Crawford County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.51, -94.85.
Assembled 2026-10-19. Read the brief.
- 12th pct · 2,688th of 3,063 US counties · median $230,451
- 41st pct · 62nd of 105 Kansas counties · median $148,146
- 19th pct · 2,473rd of 3,062 US counties · median +2.9%
- 15th pct · 89th of 105 Kansas counties · median +4.1%
- 3rd pct · 1,311th of 1,358 US counties · median $1,506
- 22nd pct · 15th of 19 Kansas counties · median $1,215
- 68th pct · 1,026th of 3,221 US counties · median 8,232
- 88th pct · 13th of 105 Kansas counties · median 2,554
- 24th pct · 2,418th of 3,221 US counties · median $1,039
- 42nd pct · 60th of 105 Kansas counties · median $943
- 17th pct · 2,527th of 3,063 US counties · median 4.2
- 41st pct · 62nd of 105 Kansas counties · median 3.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $137,283 (Sep 2026), -0.2% over one year, +29.0% over five
- 12th pct · 2,688th of 3,063 US counties · median $230,451
- 41st pct · 62nd of 105 Kansas counties · median $148,146
| Item | Value | Distance |
|---|---|---|
| Crawford County, KS | $137,283 · -0.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $904/mo (Sep 2026), +4.9% over one year; price-to-rent 12.7
- 3rd pct · 1,311th of 1,358 US counties · median $1,506
- 22nd pct · 15th of 19 Kansas counties · median $1,215
| Item | Value | Distance |
|---|---|---|
| Crawford County, KS | $904/mo · +4.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $760 a month on $137,283 at 7.40%, against an average weekly wage worth $4,021 a month: 18.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $137,283 × 80% = $109,826, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $760/mo principal and interest
- wage share = payment / (avg weekly wage $928 × 52 / 12 = $4,021) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $137,283 / ($928 × 52) = 2.8
- price-to-rent = $137,283 / ($904 × 12) = 12.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
17,307 jobs at 1,083 employers (2026 Q1); +1.2% jobs and +2.3% average weekly wage over the year
- 68th pct · 1,026th of 3,221 US counties · median 8,232
- 88th pct · 13th of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Crawford County, KS | 17,307 jobs · $928/wk · +1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,758 | $1,119 | 1.98 | -0.5% |
| Health care and social assistance | 2,011 | $875 | 0.77 | +3.7% |
| Retail trade | 1,875 | $627 | 1.11 | +0.3% |
| Accommodation and food services | 1,525 | $334 | 0.98 | -1.7% |
| Construction | 996 | $1,068 | 1.10 | +13.4% |
| Administrative and waste services | 781 | $1,134 | 0.79 | +13.8% |
| Transportation and warehousing | 440 | $1,640 | 0.60 | +4.0% |
| Wholesale trade | 398 | $1,145 | 0.60 | -6.6% |
| Finance and insurance | 364 | $1,275 | 0.52 | +8.7% |
| Professional and technical services | 360 | $1,205 | 0.30 | -2.2% |
| Arts, entertainment and recreation | 316 | $627 | 1.11 | -2.8% |
| Information | 259 | $1,117 | 0.81 | -0.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
7 USGS reservoir gauges, no capacity figures to weight
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake O' the Cherokees at Langley, OK | 1,304,000 Acre-ft (USGS, no capacity on file) | 117 km |
| Lake Eucha near Eucha, OK | 57,530 Acre-ft (USGS, no capacity on file) | 126 km |
| Spavinaw Lake at Spavinaw, OK | 26,060 Acre-ft (USGS, no capacity on file) | 126 km |
| HILLSDALE LK NR HILLSDALE, KS | 77,760 Acre-ft (USGS, no capacity on file) | 128 km |
| MELVERN LK NR MELVERN, KS | 165,000 Acre-ft (USGS, no capacity on file) | 134 km |
| POMONA LK NR QUENEMO, KS | 57,660 Acre-ft (USGS, no capacity on file) | 141 km |
| Lake Hudson near Locust Grove, OK | 217,300 Acre-ft (USGS, no capacity on file) | 145 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
36 gauges · 0 flooding · 3 with quality panels averaging 100 % · 7 stale
Sites found: 36, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| East Drywood Creek at Prairie State Park | flow 0.00 ft³/s · low threshold | 26 km |
| NEOSHO R NR PARSONS, KS | flow 3,520 ft³/s · quality 100 % (3) · no flooding | 29 km |
| LIGHTNING C NR MCCUNE, KS | flow 7.01 ft³/s · no flooding | 30 km |
