Jackson County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.79, -89.38.
Assembled 2026-10-20. Read the brief.
- 10th pct · 2,747th of 3,063 US counties · median $230,451
- 28th pct · 73rd of 102 Illinois counties · median $158,551
- 83rd pct · 497th of 3,062 US counties · median +2.9%
- 64th pct · 37th of 102 Illinois counties · median +5.0%
- 0th pct · 1,358th of 1,358 US counties · median $1,506
- 0th pct · 32nd of 32 Illinois counties · median $1,198
- 76th pct · 752nd of 3,221 US counties · median 8,232
- 78th pct · 23rd of 102 Illinois counties · median 7,611
- 61st pct · 1,252nd of 3,221 US counties · median $1,039
- 57th pct · 44th of 102 Illinois counties · median $1,061
- 8th pct · 2,805th of 3,063 US counties · median 4.2
- 19th pct · 82nd of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $131,916 (Sep 2026), +6.3% over one year, +35.3% over five
- 10th pct · 2,747th of 3,063 US counties · median $230,451
- 28th pct · 73rd of 102 Illinois counties · median $158,551
| Item | Value | Distance |
|---|---|---|
| Jackson County, IL | $131,916 · +6.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $692/mo (Sep 2026), +5.1% over one year; price-to-rent 15.9
- 0th pct · 1,358th of 1,358 US counties · median $1,506
- 0th pct · 32nd of 32 Illinois counties · median $1,198
| Item | Value | Distance |
|---|---|---|
| Jackson County, IL | $692/mo · +5.1% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $731 a month on $131,916 at 7.40%, against an average weekly wage worth $4,741 a month: 15.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $131,916 × 80% = $105,533, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $731/mo principal and interest
- wage share = payment / (avg weekly wage $1,094 × 52 / 12 = $4,741) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $131,916 / ($1,094 × 52) = 2.3
- price-to-rent = $131,916 / ($692 × 12) = 15.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
28,044 jobs at 1,136 employers (2026 Q1); +0.1% jobs and +0.8% average weekly wage over the year
- 76th pct · 752nd of 3,221 US counties · median 8,232
- 78th pct · 23rd of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Jackson County, IL | 28,044 jobs · $1,094/wk · +0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 4,008 | $1,190 | 0.95 | -9.9% |
| Retail trade | 2,705 | $643 | 0.99 | +0.3% |
| Accommodation and food services | 2,202 | $405 | 0.87 | -4.3% |
| Construction | 1,203 | $1,207 | 0.82 | -2.7% |
| Manufacturing | 1,008 | $1,109 | 0.45 | -1.1% |
| Educational services | 901 | $1,338 | 1.49 | +1.9% |
| Finance and insurance | 688 | $2,966 | 0.60 | +0.1% |
| Professional and technical services | 531 | $1,181 | 0.27 | +21.8% |
| Other services | 511 | $614 | 0.61 | -4.8% |
| Transportation and warehousing | 350 | $1,148 | 0.30 | -5.4% |
| Real estate and rental | 271 | $703 | 0.63 | -3.2% |
| Arts, entertainment and recreation | 161 | $405 | 0.35 | +1.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 20 offices of 11 banks (SOD June 2026); HHI 2,134, highly concentrated. $310.6 m federal obligations in FY2026 (direct payments $292.0 m, grants $18.5 m), $11,077 per covered job
| Item | Value | Distance |
|---|---|---|
| First Southern Bank | $471.2 m · 39.4% share · 7 offices | |
| Regions Bank | $162.6 m · 13.6% share · 2 offices | |
| First Mid Bank & Trust, National Association | $153.2 m · 12.8% share · 2 offices | |
| Jackson, IL | $310.6 m FY2026 · $11,077/job | |
| MULTIPLE RECIPIENTS | $257.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Southern Bank | $471,204,000 | 39.4% | 7 |
| Regions Bank | $162,638,000 | 13.6% | 2 |
| First Mid Bank & Trust, National Association | $153,205,000 | 12.8% | 2 |
| Banterra Bank | $114,200,000 | 9.6% | 1 |
| First State Bank of Campbell Hill | $79,699,000 | 6.7% | 1 |
| The First Bank and Trust Company of Murphysboro | $76,110,000 | 6.4% | 1 |
| The First National Bank of Ava | $69,537,000 | 5.8% | 1 |
| Murphy-Wall State Bank and Trust Company | $47,693,000 | 4.0% | 2 |
| Legence Bank | $18,157,000 | 1.5% | 1 |
| Woodforest National Bank | $2,232,000 | 0.2% | 1 |
Deposit concentration is 2,134 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 39.4² + 13.6² + 12.8² + … (7 more) = 2,134
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $218,098,574 |
| Department of Veterans Affairs | $36,149,419 |
| Department of Education | $25,883,768 |
| Department of Housing and Urban Development | $9,373,452 |
| Department of Agriculture | $7,123,727 |
| Department of Health and Human Services | $5,514,603 |
| Railroad Retirement Board | $3,437,615 |
| Department of Transportation | $3,348,476 |
| Federal Communications Commission | $1,270,438 |
| National Science Foundation | $350,870 |
| Delta Regional Authority | $241,741 |
| General Services Administration | $71,595 |
That is $11,077 per covered job, against 28,044 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $310.6 m / 28,044 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,077
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.40 | 2026-10-19 | -3.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-20 | +0.0% |
| Laredo truck crossings, monthly · trucks | 255,129.00 | 2026-09-01 | -1.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,221.00 | 2026-09-01 | -5.2% |
| Building permits, annual rate · thousands of units | 1,400.00 | 2026-09-01 | -0.2% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jackson County, IL: 10 findings, 1 at a watch level and 9 noted
watchJackson County, IL's price-to-rent ratio of 15.9 scores 39 on the 0-to-100 scale across US counties but 77 across Illinois counties, a gap of 39 points.
Period 2026-09.Show the arithmetic
- 39 = |39 across US counties - 77 across Illinois counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteJackson County, IL's average weekly wage was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJackson County, IL's typical home value rose 0.3% from $131,533 in August 2026 to $131,916 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (131916.30044988784 - 131533.01544970652) / 131533.01544970652 × 100
- 131916.30044988784 = Zillow ZHVI, 2026-09
- 131533.01544970652 = Zillow ZHVI, 2026-08
noteJackson County, IL's covered employment was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJackson County, IL's typical asking rent of $692 ranks 32nd of 32 Illinois counties, against a median of $1,198.
Period 2026-09.Show the arithmetic
- 0 on the 0-to-100 scale across 32 Illinois counties that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.