Greene County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.58, -83.17.
Assembled 2026-10-19. Read the brief.
- 97th pct · 92nd of 3,063 US counties · median $230,451
- 100th pct · 1st of 159 Georgia counties · median $215,610
- 50th pct · 1,510th of 3,062 US counties · median +2.9%
- 55th pct · 72nd of 159 Georgia counties · median +2.5%
- 97th pct · 33rd of 1,358 US counties · median $1,506
- 100th pct · 1st of 69 Georgia counties · median $1,701
- 47th pct · 1,693rd of 3,221 US counties · median 8,232
- 52nd pct · 76th of 159 Georgia counties · median 7,095
- 51st pct · 1,556th of 3,221 US counties · median $1,039
- 65th pct · 56th of 159 Georgia counties · median $964
- 98th pct · 43rd of 3,063 US counties · median 4.2
- 100th pct · 1st of 159 Georgia counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $634,869 (Sep 2026), +2.9% over one year, +22.8% over five
- 97th pct · 92nd of 3,063 US counties · median $230,451
- 100th pct · 1st of 159 Georgia counties · median $215,610
| Item | Value | Distance |
|---|---|---|
| Greene County, GA | $634,869 · +2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,963/mo (Sep 2026), n/a over one year; price-to-rent 17.9
- 97th pct · 33rd of 1,358 US counties · median $1,506
- 100th pct · 1st of 69 Georgia counties · median $1,701
| Item | Value | Distance |
|---|---|---|
| Greene County, GA | $2,963/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,517 a month on $634,869 at 7.40%, against an average weekly wage worth $4,528 a month: 77.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $634,869 × 80% = $507,895, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $3,517/mo principal and interest
- wage share = payment / (avg weekly wage $1,045 × 52 / 12 = $4,528) = 78% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $634,869 / ($1,045 × 52) = 11.7
- price-to-rent = $634,869 / ($2,963 × 12) = 17.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,425 jobs at 683 employers (2026 Q1); +2.9% jobs and +4.9% average weekly wage over the year
- 47th pct · 1,693rd of 3,221 US counties · median 8,232
- 52nd pct · 76th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Greene County, GA | 7,425 jobs · $1,045/wk · +2.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 1,322 | $970 | 3.40 | +7.0% |
| Accommodation and food services | 1,194 | $727 | 1.79 | +1.3% |
| Retail trade | 802 | $732 | 1.11 | -1.1% |
| Manufacturing | 679 | $1,342 | 1.14 | +1.6% |
| Professional and technical services | 344 | $2,026 | 0.67 | +21.6% |
| Finance and insurance | 204 | $2,075 | 0.67 | -2.9% |
| Other services | 162 | $1,001 | 0.73 | +43.4% |
| Transportation and warehousing | 128 | $1,225 | 0.41 | -7.2% |
| Arts, entertainment and recreation | 103 | $720 | 0.84 | +1.0% |
| Wholesale trade | 102 | $1,086 | 0.36 | +21.4% |
| Information | 42 | $582 | 0.31 | -8.7% |
| Real estate and rental | 30 | $799 | 0.26 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
13 USGS reservoir gauges, no capacity figures to weight
Sites found: 13, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| RANDY POYNTER LAKE AT SPILLWAY, NEAR MILSTEAD, GA | 732.4 ft (USGS, no capacity on file) | 73 km |
| RUSSELL LAKE ABOVE CALHOUN FALLS, SC | 473.5 ft (USGS, no capacity on file) | 77 km |
| THURMOND LAKE NEAR PLUM BRANCH, SC | 319.4 ft (USGS, no capacity on file) | 82 km |
| BUTLER CREEK RESERVOIR AT FORT GORDON, GA | 27.4 ft (USGS, no capacity on file) | 100 km |
| SAVANNAH RVR AT STEVENS CREEK DAM NR MORGANA, SC | 184.8 ft (USGS, no capacity on file) | 103 km |
| LAKE SIDNEY LANIER NEAR BUFORD, GA | 1,063 ft (USGS, no capacity on file) | 106 km |
| HARTWELL LAKE NEAR ANDERSON, SC | 649.0 ft (USGS, no capacity on file) | 107 km |
| LAKE HORTON HEADWATER NEAR FAYETTEVILLE, GA | 775.2 ft (USGS, no capacity on file) | 120 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
35 gauges · 0 flooding · 9 with quality panels averaging 100 % · 3 stale