| COW C NR SCAMMON, KS | flow 8.70 ft³/s · STALE | 30 km |
| MARMATON R NR MARMATON, KS | flow 194.0 ft³/s · STALE | 35 km |
| NEOSHO R NR ERIE, KS | stage 14.4 ft · no flooding | 37 km |
| MARMATON R NR UNIONTOWN, KS | flow 12.6 ft³/s · low threshold | 38 km |
| Spring River near Waco, MO | flow 81.7 ft³/s · no flooding | 39 km |
| MARMATON R NR FORT SCOTT, KS | flow 31.4 ft³/s · no flooding | 40 km |
| Neosho River near Oswego | no flooding | 42 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
17 wells in 1 named aquifer: Ozark Plateaus aquifer system
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Ozark Plateaus aquifer system | depth 244.1 ft · 2026-10-18 | 26 km |
| Ozark Plateaus aquifer system | depth 270.3 ft · 2026-10-18 | 26 km |
| USGS-371220094302401 | depth 49.5 ft · 2016-10-04 | 45 km |
| Ozark Plateaus aquifer system | depth 344.9 ft · 2026-10-18 | 52 km |
| Ozark Plateaus aquifer system | depth 648.1 ft · 2026-10-17 | 53 km |
| USGS-365942094504203 | depth 30.6 ft · 2023-10-23 | 57 km |
| Ozark Plateaus aquifer system | depth 97.2 ft · 2026-10-18 | 59 km |
| USGS-365732094513201 | depth -261.9 ft · 2004-10-11 | 61 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.1 bn in deposits at 22 offices of 10 banks (SOD June 2026); HHI 1,737, moderately concentrated. $237.9 m federal obligations in FY2026 (direct payments $214.4 m, grants $22.7 m), $13,747 per covered job
| Item | Value | Distance |
|---|---|---|
| GNBank, National Association | $334.8 m · 30.6% share · 4 offices | |
| Community National Bank & Trust | $192.6 m · 17.6% share · 4 offices | |
| Commerce Bank | $151.3 m · 13.8% share · 1 office | |
| Crawford, KS | $237.9 m FY2026 · $13,747/job | |
| MULTIPLE RECIPIENTS | $192.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| GNBank, National Association | $334,764,000 | 30.6% | 4 |
| Community National Bank & Trust | $192,608,000 | 17.6% | 4 |
| Commerce Bank | $151,322,000 | 13.8% | 1 |
| Labette Bank | $143,734,000 | 13.1% | 4 |
| Goppert State Service Bank | $79,788,000 | 7.3% | 3 |
| Arvest Bank | $69,341,000 | 6.3% | 1 |
| BMO Bank National Association | $48,073,000 | 4.4% | 2 |
| Exchange State Bank | $28,865,000 | 2.6% | 1 |
| Equity Bank | $23,846,000 | 2.2% | 1 |
| Landmark National Bank | $22,150,000 | 2.0% | 1 |
Deposit concentration is 1,737 across 10 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 30.6² + 17.6² + 13.8² + … (7 more) = 1,737
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $170,489,587 |
| Department of Veterans Affairs | $15,714,079 |
| Department of Health and Human Services | $11,822,686 |
| Department of Education | $10,264,769 |
| Department of Agriculture | $6,025,782 |
| Department of Housing and Urban Development | $6,005,955 |
| Department of Transportation | $5,365,125 |
| Railroad Retirement Board | $5,301,952 |
| Department of Commerce | $5,100,000 |
| Department of the Interior | $797,290 |
| Department of Justice | $620,062 |
| Federal Communications Commission | $406,341 |
That is $13,747 per covered job, against 17,307 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $237.9 m / 17,307 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,747
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crawford County, KS: 9 findings, 1 at a watch level and 8 noted
watchCrawford County, KS' typical home value is -0.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -0.22447139503931607 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteCrawford County, KS' average weekly wage was 2.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrawford County, KS' covered employment was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrawford County, KS' typical asking rent fell 0.4% from $908 in August 2026 to $904 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -0.4% = (903.8425925925926 - 907.6772871473075) / 907.6772871473075 × 100
- 903.8425925925926 = Zillow ZORI, 2026-09
- 907.6772871473075 = Zillow ZORI, 2026-08
noteCrawford County, KS' typical asking rent of $904 ranks 1,311th of 1,358 US counties, against a median of $1,506.
Period 2026-09.Show the arithmetic
- 3 on the 0-to-100 scale across 1358 US counties that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.