Scott County, IA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.64, -90.62.
Assembled 2026-10-19. Read the brief.
- 56th pct · 1,328th of 3,063 US counties · median $230,451
- 79th pct · 21st of 99 Iowa counties · median $192,339
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 76th pct · 725th of 3,062 US counties · median +2.9%
- 67th pct · 33rd of 99 Iowa counties · median +4.2%
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 9th pct · 1,224th of 1,358 US counties · median $1,506
- 47th pct · 12th of 22 Iowa counties · median $1,052
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 89th pct · 325th of 3,221 US counties · median 8,232
- 97th pct · 3rd of 99 Iowa counties · median 5,685
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 80th pct · 616th of 3,221 US counties · median $1,039
- 88th pct · 12th of 99 Iowa counties · median $1,057
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
- 42nd pct · 1,775th of 3,063 US counties · median 4.2
- 65th pct · 35th of 99 Iowa counties · median 3.5
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $250,205 (Sep 2026), +5.3% over one year, +22.7% over five
- 56th pct · 1,328th of 3,063 US counties · median $230,451
- 79th pct · 21st of 99 Iowa counties · median $192,339
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Scott County, IA | $250,205 · +5.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,041/mo (Sep 2026), +3.8% over one year; price-to-rent 20.0
- 9th pct · 1,224th of 1,358 US counties · median $1,506
- 47th pct · 12th of 22 Iowa counties · median $1,052
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Scott County, IA | $1,041/mo · +3.8% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,386 a month on $250,205 at 7.40%, against an average weekly wage worth $5,412 a month: 25.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $250,205 × 80% = $200,164, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,386/mo principal and interest
- wage share = payment / (avg weekly wage $1,249 × 52 / 12 = $5,412) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $250,205 / ($1,249 × 52) = 3.9
- price-to-rent = $250,205 / ($1,041 × 12) = 20.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
91,521 jobs at 6,314 employers (2026 Q1); +0.1% jobs and +5.4% average weekly wage over the year
- 89th pct · 325th of 3,221 US counties · median 8,232
- 97th pct · 3rd of 99 Iowa counties · median 5,685
- counties in the Davenport-Moline-Rock Island metro: Rank context is unavailable: the manifest lists 4 counties in the Davenport-Moline-Rock Island metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Scott County, IA | 91,521 jobs · $1,249/wk · +0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 12,896 | $1,234 | 0.94 | -1.3% |
| Manufacturing | 11,327 | $1,689 | 1.54 | -0.8% |
| Retail trade | 10,860 | $771 | 1.22 | -3.4% |
| Accommodation and food services | 9,222 | $460 | 1.12 | -1.4% |
| Construction | 6,539 | $1,680 | 1.36 | +10.5% |
| Transportation and warehousing | 5,820 | $970 | 1.51 | +13.6% |
| Wholesale trade | 4,221 | $1,854 | 1.20 | -0.9% |
| Administrative and waste services | 4,160 | $968 | 0.80 | -4.6% |
| Management of companies | 3,431 | $2,118 | 2.24 | +7.7% |
| Professional and technical services | 3,101 | $1,751 | 0.49 | -4.9% |
| Other services | 3,028 | $876 | 1.11 | -2.9% |
| Finance and insurance | 2,974 | $2,446 | 0.80 | +1.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
45 gauges · 0 flooding · 10 with quality panels averaging 99 % · 20 stale
Sites found: 45, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Duck Creek Trib near Colony Drive at Davenport, IA | flow 0.04 ft³/s · STALE | 9 km |
| Kimberly Rd Strm Swr nr Gaines St at Davenport, IA | flow 0.00 ft³/s · STALE | 9 km |
| Duck Creek at 110th Avenue at Davenport, IA | flow 6.92 ft³/s · STALE | 11 km |
| Pheasant Creek at Davenport, IA | flow 3.40 ft³/s · STALE | 12 km |
| McManus Creek at Davenport, IA | flow 1.00 ft³/s · STALE | 13 km |
| Duck Creek at DC Golf Course at Davenport, IA | flow 34.4 ft³/s · STALE | 13 km |
| Black Hawk Ck Trib nr Floral Ln at Davenport, IA | flow 0.00 ft³/s · STALE | 15 km |
