Evans County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.15, -81.89.
Assembled 2026-10-19. Read the brief.
- 28th pct · 2,196th of 3,063 US counties · median $230,451
- 36th pct · 102nd of 159 Georgia counties · median $215,610
- 99th pct · 28th of 3,062 US counties · median +2.9%
- 99th pct · 2nd of 159 Georgia counties · median +2.5%
- US counties: not published this period
- Georgia counties: not published this period
- 34th pct · 2,113th of 3,221 US counties · median 8,232
- 37th pct · 99th of 159 Georgia counties · median 7,095
- 12th pct · 2,834th of 3,221 US counties · median $1,039
- 14th pct · 136th of 159 Georgia counties · median $964
- 45th pct · 1,679th of 3,063 US counties · median 4.2
- 43rd pct · 91st of 159 Georgia counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $176,544 (Sep 2026), +13.7% over one year, +26.6% over five
- 28th pct · 2,196th of 3,063 US counties · median $230,451
- 36th pct · 102nd of 159 Georgia counties · median $215,610
| Item | Value | Distance |
|---|---|---|
| Evans County, GA | $176,544 · +13.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $978 a month on $176,544 at 7.40%, against an average weekly wage worth $3,696 a month: 26.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $176,544 × 80% = $141,235, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $978/mo principal and interest
- wage share = payment / (avg weekly wage $853 × 52 / 12 = $3,696) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $176,544 / ($853 × 52) = 4.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,530 jobs at 282 employers (2026 Q1); -2.2% jobs and +4.8% average weekly wage over the year
- 34th pct · 2,113th of 3,221 US counties · median 8,232
- 37th pct · 99th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Evans County, GA | 4,530 jobs · $853/wk · -2.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,827 | $839 | 5.01 | +2.8% |
| Retail trade | 428 | $701 | 0.97 | -4.7% |
| Construction | 193 | $1,228 | 0.81 | -2.0% |
| Administrative and waste services | 149 | $654 | 0.58 | +7.2% |
| Agriculture, forestry, fishing | 98 | $997 | 3.00 | +2.1% |
| Transportation and warehousing | 94 | $958 | 0.49 | -26.0% |
| Other services | 67 | $672 | 0.49 | +4.7% |
| Professional and technical services | 59 | $1,392 | 0.19 | -11.9% |
| Utilities | withheld | |||
| Wholesale trade | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BUTLER CREEK RESERVOIR AT FORT GORDON, GA | 27.4 ft (USGS, no capacity on file) | 143 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
36 gauges · 0 flooding · 14 with quality panels averaging 87 % · 6 stale
Sites found: 36, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MIDDLE RIVER AT FISH HOLE AT PORT WENTWORTH, GA | flow -3,170 ft³/s · quality 60 % (5) | 71 km |
| LITTLE BACK RIVER AT HOG ISLAND, NEAR SAVANNAH, GA | turb. 5.50 FNU · quality 80 % (5) | 72 km |
| LITTLE BACK RIVER AT GA 25 AT PORT WENTWORTH, GA | flow -3,420 ft³/s · quality 80 % (5) | 72 km |
| SAVANNAH RIVER AT GA 25, AT PORT WENTWORTH, GA | flow -1,800 ft³/s · quality 70 % (5) | 69 km |
| SAVANNAH RIVER AT GARDEN CITY, GA | stage 4.45 ft · quality 70 % (5) | 72 km |
| MIDDLE RIVER AT GA 25 AT PORT WENTWORTH, GA | flow -4,400 ft³/s · quality 60 % (5) | 71 km |
| CANOOCHEE RIVER NEAR CLAXTON, GA | flow 87.9 ft³/s · no flooding | 3 km |
| OHOOPEE RIVER NEAR REIDSVILLE, GA | flow 157.0 ft³/s · no flooding | 28 km |
| BLACK CREEK NEAR BLITCHTON, GA | flow 1.88 ft³/s · no flooding | 38 km |
| OGEECHEE RIVER NEAR EDEN, GA | flow 801.0 ft³/s · no flooding | 45 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
51 wells in 0 named aquifers:
Sites found: 51, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-321240081411501 | depth 94.8 ft · 2006-06-19 | 20 km |
| USGS-321240081411502 | depth 12.1 ft · 2006-06-19 | 20 km |
| USGS-320754081364301 | depth 69.8 ft · 2026-10-18 | 26 km |
| USGS-321344081362601 | depth 12.4 ft · 2001-10-24 | 28 km |
| USGS-321344081362602 | depth 8.77 ft · 2001-04-23 | 28 km |
| USGS-321347081362301 | depth 12.2 ft · 2001-06-03 | 28 km |
| USGS-321347081361701 | depth 5.59 ft · 2001-07-29 | 28 km |
| USGS-321346081361701 | depth 7.36 ft · 2001-10-04 | 28 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.05)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.13 / 0.55
Banks & federal dollars #
$250.9 m in deposits at 5 offices of 3 banks (SOD June 2026); HHI 3,909, highly concentrated. $65.3 m federal obligations in FY2026 (direct payments $63.4 m, grants $1.8 m), $14,411 per covered job
| Item | Value | Distance |
|---|---|---|
| The Claxton Bank | $127.8 m · 50.9% share · 2 offices | |
| Glennville Bank | $80.3 m · 32.0% share · 2 offices | |
| South Georgia Bank | $42.9 m · 17.1% share · 1 office | |
| Evans, GA | $65.3 m FY2026 · $14,411/job | |
| MULTIPLE RECIPIENTS | $58.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Claxton Bank | $127,758,000 | 50.9% | 2 |
| Glennville Bank | $80,295,000 | 32.0% | 2 |
| South Georgia Bank | $42,850,000 | 17.1% | 1 |
Deposit concentration is 3,909 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 50.9² + 32.0² + 17.1² = 3,909
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $49,705,453 |
| Department of Veterans Affairs | $8,390,007 |
| Department of Agriculture | $5,058,712 |
| Department of Housing and Urban Development | $1,262,967 |
| Department of Transportation | $366,506 |
| Railroad Retirement Board | $309,220 |
| Department of Health and Human Services | $187,569 |
That is $14,411 per covered job, against 4,530 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $65.3 m / 4,530 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $14,411
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Evans County, GA: 8 findings, 1 at a watch level and 7 noted
watchEvans County, GA's covered employment is -2.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteEvans County, GA's average weekly wage was 4.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteEvans County, GA's covered employment was 2.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteEvans County, GA's typical home value rose 0.3% from $175,986 in August 2026 to $176,544 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (176543.95025203886 - 175986.4009727007) / 175986.4009727007 × 100
- 176543.95025203886 = Zillow ZHVI, 2026-09
- 175986.4009727007 = Zillow ZHVI, 2026-08
noteEvans County, GA's typical home value of +13.7% ranks 2nd of 159 Georgia counties, against a median of +2.5%.
Period 2026-09.Show the arithmetic
- 99 on the 0-to-100 scale across 159 Georgia counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.