Rock Island County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.47, -90.57.
Assembled 2026-10-19. Read the brief.
- 19th pct · 2,471st of 3,063 US counties · median $230,451
- 47th pct · 54th of 102 Illinois counties · median $158,551
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 63rd pct · 1,129th of 3,062 US counties · median +2.9%
- 40th pct · 61st of 102 Illinois counties · median +5.0%
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 4th pct · 1,292nd of 1,358 US counties · median $1,506
- 16th pct · 27th of 32 Illinois counties · median $1,198
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 87th pct · 412th of 3,221 US counties · median 8,232
- 87th pct · 14th of 102 Illinois counties · median 7,611
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 89th pct · 334th of 3,221 US counties · median $1,039
- 90th pct · 11th of 102 Illinois counties · median $1,061
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 6th pct · 2,879th of 3,063 US counties · median 4.2
- 17th pct · 84th of 102 Illinois counties · median 2.8
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $156,822 (Sep 2026), +3.9% over one year, +16.5% over five
- 19th pct · 2,471st of 3,063 US counties · median $230,451
- 47th pct · 54th of 102 Illinois counties · median $158,551
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Rock Island County, IL | $156,822 · +3.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $950/mo (Sep 2026), +4.6% over one year; price-to-rent 13.8
- 4th pct · 1,292nd of 1,358 US counties · median $1,506
- 16th pct · 27th of 32 Illinois counties · median $1,198
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Rock Island County, IL | $950/mo · +4.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $869 a month on $156,822 at 7.40%, against an average weekly wage worth $6,080 a month: 14.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $156,822 × 80% = $125,457, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $869/mo principal and interest
- wage share = payment / (avg weekly wage $1,403 × 52 / 12 = $6,080) = 14% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $156,822 / ($1,403 × 52) = 2.1
- price-to-rent = $156,822 / ($950 × 12) = 13.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
66,787 jobs at 2,811 employers (2026 Q1); -4.2% jobs and +3.0% average weekly wage over the year
- 87th pct · 412th of 3,221 US counties · median 8,232
- 87th pct · 14th of 102 Illinois counties · median 7,611
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Rock Island County, IL | 66,787 jobs · $1,403/wk · -4.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 8,483 | $1,277 | 0.84 | -0.1% |
| Manufacturing | 8,432 | $1,292 | 1.57 | -11.2% |
| Retail trade | 6,199 | $740 | 0.95 | -4.9% |
| Wholesale trade | 5,793 | $2,939 | 2.26 | -3.9% |
| Accommodation and food services | 4,938 | $467 | 0.82 | -3.7% |
| Administrative and waste services | 4,001 | $1,313 | 1.05 | -2.7% |
| Construction | 2,885 | $1,377 | 0.82 | +0.0% |
| Professional and technical services | 2,709 | $1,794 | 0.59 | +1.5% |
| Finance and insurance | 2,139 | $2,188 | 0.79 | +36.3% |
| Other services | 2,025 | $797 | 1.01 | +0.0% |
| Educational services | 1,862 | $560 | 1.30 | +0.9% |
| Real estate and rental | 606 | $1,370 | 0.59 | -12.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.9 bn in deposits at 44 offices of 16 banks (SOD June 2026); HHI 1,951, highly concentrated. $3.1 bn federal obligations in FY2026 (direct payments $3.0 bn, contracts $94.6 m), $46,788 per covered job
| Item | Value | Distance |
|---|---|---|
| Blackhawk Bank & Trust | $1.2 bn · 40.3% share · 12 offices | |
| TBK BANK, SSB | $235.1 m · 8.0% share · 7 offices | |
| Quad City Bank and Trust Company | $193.3 m · 6.6% share · 1 office | |
| Rock Island, IL | $3.1 bn FY2026 · $46,788/job | |
| MULTIPLE RECIPIENTS | $3.0 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Blackhawk Bank & Trust | $1,185,586,000 | 40.3% | 12 |
| TBK BANK, SSB | $235,067,000 | 8.0% | 7 |
| Quad City Bank and Trust Company | $193,282,000 | 6.6% | 1 |
| CBI Bank & Trust | $184,774,000 | 6.3% | 2 |
| Old National Bank | $181,157,000 | 6.2% | 2 |
| Wells Fargo Bank, National Association | $172,150,000 | 5.8% | 2 |
| American Bank and Trust Company, National Association | $171,521,000 | 5.8% | 4 |
| JPMorgan Chase Bank, National Association | $164,391,000 | 5.6% | 1 |
| U.S. Bank National Association | $133,155,000 | 4.5% | 3 |
| BankOrion | $99,508,000 | 3.4% | 2 |
Deposit concentration is 1,951 across 16 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 16 banks with deposits in the county = 40.3² + 8.0² + 6.6² + … (13 more) = 1,951
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Health and Human Services | $2,197,779,234 |
| Social Security Administration | $723,137,582 |
| Department of Defense | $88,275,857 |
| Department of Veterans Affairs | $83,411,851 |
| Department of Housing and Urban Development | $20,390,842 |
| Department of Education | $13,002,952 |
| Railroad Retirement Board | $4,866,853 |
| General Services Administration | $2,150,719 |
| Department of Agriculture | $2,102,703 |
| Federal Communications Commission | $1,056,990 |
| Department of Justice | $527,406 |
| Department of the Interior | $507,681 |
That is $46,788 per covered job, against 66,787 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $3.1 bn / 66,787 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $46,788
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
Public companies #
1 public company files with the SEC from a business address here (Deere & Co). These rows are a committed fixture, not a pull: the snapshot has never been refreshed, so every financial fact is null and the list is not a complete census of filers in this county. The county's jobs mix maps to 6 GICS sectors, led by Industrials.
| Item | Value | Distance |
|---|---|---|
| Deere & Co | DE · NYSE · Industrials · Moline, IL 61265 |
This is a committed fixture, not a pull: 1 filers are named and their financial facts are empty until the snapshot is refreshed. An absent company is not evidence that none is headquartered here.
Public filers whose registered business address with the SEC falls in this county, from a committed snapshot of EDGAR's company_tickers_exchange file. A position is the centroid of the address's ZIP code (Census ZCTA) or, where the snapshot says so, of its city: it is not a building. Legal entities only - no officer, insider or shareholder data is read, and Forms 3, 4 and 5 are excluded everywhere. Sector exposure is the county's BLS QCEW jobs mix bridged to GICS sectors by a convention documented in lib/companies/sectors.ts; a jobs mix is not a portfolio.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Rock Island County, IL: 12 findings, 1 at an alert level, 1 at a watch level and 10 noted
alertRock Island County, IL's covered employment is -4.2% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.2 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchRock Island County, IL's covered employment is -4.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteRock Island County, IL's covered employment was 4.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -4.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRock Island County, IL's average weekly wage was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRock Island County, IL's typical asking rent fell 0.5% from $955 in August 2026 to $950 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -0.5% = (950.1397058823528 - 954.84394296364) / 954.84394296364 × 100
- 950.1397058823528 = Zillow ZORI, 2026-09
- 954.84394296364 = Zillow ZORI, 2026-08
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.