| Wapsipinicon River near De Witt, IA | flow 3,830 ft³/s | 16 km |
| Crow Creek at Bettendorf, IA | flow 4.88 ft³/s | 17 km |
| MISS R AT AUX LOCK 14 (DS) AT PLEASANT VALLEY, IA | turb. 10.4 FNU · quality 100 % (5) · STALE | 20 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
12 wells in 0 named aquifers:
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-420824090202812 | depth 3.25 ft · 2018-10-22 | 60 km |
| USGS-420836090201910 | depth 0.88 ft · 2018-10-22 | 60 km |
| USGS-420842090203311 | depth 3.03 ft · 2018-10-22 | 61 km |
| USGS-420850090201608 | depth 2.30 ft · 2018-10-22 | 61 km |
| USGS-420902090202007 | depth 3.29 ft · 2018-10-22 | 61 km |
| USGS-420855090195709 | depth 1.56 ft · 2018-03-15 | 61 km |
| USGS-420912090200406 | depth 1.56 ft · 2018-10-22 | 62 km |
| USGS-420919090201705 | depth 1.87 ft · 2018-10-22 | 62 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$5.3 bn in deposits at 48 offices of 17 banks (SOD June 2026); HHI 2,146, highly concentrated. $1.1 bn federal obligations in FY2026 (direct payments $1.0 bn, grants $79.0 m), $12,411 per covered job
| Item | Value | Distance |
|---|---|---|
| Quad City Bank and Trust Company | $2.2 bn · 41.5% share · 4 offices | |
| Wells Fargo Bank, National Association | $772.2 m · 14.6% share · 4 offices | |
| U.S. Bank National Association | $552.8 m · 10.4% share · 5 offices | |
| Scott, IA | $1.1 bn FY2026 · $12,411/job | |
| MULTIPLE RECIPIENTS | $980.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Quad City Bank and Trust Company | $2,200,507,000 | 41.5% | 4 |
| Wells Fargo Bank, National Association | $772,165,000 | 14.6% | 4 |
| U.S. Bank National Association | $552,755,000 | 10.4% | 5 |
| First Central State Bank | $256,014,000 | 4.8% | 2 |
| CBI Bank & Trust | $201,803,000 | 3.8% | 6 |
| Blackhawk Bank & Trust | $197,202,000 | 3.7% | 4 |
| Blue Grass Savings Bank | $185,626,000 | 3.5% | 2 |
| American Bank and Trust Company, National Association | $173,721,000 | 3.3% | 1 |
| TBK BANK, SSB | $171,030,000 | 3.2% | 3 |
| Time Bank | $136,387,000 | 2.6% | 2 |
Deposit concentration is 2,146 across 17 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 17 banks with deposits in the county = 41.5² + 14.6² + 10.4² + … (14 more) = 2,146
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $870,233,619 |
| Department of Veterans Affairs | $107,520,991 |
| Department of Transportation | $72,028,726 |
| Department of Defense | $33,034,804 |
| Department of Education | $18,219,113 |
| Department of Housing and Urban Development | $9,146,290 |
| Department of Health and Human Services | $7,029,562 |
| Department of Agriculture | $4,947,302 |
| Department of the Interior | $4,157,900 |
| Railroad Retirement Board | $3,615,555 |
| General Services Administration | $2,193,251 |
| Federal Communications Commission | $2,188,719 |
That is $12,411 per covered job, against 91,521 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.1 bn / 91,521 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $12,411
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Scott County, IA: 9 findings, 1 at a watch level and 8 noted
watchScott County, IA's typical asking rent of $1,041 scores 10 on the 0-to-100 scale across US counties but 48 across Iowa counties, a gap of 38 points.
Period 2026-09.Show the arithmetic
- 38 = |10 across US counties - 48 across Iowa counties|
position among the entities that published this metric this period; not an official level
noteScott County, IA's average weekly wage was 5.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScott County, IA's typical home value rose 0.5% from $248,975 in August 2026 to $250,205 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.5% = (250205.2746073658 - 248974.57405961552) / 248974.57405961552 × 100
- 250205.2746073658 = Zillow ZHVI, 2026-09
- 248974.57405961552 = Zillow ZHVI, 2026-08
noteScott County, IA's covered employment was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScott County, IA's covered employment of 91,521 ranks 3rd of 99 Iowa counties, against a median of 5,685.
Period 2026 Q1.Show the arithmetic
- 98 on the 0-to-100 scale across 99 Iowa counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.