Ada County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.45, -116.24.
Assembled 2026-10-19. Read the brief.
- 94th pct · 162nd of 3,063 US counties · median $230,451
- 88th pct · 6th of 43 Idaho counties · median $394,611
- 100th pct · 1st of 5 counties in the Boise City metro · median $479,474
- 35th pct · 1,982nd of 3,062 US counties · median +2.9%
- 17th pct · 35th of 42 Idaho counties · median +3.2%
- 0th pct · 5th of 5 counties in the Boise City metro · median +2.9%
- 82nd pct · 236th of 1,358 US counties · median $1,506
- 85th pct · 4th of 21 Idaho counties · median $1,555
- counties in the Boise City metro: only 3 of counties in the Boise City metro published this metric; fewer than 5 is too few to rank
- 96th pct · 108th of 3,221 US counties · median 8,232
- 100th pct · 1st of 44 Idaho counties · median 4,800
- 100th pct · 1st of 5 counties in the Boise City metro · median 4,505
- 92nd pct · 234th of 3,221 US counties · median $1,039
- 95th pct · 3rd of 44 Idaho counties · median $1,026
- 100th pct · 1st of 5 counties in the Boise City metro · median $943
- 86th pct · 412th of 3,063 US counties · median 4.2
- 33rd pct · 29th of 43 Idaho counties · median 7.6
- 0th pct · 5th of 5 counties in the Boise City metro · median 8.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $525,709 (Sep 2026), +1.6% over one year, -0.2% over five
- 94th pct · 162nd of 3,063 US counties · median $230,451
- 88th pct · 6th of 43 Idaho counties · median $394,611
- 100th pct · 1st of 5 counties in the Boise City metro · median $479,474
| Item | Value | Distance |
|---|---|---|
| Ada County, ID | $525,709 · +1.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,984/mo (Sep 2026), +8.1% over one year; price-to-rent 22.1
- 82nd pct · 236th of 1,358 US counties · median $1,506
- 85th pct · 4th of 21 Idaho counties · median $1,555
- counties in the Boise City metro: only 3 of counties in the Boise City metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Ada County, ID | $1,984/mo · +8.1% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,912 a month on $525,709 at 7.40%, against an average weekly wage worth $6,513 a month: 44.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $525,709 × 80% = $420,567, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,912/mo principal and interest
- wage share = payment / (avg weekly wage $1,503 × 52 / 12 = $6,513) = 45% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $525,709 / ($1,503 × 52) = 6.7
- price-to-rent = $525,709 / ($1,984 × 12) = 22.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
295,338 jobs at 25,027 employers (2026 Q1); +1.9% jobs and +7.9% average weekly wage over the year
- 96th pct · 108th of 3,221 US counties · median 8,232
- 100th pct · 1st of 44 Idaho counties · median 4,800
- 100th pct · 1st of 5 counties in the Boise City metro · median 4,505
| Item | Value | Distance |
|---|---|---|
| Ada County, ID | 295,338 jobs · $1,503/wk · +1.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 47,149 | $1,361 | 1.06 | +4.3% |
| Retail trade | 28,918 | $889 | 1.00 | +0.3% |
| Accommodation and food services | 25,823 | $508 | 0.97 | +1.5% |
| Construction | 25,408 | $1,722 | 1.64 | +10.1% |
| Professional and technical services | 20,392 | $2,015 | 1.00 | -1.9% |
| Administrative and waste services | 20,062 | $1,161 | 1.20 | +1.3% |
| Manufacturing | 18,531 | $2,939 | 0.78 | +0.8% |
| Wholesale trade | 15,224 | $2,182 | 1.35 | +1.4% |
| Finance and insurance | 12,281 | $2,694 | 1.02 | -1.7% |
| Transportation and warehousing | 8,988 | $1,129 | 0.72 | +0.5% |
| Other services | 8,469 | $913 | 0.96 | +2.6% |
| Arts, entertainment and recreation | 5,600 | $602 | 1.15 | -2.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$16.0 bn in deposits at 107 offices of 23 banks (SOD June 2026); HHI 1,158, moderately concentrated. $4.7 bn federal obligations in FY2026 (direct payments $3.6 bn, contracts $719.0 m), $16,068 per covered job
| Item | Value | Distance |
|---|---|---|
| U.S. Bank National Association | $3.4 bn · 21.5% share · 17 offices | |
| Wells Fargo Bank, National Association | $3.2 bn · 20.2% share · 11 offices | |
| JPMorgan Chase Bank, National Association | $1.3 bn · 8.0% share · 10 offices | |
| Ada, ID | $4.7 bn FY2026 · $16,068/job | |
| MULTIPLE RECIPIENTS | $3.5 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| U.S. Bank National Association | $3,428,487,000 | 21.5% | 17 |
| Wells Fargo Bank, National Association | $3,225,093,000 | 20.2% | 11 |
| JPMorgan Chase Bank, National Association | $1,272,510,000 | 8.0% | 10 |
| Zions Bancorporation, N.A. | $1,078,039,000 | 6.7% | 4 |
| Washington Trust Bank | $972,401,000 | 6.1% | 4 |
| KeyBank National Association | $968,107,000 | 6.1% | 8 |
| Idaho First Bank | $910,039,000 | 5.7% | 2 |
| First Interstate Bank | $803,231,000 | 5.0% | 10 |
| D. L. Evans Bank | $650,647,000 | 4.1% | 8 |
| Glacier Bank | $494,133,000 | 3.1% | 8 |
Deposit concentration is 1,158 across 21 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 21 banks with deposits in the county = 21.5² + 20.2² + 8.0² + … (18 more) = 1,158
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $2,501,619,994 |
| Department of Health and Human Services | $593,912,117 |
| Department of Agriculture | $483,247,855 |
| Department of Veterans Affairs | $453,612,212 |
| Department of Education | $268,842,320 |
| Department of the Interior | $195,110,330 |
| Department of Transportation | $142,264,583 |
| Department of Housing and Urban Development | $20,284,677 |
| Department of Defense | $19,908,475 |
| Department of Homeland Security | $17,541,535 |
| National Science Foundation | $14,567,890 |
| Railroad Retirement Board | $9,804,120 |
That is $16,068 per covered job, against 295,338 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $4.7 bn / 295,338 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,068
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Ada County, ID: 22 findings, 3 at a watch level and 19 noted
watchAda County, ID's typical asking rent is +8.1% against a year earlier, a watch level here: typical asking rent at least 8 percent above a year ago (arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.yoyPct = 8.10953435552824 >= 8
arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level
watchAda County, ID's years of wages of 6.7 scores 87 on the 0-to-100 scale across US counties but 33 across Idaho counties, a gap of 53 points.
Period 2026-09.Show the arithmetic
- 53 = |87 across US counties - 33 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchAda County, ID's price-to-rent ratio of 22.1 scores 85 on the 0-to-100 scale across US counties but 35 across Idaho counties, a gap of 50 points.
Period 2026-09.Show the arithmetic
- 50 = |85 across US counties - 35 across Idaho counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteAda County, ID's average weekly wage was 7.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +7.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAda County, ID's covered employment was 1.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.