Pueblo County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.16, -104.48.
Assembled 2026-10-19. Read the brief.
- 66th pct · 1,040th of 3,063 US counties · median $230,451
- 29th pct · 44th of 62 Colorado counties · median $448,803
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
- 8th pct · 2,792nd of 3,062 US counties · median +2.9%
- 14th pct · 53rd of 62 Colorado counties · median -0.4%
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
- 32nd pct · 917th of 1,358 US counties · median $1,506
- 12th pct · 29th of 33 Colorado counties · median $1,931
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
- 86th pct · 447th of 3,221 US counties · median 8,232
- 84th pct · 11th of 64 Colorado counties · median 4,853
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
- 65th pct · 1,097th of 3,221 US counties · median $1,039
- 53rd pct · 30th of 64 Colorado counties · median $1,075
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
- 62nd pct · 1,134th of 3,063 US counties · median 4.2
- 26th pct · 46th of 62 Colorado counties · median 6.4
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $282,303 (Sep 2026), -2.3% over one year, +3.8% over five
- 66th pct · 1,040th of 3,063 US counties · median $230,451
- 29th pct · 44th of 62 Colorado counties · median $448,803
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Pueblo County, CO | $282,303 · -2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,320/mo (Sep 2026), +0.2% over one year; price-to-rent 17.8
- 32nd pct · 917th of 1,358 US counties · median $1,506
- 12th pct · 29th of 33 Colorado counties · median $1,931
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Pueblo County, CO | $1,320/mo · +0.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,564 a month on $282,303 at 7.40%, against an average weekly wage worth $4,853 a month: 32.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $282,303 × 80% = $225,843, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,564/mo principal and interest
- wage share = payment / (avg weekly wage $1,120 × 52 / 12 = $4,853) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $282,303 / ($1,120 × 52) = 4.8
- price-to-rent = $282,303 / ($1,320 × 12) = 17.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
60,303 jobs at 3,985 employers (2026 Q1); -1.8% jobs and +2.3% average weekly wage over the year
- 86th pct · 447th of 3,221 US counties · median 8,232
- 84th pct · 11th of 64 Colorado counties · median 4,853
- counties in the Pueblo metro: Rank context is unavailable: the manifest lists 1 counties in the Pueblo metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Pueblo County, CO | 60,303 jobs · $1,120/wk · -1.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 12,799 | $1,171 | 1.41 | +0.4% |
| Retail trade | 7,668 | $743 | 1.30 | -2.4% |
| Accommodation and food services | 6,041 | $462 | 1.12 | -0.8% |
| Manufacturing | 4,890 | $1,613 | 1.01 | -5.4% |
| Construction | 3,622 | $1,407 | 1.15 | +0.0% |
| Transportation and warehousing | 2,277 | $1,024 | 0.90 | +7.6% |
| Administrative and waste services | 2,099 | $931 | 0.61 | -2.5% |
| Professional and technical services | 1,665 | $1,766 | 0.40 | -27.2% |
| Other services | 1,602 | $817 | 0.89 | -2.3% |
| Wholesale trade | 1,310 | $1,571 | 0.57 | -4.4% |
| Finance and insurance | 1,120 | $1,624 | 0.46 | +1.4% |
| Arts, entertainment and recreation | 749 | $554 | 0.75 | +0.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
3 USGS reservoir gauges, no capacity figures to weight
Sites found: 3, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TRINIDAD LAKE NEAR TRINIDAD, CO. | 20,180 Acre-ft (USGS, no capacity on file) | 114 km |
| LAKE MALOYA NR RATON NM | 3,467 Acre-ft (USGS, no capacity on file) | 131 km |
| JOHN MARTIN RESERVOIR AT CADDOA, CO | 31,150 Acre-ft (USGS, no capacity on file) | 136 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
59 gauges · 0 flooding · 18 with quality panels averaging 86 % · 21 stale
Sites found: 59, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CLOVER DITCH DRAIN AT QUINN ST NR WIDEFIELD, CO | flow 0.50 ft³/s · quality 50 % (2) | 68 km |
| FOUNTAIN CREEK AT PUEBLO, CO. | flow 157.0 ft³/s · quality 50 % (3) · out of service | 17 km |
| B DITCH DRAIN NEAR SECURITY, CO. | flow 0.02 ft³/s · quality 50 % (2) · STALE | 70 km |
| USGS-381312104321001 | turb. 3.90 FNU · quality 100 % (3) | 8 km |
| ST. CHARLES RIVER AT VINELAND, CO. | flow 6.29 ft³/s · no flooding | 9 km |
