Jasper County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.21, -94.34.
Assembled 2026-10-20. Read the brief.
- 44th pct · 1,696th of 3,063 US counties · median $230,451
- 48th pct · 59th of 113 Missouri counties · median $221,167
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
- 34th pct · 2,001st of 3,062 US counties · median +2.9%
- 9th pct · 102nd of 113 Missouri counties · median +4.5%
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
- 23rd pct · 1,043rd of 1,358 US counties · median $1,506
- 47th pct · 19th of 35 Missouri counties · median $1,229
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
- 85th pct · 472nd of 3,221 US counties · median 8,232
- 93rd pct · 8th of 115 Missouri counties · median 4,996
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
- 45th pct · 1,764th of 3,221 US counties · median $1,039
- 79th pct · 24th of 115 Missouri counties · median $902
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
- 47th pct · 1,594th of 3,063 US counties · median 4.2
- 29th pct · 80th of 113 Missouri counties · median 4.7
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $217,594 (Sep 2026), +1.5% over one year, +28.5% over five
- 44th pct · 1,696th of 3,063 US counties · median $230,451
- 48th pct · 59th of 113 Missouri counties · median $221,167
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jasper County, MO | $217,594 · +1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,226/mo (Sep 2026), +4.4% over one year; price-to-rent 14.8
- 23rd pct · 1,043rd of 1,358 US counties · median $1,506
- 47th pct · 19th of 35 Missouri counties · median $1,229
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jasper County, MO | $1,226/mo · +4.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,205 a month on $217,594 at 7.40%, against an average weekly wage worth $4,411 a month: 27.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $217,594 × 80% = $174,075, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,205/mo principal and interest
- wage share = payment / (avg weekly wage $1,018 × 52 / 12 = $4,411) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $217,594 / ($1,018 × 52) = 4.1
- price-to-rent = $217,594 / ($1,226 × 12) = 14.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
56,149 jobs at 3,670 employers (2026 Q1); -1.8% jobs and +4.9% average weekly wage over the year
- 85th pct · 472nd of 3,221 US counties · median 8,232
- 93rd pct · 8th of 115 Missouri counties · median 4,996
- counties in the Joplin metro: Rank context is unavailable: the manifest lists 3 counties in the Joplin metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jasper County, MO | 56,149 jobs · $1,018/wk · -1.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 10,697 | $1,218 | 2.37 | +0.3% |
| Retail trade | 7,478 | $725 | 1.37 | -1.0% |
| Health care and social assistance | 6,989 | $960 | 0.83 | +2.0% |
| Accommodation and food services | 5,105 | $448 | 1.01 | -1.1% |
| Transportation and warehousing | 3,963 | $1,133 | 1.67 | -26.4% |
| Construction | 2,572 | $1,331 | 0.87 | +4.8% |
| Wholesale trade | 2,374 | $1,225 | 1.10 | -6.3% |
| Administrative and waste services | 2,095 | $842 | 0.66 | +21.4% |
| Other services | 1,619 | $815 | 0.96 | -2.2% |
| Professional and technical services | 1,487 | $1,398 | 0.38 | -0.8% |
| Finance and insurance | 1,073 | $1,562 | 0.47 | -1.9% |
| Management of companies | 1,069 | $3,068 | 1.14 | -5.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$2.9 bn in deposits at 44 offices of 15 banks (SOD June 2026); HHI 1,251, moderately concentrated. $914.6 m federal obligations in FY2026 (direct payments $687.8 m, grants $172.9 m), $16,289 per covered job
| Item | Value | Distance |
|---|---|---|
| Southwest Missouri Bank | $738.2 m · 25.8% share · 7 offices | |
| Arvest Bank | $442.6 m · 15.5% share · 6 offices | |
| U.S. Bank National Association | $265.3 m · 9.3% share · 3 offices | |
| Jasper, MO | $914.6 m FY2026 · $16,289/job | |
| MULTIPLE RECIPIENTS | $652.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Southwest Missouri Bank | $738,226,000 | 25.8% | 7 |
| Arvest Bank | $442,623,000 | 15.5% | 6 |
| U.S. Bank National Association | $265,299,000 | 9.3% | 3 |
| Commerce Bank | $237,696,000 | 8.3% | 2 |
| Pinnacle Bank | $229,367,000 | 8.0% | 4 |
| Simmons Bank | $142,142,000 | 5.0% | 1 |
| Omb Bank | $141,045,000 | 4.9% | 1 |
| Guaranty Bank | $131,917,000 | 4.6% | 4 |
| Mid-Missouri Bank | $114,567,000 | 4.0% | 3 |
| Oakstar Bank | $85,580,000 | 3.0% | 1 |
Deposit concentration is 1,251 across 15 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 15 banks with deposits in the county = 25.8² + 15.5² + 9.3² + … (12 more) = 1,251
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $559,282,646 |
| Department of Transportation | $170,405,534 |
| Department of Veterans Affairs | $87,962,146 |
| Department of Defense | $45,979,055 |
| Department of Education | $12,253,764 |
| Department of Housing and Urban Development | $11,913,053 |
| Department of Agriculture | $7,435,809 |
| Environmental Protection Agency | $6,728,138 |
| Railroad Retirement Board | $6,060,171 |
| Department of Health and Human Services | $4,796,043 |
| Federal Communications Commission | $1,412,721 |
| Department of Justice | $401,457 |
That is $16,289 per covered job, against 56,149 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $914.6 m / 56,149 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,289
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jasper County, MO: 10 findings, 2 at a watch level and 8 noted
watchJasper County, MO's covered employment is -1.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchJasper County, MO's average weekly wage of $1,018 scores 45 on the 0-to-100 scale across US counties but 79 across Missouri counties, a gap of 34 points.
Period 2026 Q1.Show the arithmetic
- 34 = |45 across US counties - 79 across Missouri counties|
position among the entities that published this metric this period; not an official level
noteJasper County, MO's average weekly wage was 4.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJasper County, MO's covered employment was 1.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJasper County, MO's covered employment of 56,149 ranks 8th of 115 Missouri counties, against a median of 4,996.
Period 2026 Q1.Show the arithmetic
- 94 on the 0-to-100 scale across 115 Missouri counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.