Screven County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.74, -81.62.
Assembled 2026-10-19. Read the brief.
- 33rd pct · 2,045th of 3,063 US counties · median $230,451
- 41st pct · 93rd of 159 Georgia counties · median $215,610
- 98th pct · 44th of 3,062 US counties · median +2.9%
- 98th pct · 3rd of 159 Georgia counties · median +2.5%
- US counties: not published this period
- Georgia counties: not published this period
- 23rd pct · 2,468th of 3,221 US counties · median 8,232
- 29th pct · 112th of 159 Georgia counties · median 7,095
- 9th pct · 2,926th of 3,221 US counties · median $1,039
- 7th pct · 147th of 159 Georgia counties · median $964
- 52nd pct · 1,441st of 3,063 US counties · median 4.2
- 53rd pct · 74th of 159 Georgia counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $188,184 (Sep 2026), +12.6% over one year, +31.6% over five
- 33rd pct · 2,045th of 3,063 US counties · median $230,451
- 41st pct · 93rd of 159 Georgia counties · median $215,610
| Item | Value | Distance |
|---|---|---|
| Screven County, GA | $188,184 · +12.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,042 a month on $188,184 at 7.40%, against an average weekly wage worth $3,601 a month: 28.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $188,184 × 80% = $150,547, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,042/mo principal and interest
- wage share = payment / (avg weekly wage $831 × 52 / 12 = $3,601) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $188,184 / ($831 × 52) = 4.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,875 jobs at 292 employers (2026 Q1); -2.1% jobs and +1.6% average weekly wage over the year
- 23rd pct · 2,468th of 3,221 US counties · median 8,232
- 29th pct · 112th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Screven County, GA | 2,875 jobs · $831/wk · -2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 347 | $522 | 1.24 | -1.7% |
| Construction | 178 | $963 | 1.18 | -4.3% |
| Administrative and waste services | 142 | $548 | 0.87 | -18.4% |
| Finance and insurance | 110 | $1,158 | 0.94 | +0.9% |
| Other services | 72 | $744 | 0.84 | +0.0% |
| Transportation and warehousing | 30 | $1,028 | 0.25 | -31.8% |
| Professional and technical services | 27 | $1,401 | 0.14 | +8.0% |
| Wholesale trade | 24 | $733 | 0.22 | -7.7% |
| Real estate and rental | 9 | $1,224 | 0.20 | +28.6% |
| Agriculture, forestry, fishing | withheld | |||
| Manufacturing | withheld | |||
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BUTLER CREEK RESERVOIR AT FORT GORDON, GA | 27.4 ft (USGS, no capacity on file) | 88 km |
| SAVANNAH RVR AT STEVENS CREEK DAM NR MORGANA, SC | 185.0 ft (USGS, no capacity on file) | 100 km |
| LAKE MARION NEAR ELLOREE, SC | 73.9 ft (USGS, no capacity on file) | 137 km |
| THURMOND LAKE NEAR PLUM BRANCH, SC | 319.4 ft (USGS, no capacity on file) | 139 km |
| LAKE MURRAY NEAR COLUMBIA, SC | 355.6 ft (USGS, no capacity on file) | 150 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
76 gauges · 0 flooding · 5 with quality panels averaging 100 % · 49 stale
Sites found: 76, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SAVANNAH RIVER NEAR ESTILL, SC | flow 7,120 ft³/s · STALE | 18 km |
| BRIER CREEK AT MILLHAVEN, GA | flow 674.0 ft³/s · no flooding | 21 km |
| OGEECHEE RIVER AT ROCKY FORD RD, NR ROCKY FORD, GA | flow 1,300 ft³/s · no flooding | 23 km |
| SAVANNAH R AT BURTONS FERRY BR NR MILLHAVEN, GA | flow 5,050 ft³/s · no flooding | 24 km |
| BEAVERDAM CREEK NEAR SARDIS, GA | flow 3.81 ft³/s | 28 km |
| OGEECHEE RIVER AT GA 24, NEAR OLIVER, GA | flow 1,200 ft³/s | 28 km |
| SAVANNAH RIVER NEAR CLYO, GA | flow 5,290 ft³/s · no flooding | 41 km |
| STEEL CREEK AT ROAD A AT SAVANNAH RIVER SITE, SC | flow 10.0 ft³/s · STALE | 45 km |
| COOSAWHATCHIE RIVER NEAR HAMPTON, SC | flow 12.4 ft³/s · no flooding | 47 km |
| PEN BRANCH AT ROAD A-13 SAVANNAH RIVER SITE, SC | flow 6.80 ft³/s · STALE | 47 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
68 wells in 0 named aquifers:
Sites found: 68, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-325325081354302 | depth 13.8 ft · 1996-10-08 | 16 km |
| USGS-325325081354303 | depth 13.1 ft · 1996-10-08 | 16 km |
| USGS-325325081354306 | depth -77.0 ft · 1996-09-10 | 16 km |
| USGS-325325081354304 | depth 14.9 ft · 1996-10-08 | 16 km |
| USGS-325325081354305 | depth -37.7 ft · 1996-09-22 | 16 km |
| USGS-325649081410601 | depth 26.5 ft · 1996-10-08 | 23 km |
| USGS-323123081511602 | depth 95.6 ft · 2026-10-18 | 33 km |
| USGS-323123081511601 | depth 100.6 ft · 2026-10-18 | 33 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$385.0 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 3,411, highly concentrated. $105.5 m federal obligations in FY2026 (direct payments $99.0 m, grants $6.4 m), $36,705 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of Newington | $162.5 m · 42.2% share · 2 offices | |
| Farmers and Merchants Bank | $145.6 m · 37.8% share · 3 offices | |
| Truist Bank | $39.4 m · 10.2% share · 1 office | |
| Screven, GA | $105.5 m FY2026 · $36,705/job | |
| MULTIPLE RECIPIENTS | $93.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of Newington | $162,528,000 | 42.2% | 2 |
| Farmers and Merchants Bank | $145,588,000 | 37.8% | 3 |
| Truist Bank | $39,423,000 | 10.2% | 1 |
| Queensborough National Bank & Trust Company | $37,493,000 | 9.7% | 1 |
Deposit concentration is 3,411 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.2² + 37.8² + 10.2² + … (1 more) = 3,411
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $80,565,829 |
| Department of Veterans Affairs | $11,980,428 |
| Department of Transportation | $6,385,322 |
| Department of Agriculture | $5,459,414 |
| Railroad Retirement Board | $594,345 |
| Federal Communications Commission | $440,991 |
| Department of Defense | $99,840 |
| Small Business Administration | $0 |
That is $36,705 per covered job, against 2,875 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $105.5 m / 2,875 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $36,705
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Screven County, GA: 10 findings, 1 at a watch level and 9 noted
watchScreven County, GA's covered employment is -2.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteScreven County, GA's covered employment was 2.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScreven County, GA's average weekly wage was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScreven County, GA's typical home value rose 0.7% from $186,952 in August 2026 to $188,184 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.7% = (188183.6811994744 - 186952.4132397124) / 186952.4132397124 × 100
- 188183.6811994744 = Zillow ZHVI, 2026-09
- 186952.4132397124 = Zillow ZHVI, 2026-08
noteScreven County, GA's typical home value of +12.6% ranks 3rd of 159 Georgia counties, against a median of +2.5%.
Period 2026-09.Show the arithmetic
- 99 on the 0-to-100 scale across 159 Georgia counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.