Bannock County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.69, -112.23.
Assembled 2026-10-19. Read the brief.
- 80th pct · 598th of 3,063 US counties · median $230,451
- 30th pct · 30th of 43 Idaho counties · median $394,611
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
- 35th pct · 1,988th of 3,062 US counties · median +2.9%
- 12th pct · 37th of 42 Idaho counties · median +3.2%
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
- 12th pct · 1,189th of 1,358 US counties · median $1,506
- 5th pct · 20th of 21 Idaho counties · median $1,555
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
- 80th pct · 628th of 3,221 US counties · median 8,232
- 88th pct · 6th of 44 Idaho counties · median 4,800
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
- 38th pct · 1,977th of 3,221 US counties · median $1,039
- 34th pct · 29th of 44 Idaho counties · median $1,026
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
- 88th pct · 367th of 3,063 US counties · median 4.2
- 35th pct · 28th of 43 Idaho counties · median 7.6
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $355,363 (Sep 2026), +1.5% over one year, +18.6% over five
- 80th pct · 598th of 3,063 US counties · median $230,451
- 30th pct · 30th of 43 Idaho counties · median $394,611
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Bannock County, ID | $355,363 · +1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,079/mo (Sep 2026), -0.6% over one year; price-to-rent 27.4
- 12th pct · 1,189th of 1,358 US counties · median $1,506
- 5th pct · 20th of 21 Idaho counties · median $1,555
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Bannock County, ID | $1,079/mo · -0.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,968 a month on $355,363 at 7.40%, against an average weekly wage worth $4,281 a month: 46.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $355,363 × 80% = $284,290, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,968/mo principal and interest
- wage share = payment / (avg weekly wage $988 × 52 / 12 = $4,281) = 46% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $355,363 / ($988 × 52) = 6.9
- price-to-rent = $355,363 / ($1,079 × 12) = 27.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
37,835 jobs at 3,232 employers (2026 Q1); +1.3% jobs and +4.1% average weekly wage over the year
- 80th pct · 628th of 3,221 US counties · median 8,232
- 88th pct · 6th of 44 Idaho counties · median 4,800
- counties in the Pocatello metro: Rank context is unavailable: the manifest lists 1 counties in the Pocatello metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Bannock County, ID | 37,835 jobs · $988/wk · +1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 7,204 | $954 | 1.27 | -0.2% |
| Retail trade | 4,373 | $682 | 1.19 | -1.3% |
| Accommodation and food services | 4,000 | $385 | 1.18 | +1.2% |
| Construction | 2,815 | $1,295 | 1.42 | +0.0% |
| Manufacturing | 2,722 | $1,143 | 0.89 | +5.2% |
| Administrative and waste services | 1,332 | $742 | 0.62 | -20.4% |
| Wholesale trade | 1,192 | $1,423 | 0.82 | -3.5% |
| Finance and insurance | 1,008 | $1,675 | 0.65 | -4.1% |
| Other services | 913 | $721 | 0.81 | +4.7% |
| Transportation and warehousing | 626 | $1,103 | 0.39 | -2.8% |
| Arts, entertainment and recreation | 464 | $261 | 0.74 | -1.1% |
| Educational services | 353 | $799 | 0.43 | -1.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$1.1 bn in deposits at 16 offices of 9 banks (SOD June 2026); HHI 1,646, moderately concentrated. $663.8 m federal obligations in FY2026 (direct payments $523.1 m, grants $93.3 m), $17,544 per covered job
| Item | Value | Distance |
|---|---|---|
| U.S. Bank National Association | $242.5 m · 21.9% share · 1 office | |
| Glacier Bank | $240.4 m · 21.8% share · 4 offices | |
| Wells Fargo Bank, National Association | $225.0 m · 20.4% share · 2 offices | |
| Bannock, ID | $663.8 m FY2026 · $17,544/job | |
| MULTIPLE RECIPIENTS | $486.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| U.S. Bank National Association | $242,452,000 | 21.9% | 1 |
| Glacier Bank | $240,401,000 | 21.8% | 4 |
| Wells Fargo Bank, National Association | $224,975,000 | 20.4% | 2 |
| Zions Bancorporation, N.A. | $108,012,000 | 9.8% | 1 |
| KeyBank National Association | $94,322,000 | 8.5% | 1 |
| D. L. Evans Bank | $93,783,000 | 8.5% | 2 |
| Ireland Bank | $59,156,000 | 5.4% | 3 |
| WaFd Bank | $23,885,000 | 2.2% | 1 |
| The Bank of Commerce | $18,075,000 | 1.6% | 1 |
Deposit concentration is 1,646 across 9 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 21.9² + 21.8² + 20.4² + … (6 more) = 1,646
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $388,508,660 |
| Department of Veterans Affairs | $68,100,882 |
| Department of Transportation | $56,132,892 |
| Railroad Retirement Board | $35,886,058 |
| Department of Education | $27,200,724 |
| Department of Justice | $27,053,169 |
| Department of Agriculture | $14,393,903 |
| Department of Health and Human Services | $12,883,212 |
| Department of Housing and Urban Development | $10,024,859 |
| Department of Homeland Security | $5,988,844 |
| Environmental Protection Agency | $4,615,367 |
| Department of Commerce | $4,021,420 |
That is $17,544 per covered job, against 37,835 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $663.8 m / 37,835 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,544
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bannock County, ID: 12 findings, 5 at a watch level and 7 noted
watchBannock County, ID's price-to-rent ratio of 27.4 ranks 41st of 1,358 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent percentile = 97.05232129697863 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchBannock County, ID's price-to-rent ratio is 27.4, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent = 27.445194916689292 >= 25
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level
watchBannock County, ID's years of wages of 6.9 scores 88 on the 0-to-100 scale across US counties but 36 across Idaho counties, a gap of 52 points.
Period 2026-09.Show the arithmetic
- 52 = |88 across US counties - 36 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchBannock County, ID's typical home value of $355,363 scores 81 on the 0-to-100 scale across US counties but 31 across Idaho counties, a gap of 50 points.
Period 2026-09.Show the arithmetic
- 50 = |81 across US counties - 31 across Idaho counties|
position among the entities that published this metric this period; not an official level
watchBannock County, ID's price-to-rent ratio of 27.4 scores 97 on the 0-to-100 scale across US counties but 60 across Idaho counties, a gap of 37 points.
Period 2026-09.Show the arithmetic
- 37 = |97 across US counties - 60 across Idaho counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.