Sites found: 35, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| OCONEE RIVER NEAR PENFIELD, GA | flow 175.0 ft³/s | 20 km |
| KETTLE CREEK NEAR WASHINGTON, GA | flow 0.68 ft³/s | 31 km |
| APALACHEE RIVER NEAR BOSTWICK, GA | flow 41.9 ft³/s | 37 km |
| LITTLE RIVER NEAR EATONTON, GA | flow 12.0 ft³/s | 39 km |
| LITTLE RIVER NEAR WASHINGTON, GA | flow 1.36 ft³/s | 39 km |
| LITTLE RIVER AT NEWBORN RD NEAR NEWBORN, GA | flow 3.82 ft³/s | 46 km |
| MURDER CREEK BELOW EATONTON, GA | flow 5.34 ft³/s | 46 km |
| APALACHEE RIVER AT SNOWS MILL RD, NR BISHOP, GA | flow 37.8 ft³/s | 47 km |
| MIDDLE OCONEE RIVER NEAR ATHENS, GA | flow 102.0 ft³/s | 47 km |
| NORTH OCONEE RIVER AT COLLEGE ST, AT ATHENS, GA | flow 45.4 ft³/s | 48 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
6 wells in 0 named aquifers:
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-332808083010201 | depth 5.86 ft · 2026-10-18 | 18 km |
| USGS-340204083132601 | depth 17.7 ft · 2026-10-18 | 51 km |
| USGS-333858083430001 | depth 4.29 ft · 1994-07-23 | 52 km |
| USGS-340224083125101 | depth 32.0 ft · 2006-12-03 | 52 km |
| USGS-341020083201701 | depth 13.3 ft · 2002-04-25 | 68 km |
| USGS-325848082480901 | depth 256.0 ft · 2026-10-18 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$946.4 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 4,094, highly concentrated. $213.5 m federal obligations in FY2026 (direct payments $202.7 m, grants $10.6 m), $28,761 per covered job
| Item | Value | Distance |
|---|---|---|
| BankSouth | $570.3 m · 60.3% share · 2 offices | |
| The Farmers Bank | $132.3 m · 14.0% share · 1 office | |
| Truist Bank | $119.1 m · 12.6% share · 1 office | |
| Greene, GA | $213.5 m FY2026 · $28,761/job | |
| MULTIPLE RECIPIENTS | $199.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| BankSouth | $570,315,000 | 60.3% | 2 |
| The Farmers Bank | $132,298,000 | 14.0% | 1 |
| Truist Bank | $119,134,000 | 12.6% | 1 |
| Wells Fargo Bank, National Association | $93,423,000 | 9.9% | 1 |
| Exchange Bank | $31,237,000 | 3.3% | 1 |
Deposit concentration is 4,094 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 60.3² + 14.0² + 12.6² + … (2 more) = 4,094
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $185,479,692 |
| Department of Veterans Affairs | $13,234,745 |
| Department of Transportation | $6,881,077 |
| Department of Health and Human Services | $2,728,035 |
| Department of Agriculture | $2,621,694 |
| Railroad Retirement Board | $925,943 |
| Department of Housing and Urban Development | $855,527 |
| Federal Communications Commission | $720,446 |
| Department of the Treasury | $67,435 |
| Department of Justice | $27,419 |
| Department of Defense | $4,880 |
That is $28,761 per covered job, against 7,425 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $213.5 m / 7,425 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $28,761
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greene County, GA: 14 findings, 2 at a watch level and 12 noted
watchGreene County, GA's years of wages of 11.7 ranks 43rd of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 98.62834748530372 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchGreene County, GA's years of wages is 11.7, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages = 11.683278726543026 >= 10
- typical home value / (average weekly wage × 52); one average covered job, not a household
typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level
noteGreene County, GA's average weekly wage was 4.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, GA's covered employment was 2.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, GA's typical home value rose 0.4% from $632,545 in August 2026 to $634,869 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.4% = (634869.366000348 - 632544.6867630982) / 632544.6867630982 × 100
- 634869.366000348 = Zillow ZHVI, 2026-09
- 632544.6867630982 = Zillow ZHVI, 2026-08
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.