Barry County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.70, -93.83.
Assembled 2026-10-19. Read the brief.
- 54th pct · 1,403rd of 3,063 US counties · median $230,451
- 69th pct · 35th of 113 Missouri counties · median $221,167
- 63rd pct · 1,130th of 3,062 US counties · median +2.9%
- 38th pct · 70th of 113 Missouri counties · median +4.5%
- US counties: not published this period
- Missouri counties: not published this period
- 61st pct · 1,238th of 3,221 US counties · median 8,232
- 75th pct · 29th of 115 Missouri counties · median 4,996
- 22nd pct · 2,491st of 3,221 US counties · median $1,039
- 57th pct · 50th of 115 Missouri counties · median $902
- 66th pct · 1,019th of 3,063 US counties · median 4.2
- 68th pct · 36th of 113 Missouri counties · median 4.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $242,990 (Sep 2026), +3.9% over one year, +35.5% over five
- 54th pct · 1,403rd of 3,063 US counties · median $230,451
- 69th pct · 35th of 113 Missouri counties · median $221,167
| Item | Value | Distance |
|---|---|---|
| Barry County, MO | $242,990 · +3.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,346 a month on $242,990 at 7.40%, against an average weekly wage worth $3,978 a month: 33.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $242,990 × 80% = $194,392, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,346/mo principal and interest
- wage share = payment / (avg weekly wage $918 × 52 / 12 = $3,978) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $242,990 / ($918 × 52) = 5.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
13,054 jobs at 1,018 employers (2026 Q1); -0.7% jobs and +4.6% average weekly wage over the year
- 61st pct · 1,238th of 3,221 US counties · median 8,232
- 75th pct · 29th of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Barry County, MO | 13,054 jobs · $918/wk · -0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,521 | $955 | 4.30 | -3.5% |
| Retail trade | 1,550 | $664 | 1.22 | +2.6% |
| Health care and social assistance | 1,213 | $1,096 | 0.62 | -3.7% |
| Professional and technical services | 515 | $1,602 | 0.57 | +2.2% |
| Construction | 394 | $1,041 | 0.58 | +6.2% |
| Other services | 380 | $594 | 0.97 | +6.4% |
| Administrative and waste services | 371 | $781 | 0.50 | +23.7% |
| Wholesale trade | 351 | $943 | 0.70 | +7.3% |
| Finance and insurance | 293 | $1,182 | 0.55 | +2.1% |
| Transportation and warehousing | 164 | $1,100 | 0.30 | +0.0% |
| Information | 90 | $1,201 | 0.37 | +2.3% |
| Utilities | 76 | $1,613 | 1.47 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
4 USGS reservoir gauges, no capacity figures to weight
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Eucha near Eucha, OK | 57,580 Acre-ft (USGS, no capacity on file) | 105 km |
| Lake O' the Cherokees at Langley, OK | 1,303,000 Acre-ft (USGS, no capacity on file) | 111 km |
| Spavinaw Lake at Spavinaw, OK | 26,070 Acre-ft (USGS, no capacity on file) | 114 km |
| Lake Hudson near Locust Grove, OK | 217,800 Acre-ft (USGS, no capacity on file) | 131 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
54 gauges · 0 flooding · 8 with quality panels averaging 92 % · 16 stale
Sites found: 54, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| White River bl Table Rock Dam near Branson, MO | DO 1.30 mg/l · quality 50 % (2) · no flooding | 48 km |
| Roaring River at Roaring River State Park | flow 14.6 ft³/s · no flooding | 13 km |
| Flat Creek below Jenkins, MO | flow 26.9 ft³/s · no flooding | 20 km |
| Shoal Creek at Pioneer, MO | flow 8.90 ft³/s · STALE | 24 km |
| White River near Busch, AR | stage 2.33 ft | 28 km |
| White River at Beaver Dam near Eureka Springs | DO 7.70 mg/l · quality 100 % (2) · no flooding | 31 km |
| Big Sugar Creek near Powell, MO | flow 7.92 ft³/s · no flooding | 32 km |
| James River at Galena, MO | flow 145.0 ft³/s · no flooding | 35 km |
| Kings River near Berryville, AR | flow 56.6 ft³/s · no flooding | 36 km |
