Leon County, FL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 30.46, -84.28.
Assembled 2026-10-19. Read the brief.
- 68th pct · 973rd of 3,063 US counties · median $230,451
- 40th pct · 40th of 67 Florida counties · median $306,116
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
- 34th pct · 2,014th of 3,062 US counties · median +2.9%
- 80th pct · 14th of 67 Florida counties · median -0.3%
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
- 47th pct · 717th of 1,358 US counties · median $1,506
- 4th pct · 43rd of 45 Florida counties · median $1,881
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
- 93rd pct · 201st of 3,221 US counties · median 8,232
- 78th pct · 15th of 67 Florida counties · median 43,443
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
- 81st pct · 604th of 3,221 US counties · median $1,039
- 75th pct · 17th of 67 Florida counties · median $1,084
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
- 55th pct · 1,372nd of 3,063 US counties · median 4.2
- 21st pct · 53rd of 67 Florida counties · median 5.4
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $291,390 (Sep 2026), +1.5% over one year, +17.5% over five
- 68th pct · 973rd of 3,063 US counties · median $230,451
- 40th pct · 40th of 67 Florida counties · median $306,116
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Leon County, FL | $291,390 · +1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,473/mo (Sep 2026), +1.5% over one year; price-to-rent 16.5
- 47th pct · 717th of 1,358 US counties · median $1,506
- 4th pct · 43rd of 45 Florida counties · median $1,881
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Leon County, FL | $1,473/mo · +1.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,614 a month on $291,390 at 7.40%, against an average weekly wage worth $5,430 a month: 29.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $291,390 × 80% = $233,112, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,614/mo principal and interest
- wage share = payment / (avg weekly wage $1,253 × 52 / 12 = $5,430) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $291,390 / ($1,253 × 52) = 4.5
- price-to-rent = $291,390 / ($1,473 × 12) = 16.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
165,713 jobs at 11,013 employers (2026 Q1); +0.7% jobs and +2.2% average weekly wage over the year
- 93rd pct · 201st of 3,221 US counties · median 8,232
- 78th pct · 15th of 67 Florida counties · median 43,443
- counties in the Tallahassee metro: Rank context is unavailable: the manifest lists 4 counties in the Tallahassee metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Leon County, FL | 165,713 jobs · $1,253/wk · +0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 22,926 | $1,313 | 0.92 | +2.1% |
| Accommodation and food services | 16,320 | $487 | 1.10 | -2.5% |
| Retail trade | 15,816 | $749 | 0.98 | +1.5% |
| Professional and technical services | 14,664 | $1,955 | 1.28 | -3.2% |
| Administrative and waste services | 7,213 | $1,155 | 0.77 | -4.3% |
| Construction | 7,145 | $1,224 | 0.82 | -3.4% |
| Other services | 5,532 | $1,147 | 1.12 | +5.3% |
| Finance and insurance | 5,058 | $2,348 | 0.75 | +0.3% |
| Transportation and warehousing | 4,469 | $855 | 0.64 | +59.9% |
| Real estate and rental | 3,272 | $1,124 | 1.29 | +5.6% |
| Wholesale trade | 2,689 | $2,549 | 0.42 | -11.0% |
| Information | 2,358 | $1,761 | 0.77 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$7.5 bn in deposits at 60 offices of 18 banks (SOD June 2026); HHI 1,085, moderately concentrated. $7.9 bn federal obligations in FY2026 (grants $5.7 bn, direct payments $2.0 bn), $47,527 per covered job
| Item | Value | Distance |
|---|---|---|
| Capital City Bank | $1.4 bn · 18.0% share · 12 offices | |
| Bank of America, National Association | $1.2 bn · 15.8% share · 5 offices | |
| Wells Fargo Bank, National Association | $979.0 m · 13.0% share · 4 offices | |
| Leon, FL | $7.9 bn FY2026 · $47,527/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Capital City Bank | $1,350,730,000 | 18.0% | 12 |
| Bank of America, National Association | $1,188,457,000 | 15.8% | 5 |
| Wells Fargo Bank, National Association | $978,959,000 | 13.0% | 4 |
| Truist Bank | $944,289,000 | 12.6% | 6 |
| Hancock Whitney Bank | $560,666,000 | 7.5% | 3 |
| Regions Bank | $490,290,000 | 6.5% | 4 |
| Centennial Bank | $347,234,000 | 4.6% | 6 |
| Renasant Bank | $346,311,000 | 4.6% | 4 |
| Pinnacle Bank | $322,687,000 | 4.3% | 4 |
| Thomasville National Bank | $228,327,000 | 3.0% | 1 |
Deposit concentration is 1,085 across 18 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 18 banks with deposits in the county = 18.0² + 15.8² + 13.0² + … (15 more) = 1,085
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $47,527 per covered job, against 165,713 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $7.9 bn / 165,713 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $47,527
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Leon County, FL: 12 findings, 4 at a watch level and 8 noted
watchLeon County, FL's typical home value of +1.5% scores 34 on the 0-to-100 scale across US counties but 80 across Florida counties, a gap of 46 points.
Period 2026-09.Show the arithmetic
- 46 = |34 across US counties - 80 across Florida counties|
position among the entities that published this metric this period; not an official level
watchLeon County, FL's typical asking rent of $1,473 scores 47 on the 0-to-100 scale across US counties but 5 across Florida counties, a gap of 43 points.
Period 2026-09.Show the arithmetic
- 43 = |47 across US counties - 5 across Florida counties|
position among the entities that published this metric this period; not an official level
watchLeon County, FL's years of wages of 4.5 scores 55 on the 0-to-100 scale across US counties but 21 across Florida counties, a gap of 34 points.
Period 2026-09.Show the arithmetic
- 34 = |55 across US counties - 21 across Florida counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchLeon County, FL's price-to-rent ratio of 16.5 scores 45 on the 0-to-100 scale across US counties but 77 across Florida counties, a gap of 32 points.
Period 2026-09.Show the arithmetic
- 32 = |45 across US counties - 77 across Florida counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteLeon County, FL's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.