the arithmetic
- 50 = |57 across US counties - 6 across Colorado counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchLogan County, CO's years of wages of 4.7 scores 60 on the 0-to-100 scale across US counties but 23 across Colorado counties, a gap of 37 points.
Period 2026-09.Show the arithmetic
- 37 = |60 across US counties - 23 across Colorado counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchLogan County, CO's typical home value of $252,455 scores 58 on the 0-to-100 scale across US counties but 25 across Colorado counties, a gap of 33 points.
Period 2026-09.Show the arithmetic
- 33 = |58 across US counties - 25 across Colorado counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.