Williamson County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.73, -88.93.
Assembled 2026-10-20. Read the brief.
- 19th pct · 2,461st of 3,063 US counties · median $230,451
- 49th pct · 52nd of 102 Illinois counties · median $158,551
- 21st pct · 2,400th of 3,062 US counties · median +2.9%
- 9th pct · 92nd of 102 Illinois counties · median +5.0%
- 6th pct · 1,269th of 1,358 US counties · median $1,506
- 22nd pct · 25th of 32 Illinois counties · median $1,198
- 77th pct · 734th of 3,221 US counties · median 8,232
- 79th pct · 22nd of 102 Illinois counties · median 7,611
- 59th pct · 1,290th of 3,221 US counties · median $1,039
- 55th pct · 45th of 102 Illinois counties · median $1,061
- 16th pct · 2,554th of 3,063 US counties · median 4.2
- 49th pct · 52nd of 102 Illinois counties · median 2.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $157,730 (Sep 2026), +0.1% over one year, +16.7% over five
- 19th pct · 2,461st of 3,063 US counties · median $230,451
- 49th pct · 52nd of 102 Illinois counties · median $158,551
| Item | Value | Distance |
|---|---|---|
| Williamson County, IL | $157,730 · +0.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $988/mo (Sep 2026), +4.9% over one year; price-to-rent 13.3
- 6th pct · 1,269th of 1,358 US counties · median $1,506
- 22nd pct · 25th of 32 Illinois counties · median $1,198
| Item | Value | Distance |
|---|---|---|
| Williamson County, IL | $988/mo · +4.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $874 a month on $157,730 at 7.40%, against an average weekly wage worth $4,710 a month: 18.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $157,730 × 80% = $126,184, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $874/mo principal and interest
- wage share = payment / (avg weekly wage $1,087 × 52 / 12 = $4,710) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $157,730 / ($1,087 × 52) = 2.8
- price-to-rent = $157,730 / ($988 × 12) = 13.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
29,066 jobs at 1,457 employers (2026 Q1); -0.5% jobs and +2.5% average weekly wage over the year
- 77th pct · 734th of 3,221 US counties · median 8,232
- 79th pct · 22nd of 102 Illinois counties · median 7,611
| Item | Value | Distance |
|---|---|---|
| Williamson County, IL | 29,066 jobs · $1,087/wk · -0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 5,931 | $1,155 | 1.36 | -2.4% |
| Manufacturing | 3,494 | $1,155 | 1.49 | -2.5% |
| Retail trade | 3,142 | $746 | 1.11 | -3.3% |
| Accommodation and food services | 3,049 | $496 | 1.17 | -4.0% |
| Finance and insurance | 1,503 | $1,672 | 1.27 | -0.9% |
| Administrative and waste services | 1,208 | $880 | 0.73 | -0.8% |
| Construction | 1,117 | $1,176 | 0.73 | +10.0% |
| Wholesale trade | 866 | $1,278 | 0.78 | -0.5% |
| Transportation and warehousing | 781 | $939 | 0.64 | -7.8% |
| Other services | 720 | $619 | 0.83 | +31.6% |
| Professional and technical services | 547 | $1,168 | 0.27 | +4.6% |
| Information | 273 | $1,302 | 0.51 | +1.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$1.9 bn in deposits at 41 offices of 14 banks (SOD June 2026); HHI 1,455, moderately concentrated. $634.6 m federal obligations in FY2026 (direct payments $420.1 m, contracts $135.7 m), $21,834 per covered job
| Item | Value | Distance |
|---|---|---|
| Banterra Bank | $490.7 m · 25.8% share · 9 offices | |
| First Southern Bank | $330.1 m · 17.3% share · 9 offices | |
| The Bank of Herrin | $326.5 m · 17.2% share · 5 offices | |
| Williamson, IL | $634.6 m FY2026 · $21,834/job | |
| MULTIPLE RECIPIENTS | $405.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Banterra Bank | $490,724,000 | 25.8% | 9 |
| First Southern Bank | $330,145,000 | 17.3% | 9 |
| The Bank of Herrin | $326,501,000 | 17.2% | 5 |
| Farmers State Bank of Alto Pass, Ill. | $130,093,000 | 6.8% | 3 |
| Peoples National Bank , N.A. | $115,880,000 | 6.1% | 3 |
| U.S. Bank National Association | $111,247,000 | 5.8% | 1 |
| Fifth Third Bank, National Association | $94,183,000 | 4.9% | 1 |
| SouthernTrust Bank | $76,030,000 | 4.0% | 1 |
| First Mid Bank & Trust, National Association | $69,733,000 | 3.7% | 2 |
| Regions Bank | $65,672,000 | 3.5% | 1 |
Deposit concentration is 1,455 across 14 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 14 banks with deposits in the county = 25.8² + 17.3² + 17.2² + … (11 more) = 1,455
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $344,927,438 |
| Department of Veterans Affairs | $96,057,808 |
| Department of Defense | $76,173,087 |
| Department of Transportation | $71,146,784 |
| Department of Justice | $18,524,773 |
| Department of Housing and Urban Development | $9,035,386 |
| Department of Health and Human Services | $5,897,494 |
| Department of Education | $4,363,948 |
| Railroad Retirement Board | $3,564,033 |
| Department of Agriculture | $1,895,228 |
| Department of the Interior | $1,468,830 |
| Federal Communications Commission | $792,374 |
That is $21,834 per covered job, against 29,066 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $634.6 m / 29,066 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,834
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Williamson County, IL: 10 findings, 2 at a watch level and 8 noted
watchWilliamson County, IL's covered employment is -0.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWilliamson County, IL's years of wages of 2.8 scores 17 on the 0-to-100 scale across US counties but 50 across Illinois counties, a gap of 33 points.
Period 2026-09.Show the arithmetic
- 33 = |17 across US counties - 50 across Illinois counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteWilliamson County, IL's average weekly wage was 2.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWilliamson County, IL's typical asking rent rose 1.0% from $978 in August 2026 to $988 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +1.0% = (987.9629629629629 - 978.4705887480226) / 978.4705887480226 × 100
- 987.9629629629629 = Zillow ZORI, 2026-09
- 978.4705887480226 = Zillow ZORI, 2026-08
noteWilliamson County, IL's covered employment was 0.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.