| ARKANSAS RIVER NEAR AVONDALE, CO. | flow 310.0 ft³/s · quality 88 % (4) · no flooding | 12 km |
| ARKANSAS RIVER TRIBUTARY ABOVE HWY 227 AT PUEBLO | flow 20.7 ft³/s | 14 km |
| ARKANSAS RIVER BELOW MOFFAT STREET AT PUEBLO, CO | temp 14.4 °C · quality 100 % (2) | 14 km |
| ARKANSAS RIVER AT MOFFAT STREET AT PUEBLO, CO | flow 163.0 ft³/s · quality 100 % (1) | 15 km |
| ARKANSAS R. AT ST CHARLES MESA DIVER. AT PUEBLO,CO | temp 14.8 °C · quality 100 % (2) | 15 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 0 named aquifers:
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-382323104200701 | depth 22.3 ft · 2026-10-18 | 28 km |
| USGS-384348104232901 | level 5,643 ft · 2026-08-23 | 64 km |
| USGS-384348104232201 | level 5,644 ft · 2026-08-23 | 64 km |
| USGS-384707104421901 | depth 68.4 ft · 2020-12-14 | 72 km |
| USGS-384824104332601 | level 6,207 ft · 2026-08-25 | 72 km |
| USGS-384745104413601 | depth 85.1 ft · 2018-07-31 | 73 km |
| USGS-384648104454501 | depth 75.7 ft · 2020-12-14 | 73 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.21)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.14 / 0.55
Banks & federal dollars #
$2.2 bn in deposits at 34 offices of 13 banks (SOD June 2026); HHI 1,203, moderately concentrated. $1.3 bn federal obligations in FY2026 (direct payments $1.1 bn, contracts $135.1 m), $21,703 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $399.4 m · 17.8% share · 2 offices | |
| U.S. Bank National Association | $379.9 m · 16.9% share · 5 offices | |
| PB&T Bank | $364.6 m · 16.3% share · 4 offices | |
| Pueblo, CO | $1.3 bn FY2026 · $21,703/job | |
| MULTIPLE RECIPIENTS | $1.0 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $399,434,000 | 17.8% | 2 |
| U.S. Bank National Association | $379,911,000 | 16.9% | 5 |
| PB&T Bank | $364,627,000 | 16.3% | 4 |
| Zions Bancorporation, N.A. | $241,651,000 | 10.8% | 3 |
| Glacier Bank | $208,006,000 | 9.3% | 4 |
| InBank | $167,711,000 | 7.5% | 4 |
| The Colorado Bank and Trust Company of La Junta | $123,791,000 | 5.5% | 1 |
| Sunflower Bank, National Association | $88,526,000 | 3.9% | 2 |
| FirstOak Bank | $72,132,000 | 3.2% | 1 |
| Academy Bank, National Association | $62,061,000 | 2.8% | 3 |
Deposit concentration is 1,203 across 13 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 13 banks with deposits in the county = 17.8² + 16.9² + 16.3² + … (10 more) = 1,203
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $817,174,846 |
| Department of Veterans Affairs | $201,594,004 |
| Department of Transportation | $70,256,573 |
| Department of Defense | $60,564,605 |
| Department of the Interior | $37,266,430 |
| Department of Education | $33,816,859 |
| Railroad Retirement Board | $27,435,370 |
| Department of Agriculture | $26,739,332 |
| Department of Housing and Urban Development | $24,909,150 |
| Department of Health and Human Services | $5,990,129 |
| Federal Communications Commission | $3,625,461 |
| Department of Justice | $333,873 |
That is $21,703 per covered job, against 60,303 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.3 bn / 60,303 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,703
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pueblo County, CO: 13 findings, 5 at a watch level and 8 noted
watchPueblo County, CO's typical home value is -2.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -2.304613087396555 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchPueblo County, CO's covered employment is -1.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchPueblo County, CO's price-to-rent ratio of 17.8 scores 57 on the 0-to-100 scale across US counties but 3 across Colorado counties, a gap of 53 points.
Period 2026-09.Show the arithmetic
- 53 = |57 across US counties - 3 across Colorado counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchPueblo County, CO's years of wages of 4.8 scores 63 on the 0-to-100 scale across US counties but 26 across Colorado counties, a gap of 37 points.
Period 2026-09.Show the arithmetic
- 37 = |63 across US counties - 26 across Colorado counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchPueblo County, CO's typical home value of $282,303 scores 66 on the 0-to-100 scale across US counties but 30 across Colorado counties, a gap of 37 points.
Period 2026-09.Show the arithmetic
- 37 = |66 across US counties - 30 across Colorado counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.