| Prairie Creek northeast of Rogers | flow 6.40 ft³/s · STALE | 46 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
29 wells in 1 named aquifer: Ozark Plateaus aquifer system
Sites found: 29, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Ozark Plateaus aquifer system | depth 321.2 ft · 2026-10-18 | 4 km |
| Ozark Plateaus aquifer system | depth 40.6 ft · 2026-10-18 | 9 km |
| Ozark Plateaus aquifer system | depth 330.1 ft · 2026-10-18 | 9 km |
| Ozark Plateaus aquifer system | depth 255.6 ft · 2026-10-18 | 25 km |
| USGS-365634093542701 | depth 123.6 ft · 2017-07-09 | 28 km |
| Ozark Plateaus aquifer system | depth 100.1 ft · 2026-10-18 | 29 km |
| Ozark Plateaus aquifer system | depth 90.0 ft · 2026-10-18 | 31 km |
| Ozark Plateaus aquifer system | depth 40.0 ft · 2026-10-18 | 33 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.51)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.08 / 0.55
Banks & federal dollars #
$1.2 bn in deposits at 19 offices of 9 banks (SOD June 2026); HHI 2,993, highly concentrated. $235.6 m federal obligations in FY2026 (direct payments $227.9 m, grants $6.4 m), $18,047 per covered job
| Item | Value | Distance |
|---|---|---|
| Freedom Bank of Southern Missouri | $594.7 m · 51.2% share · 5 offices | |
| Security Bank of Southwest Missouri | $127.7 m · 11.0% share · 3 offices | |
| Arvest Bank | $120.8 m · 10.4% share · 2 offices | |
| Barry, MO | $235.6 m FY2026 · $18,047/job | |
| MULTIPLE RECIPIENTS | $220.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Freedom Bank of Southern Missouri | $594,724,000 | 51.2% | 5 |
| Security Bank of Southwest Missouri | $127,725,000 | 11.0% | 3 |
| Arvest Bank | $120,831,000 | 10.4% | 2 |
| First State Bank of the Ozarks | $76,951,000 | 6.6% | 3 |
| UMB Bank, National Association | $71,568,000 | 6.2% | 1 |
| U.S. Bank National Association | $63,244,000 | 5.4% | 1 |
| Commerce Bank | $41,407,000 | 3.6% | 1 |
| CS Bank | $37,395,000 | 3.2% | 1 |
| Peoples Community Bank | $27,337,000 | 2.4% | 2 |
Deposit concentration is 2,993 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 51.2² + 11.0² + 10.4² + … (6 more) = 2,993
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $192,496,039 |
| Department of Veterans Affairs | $25,132,112 |
| Department of Agriculture | $7,721,238 |
| Department of Transportation | $6,034,931 |
| Railroad Retirement Board | $3,123,483 |
| Federal Communications Commission | $784,482 |
| Department of Health and Human Services | $143,992 |
| Department of Justice | $125,000 |
| Department of Education | $16,584 |
| Department of Defense | $12,400 |
| Small Business Administration | -$11,158 |
That is $18,047 per covered job, against 13,054 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $235.6 m / 13,054 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,047
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Barry County, MO: 7 findings, 2 at a watch level and 5 noted
watchBarry County, MO's covered employment is -0.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchBarry County, MO's average weekly wage of $918 scores 23 on the 0-to-100 scale across US counties but 57 across Missouri counties, a gap of 34 points.
Period 2026 Q1.Show the arithmetic
- 34 = |23 across US counties - 57 across Missouri counties|
position among the entities that published this metric this period; not an official level
noteBarry County, MO's average weekly wage was 4.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBarry County, MO's covered employment was 0.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBarry County, MO's typical home value rose 0.5% from $241,887 in August 2026 to $242,990 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.5% = (242989.57297640797 - 241886.6178491762) / 241886.6178491762 × 100
- 242989.57297640797 = Zillow ZHVI, 2026-09
- 241886.6178491762 = Zillow ZHVI, 2026-08
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.