Barry County, MI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.58, -85.31.
Assembled 2026-10-19. Read the brief.
- 70th pct · 899th of 3,063 US counties · median $230,451
- 84th pct · 14th of 83 Michigan counties · median $225,043
- 50th pct · 3rd of 5 counties in the Grand Rapids-Wyoming-Kentwood metro · median $301,131
- 74th pct · 792nd of 3,062 US counties · median +2.9%
- 46th pct · 45th of 83 Michigan counties · median +5.3%
- 50th pct · 3rd of 5 counties in the Grand Rapids-Wyoming-Kentwood metro · median +5.0%
- US counties: not published this period
- Michigan counties: not published this period
- counties in the Grand Rapids-Wyoming-Kentwood metro: not published this period
- 61st pct · 1,234th of 3,221 US counties · median 8,232
- 56th pct · 37th of 83 Michigan counties · median 12,414
- 0th pct · 5th of 5 counties in the Grand Rapids-Wyoming-Kentwood metro · median 19,841
- 45th pct · 1,734th of 3,221 US counties · median $1,039
- 45th pct · 45th of 83 Michigan counties · median $1,045
- 50th pct · 3rd of 5 counties in the Grand Rapids-Wyoming-Kentwood metro · median $1,022
- 75th pct · 745th of 3,063 US counties · median 4.2
- 87th pct · 11th of 83 Michigan counties · median 4.0
- 75th pct · 2nd of 5 counties in the Grand Rapids-Wyoming-Kentwood metro · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $301,131 (Sep 2026), +5.0% over one year, +27.2% over five
- 70th pct · 899th of 3,063 US counties · median $230,451
- 84th pct · 14th of 83 Michigan counties · median $225,043
- 50th pct · 3rd of 5 counties in the Grand Rapids-Wyoming-Kentwood metro · median $301,131
| Item | Value | Distance |
|---|---|---|
| Barry County, MI | $301,131 · +5.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Michigan counties: not published this period
- counties in the Grand Rapids-Wyoming-Kentwood metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,668 a month on $301,131 at 7.40%, against an average weekly wage worth $4,429 a month: 37.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $301,131 × 80% = $240,904, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,668/mo principal and interest
- wage share = payment / (avg weekly wage $1,022 × 52 / 12 = $4,429) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $301,131 / ($1,022 × 52) = 5.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
13,156 jobs at 1,098 employers (2026 Q1); +0.7% jobs and +2.1% average weekly wage over the year
- 61st pct · 1,234th of 3,221 US counties · median 8,232
- 56th pct · 37th of 83 Michigan counties · median 12,414
- 0th pct · 5th of 5 counties in the Grand Rapids-Wyoming-Kentwood metro · median 19,841
| Item | Value | Distance |
|---|---|---|
| Barry County, MI | 13,156 jobs · $1,022/wk · +0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 3,520 | $1,278 | 3.33 | -0.8% |
| Accommodation and food services | 1,227 | $382 | 1.04 | +2.3% |
| Retail trade | 1,218 | $578 | 0.95 | -0.2% |
| Health care and social assistance | 1,217 | $950 | 0.61 | -3.2% |
| Finance and insurance | 653 | $2,003 | 1.22 | +0.2% |
| Construction | 639 | $1,077 | 0.93 | +9.2% |
| Other services | 507 | $854 | 1.29 | +10.7% |
| Wholesale trade | 303 | $1,294 | 0.60 | -0.7% |
| Administrative and waste services | 288 | $608 | 0.39 | +4.0% |
| Educational services | 103 | $388 | 0.36 | -12.0% |
| Arts, entertainment and recreation | 101 | $671 | 0.47 | -30.8% |
| Information | 83 | $1,597 | 0.34 | -3.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$583.2 m in deposits at 7 offices of 5 banks (SOD June 2026); HHI 5,555, highly concentrated. $412.8 m federal obligations in FY2026 (direct payments $398.0 m, contracts $8.5 m), $31,377 per covered job
| Item | Value | Distance |
|---|---|---|
| Highpoint Community Bank | $426.4 m · 73.1% share · 3 offices | |
| The Huntington National Bank | $65.8 m · 11.3% share · 1 office | |
| Commercial Bank | $33.9 m · 5.8% share · 1 office | |
| Barry, MI | $412.8 m FY2026 · $31,377/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Highpoint Community Bank | $426,365,000 | 73.1% | 3 |
| The Huntington National Bank | $65,769,000 | 11.3% | 1 |
| Commercial Bank | $33,926,000 | 5.8% | 1 |
| Union Bank | $31,307,000 | 5.4% | 1 |
| Eaton Community Bank | $25,798,000 | 4.4% | 1 |
Deposit concentration is 5,555 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 73.1² + 11.3² + 5.8² + … (2 more) = 5,555
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $31,377 per covered job, against 13,156 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $412.8 m / 13,156 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,377
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Barry County, MI: 7 findings, 1 at a watch level and 6 noted
watchBarry County, MI's momentum index of 0.36 scores 69 on the 0-to-100 scale across US counties but 37 across Michigan counties, a gap of 32 points.
Period 2026-09.Show the arithmetic
- 32 = |69 across US counties - 37 across Michigan counties|
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteBarry County, MI's average weekly wage was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBarry County, MI's covered employment was 0.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBarry County, MI's typical home value rose 0.6% from $299,373 in August 2026 to $301,131 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.6% = (301130.5309965151 - 299373.0868313626) / 299373.0868313626 × 100
- 301130.5309965151 = Zillow ZHVI, 2026-09
- 299373.0868313626 = Zillow ZHVI, 2026-08
noteBarry County, MI's covered employment of 13,156 ranks 5th of 5 counties in the Grand Rapids-Wyoming-Kentwood metro, against a median of 19,841.
Period 2026 Q1.Show the arithmetic
- 0 on the 0-to-100 scale across 5 counties in the Grand Rapids-Wyoming-Kentwood metro that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.