Wayne County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.55, -81.91.
Assembled 2026-10-19. Read the brief.
- 41st pct · 1,784th of 3,063 US counties · median $230,451
- 48th pct · 82nd of 159 Georgia counties · median $215,610
- 82nd pct · 528th of 3,062 US counties · median +2.9%
- 81st pct · 31st of 159 Georgia counties · median +2.5%
- 25th pct · 1,015th of 1,358 US counties · median $1,506
- 5th pct · 65th of 69 Georgia counties · median $1,701
- 52nd pct · 1,520th of 3,221 US counties · median 8,232
- 62nd pct · 60th of 159 Georgia counties · median 7,095
- 51st pct · 1,553rd of 3,221 US counties · median $1,039
- 65th pct · 55th of 159 Georgia counties · median $964
- 42nd pct · 1,776th of 3,063 US counties · median 4.2
- 39th pct · 96th of 159 Georgia counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $209,466 (Sep 2026), +6.1% over one year, +29.7% over five
- 41st pct · 1,784th of 3,063 US counties · median $230,451
- 48th pct · 82nd of 159 Georgia counties · median $215,610
| Item | Value | Distance |
|---|---|---|
| Wayne County, GA | $209,466 · +6.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,250/mo (Sep 2026), n/a over one year; price-to-rent 14.0
- 25th pct · 1,015th of 1,358 US counties · median $1,506
- 5th pct · 65th of 69 Georgia counties · median $1,701
| Item | Value | Distance |
|---|---|---|
| Wayne County, GA | $1,250/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,160 a month on $209,466 at 7.40%, against an average weekly wage worth $4,533 a month: 25.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $209,466 × 80% = $167,573, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,160/mo principal and interest
- wage share = payment / (avg weekly wage $1,046 × 52 / 12 = $4,533) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $209,466 / ($1,046 × 52) = 3.9
- price-to-rent = $209,466 / ($1,250 × 12) = 14.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,190 jobs at 709 employers (2026 Q1); +1.6% jobs and +1.2% average weekly wage over the year
- 52nd pct · 1,520th of 3,221 US counties · median 8,232
- 62nd pct · 60th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Wayne County, GA | 9,190 jobs · $1,046/wk · +1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,498 | $1,642 | 2.03 | +3.3% |
| Retail trade | 1,286 | $642 | 1.44 | -0.8% |
| Health care and social assistance | 998 | $918 | 0.72 | +3.2% |
| Construction | 963 | $1,164 | 2.00 | +0.0% |
| Accommodation and food services | 801 | $360 | 0.97 | +9.3% |
| Administrative and waste services | 210 | $639 | 0.40 | +15.4% |
| Wholesale trade | 165 | $1,163 | 0.47 | +5.1% |
| Finance and insurance | 151 | $1,228 | 0.40 | -11.2% |
| Other services | 144 | $600 | 0.52 | -10.0% |
| Agriculture, forestry, fishing | 70 | $737 | 1.05 | +0.0% |
| Information | 63 | $444 | 0.37 | +0.0% |
| Arts, entertainment and recreation | 42 | $475 | 0.28 | -6.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$452.4 m in deposits at 5 offices of 5 banks (SOD June 2026); HHI 4,132, highly concentrated. $197.2 m federal obligations in FY2026 (direct payments $188.6 m, contracts $6.7 m), $21,463 per covered job
| Item | Value | Distance |
|---|---|---|
| PrimeSouth Bank | $276.4 m · 61.1% share · 1 office | |
| Truist Bank | $54.4 m · 12.0% share · 1 office | |
| Renasant Bank | $53.8 m · 11.9% share · 1 office | |
| Wayne, GA | $197.2 m FY2026 · $21,463/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| PrimeSouth Bank | $276,450,000 | 61.1% | 1 |
| Truist Bank | $54,397,000 | 12.0% | 1 |
| Renasant Bank | $53,799,000 | 11.9% | 1 |
| First Southern Bank | $34,050,000 | 7.5% | 1 |
| First Horizon Bank | $33,734,000 | 7.5% | 1 |
Deposit concentration is 4,132 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 61.1² + 12.0² + 11.9² + … (2 more) = 4,132
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $21,463 per covered job, against 9,190 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $197.2 m / 9,190 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,463
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Wayne County, GA: 9 findings, 2 at a watch level and 7 noted
watchWayne County, GA's typical asking rent is -3.1% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.momPct = -3.085454617813367 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
watchWayne County, GA's typical asking rent fell 3.1% from $1,290 in August 2026 to $1,250 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -3.1% = (1250 - 1289.7960724786685) / 1289.7960724786685 × 100
- 1250 = Zillow ZORI, 2026-09
- 1289.7960724786685 = Zillow ZORI, 2026-08
noteWayne County, GA's covered employment was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWayne County, GA's average weekly wage was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWayne County, GA's typical home value fell 0.6% from $210,697 in August 2026 to $209,466 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.6% = (209466.47952652155 - 210696.78755860007) / 210696.78755860007 × 100
- 209466.47952652155 = Zillow ZHVI, 2026-09
- 210696.78755860007 = Zillow ZHVI, 2026-08
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.